Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.17% is 24% above its 5-year average of 0.94%, near the high end of its 5-year range (0.73%–1.17%).
7.83% above its 12-month average of 1.08%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.25%.
RETURN ON ASSETS (ROA)
1.17%
RETURN ON ASSETS (ROA) AVG TTM
1.08%
RETURN ON ASSETS (ROA) AVG 3Y
1.04%
RETURN ON ASSETS (ROA) AVG 5Y
0.94%
RETURN ON ASSETS (ROA) AVG 10Y
0.90%
RETURN ON ASSETS (ROA) AVG 15Y
0.77%
RETURN ON ASSETS (ROA) AVG 20Y
0.84%
CURRENT VS TTM AVG
+7.83%
CURRENT VS 3Y AVG
+12.23%
CURRENT VS 5Y AVG
+24.25%
CURRENT VS 10Y AVG
+30.53%
CURRENT VS 15Y AVG
+51.82%
CURRENT VS 20Y AVG
+39.20%
SECTOR MEDIAN · FINANCIAL SERVICES
1.26%
median of 375 covered companies
CURRENT VS SECTOR MEDIAN
-7.14%
vs the sector median at left
First Northern Community Bancorp
Market Cap
$290.90M
Return on Assets (ROA)
1.17%
TTM Avg
1.08%
3Y Avg
1.04%
5Y Avg
0.94%
Market Cap
$293.04M
Return on Assets (ROA)
1.81%
TTM Avg
0.93%
3Y Avg
0.93%
5Y Avg
0.93%
Market Cap
$288.51M
Return on Assets (ROA)
0.63%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$286.90M
Return on Assets (ROA)
-13.68%
TTM Avg
-4.14%
3Y Avg
-0.76%
5Y Avg
-2.79%
Market Cap
$295.88M
Return on Assets (ROA)
1.15%
TTM Avg
0.63%
3Y Avg
1.06%
5Y Avg
1.07%
Market Cap
$298.50M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.25M
Return on Assets (ROA)
1.08%
TTM Avg
0.69%
3Y Avg
0.69%
5Y Avg
0.81%
Market Cap
$282.88M
Return on Assets (ROA)
1.06%
TTM Avg
0.72%
3Y Avg
0.77%
5Y Avg
0.83%
Market Cap
$299.63M
Return on Assets (ROA)
-11.73%
TTM Avg
-11.73%
3Y Avg
-11.73%
5Y Avg
-11.73%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Northern Community Bancorp (FNRN) | $290.90M | 1.17% | 1.08% | 1.04% | 0.94% |
| Blue Acquisition Corp. (BACC)vs › | $293.04M | 1.81% | 0.93% | 0.93% | 0.93% |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.51M | 0.63% | 0.00% | 0.00% | 0.00% |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $286.90M | -13.68% | -4.14% | -0.76% | -2.79% |
| Princeton Bancorp Inc. (BPRN)vs › | $295.88M | 1.15% | 0.63% | 1.06% | 1.07% |
| Bleichroeder Acquisition Corp. Iii (BCCQ)vs › | $298.50M | N/A | N/A | N/A | N/A |
| Ames National Corporation (ATLO)vs › | $283.25M | 1.08% | 0.69% | 0.69% | 0.81% |
| Franklin Financial Services Corporation (FRAF)vs › | $282.88M | 1.06% | 0.72% | 0.77% | 0.83% |
| Fortress Value Acquisition Corp. V (FVAV)vs › | $299.63M | -11.73% | -11.73% | -11.73% | -11.73% |
| Aldabra 4 Liquidity Opportunity Vehicle Inc. (ALOV)vs › | $300.75M | 0.92% | -27.39% | -27.39% | -27.39% |
ROA
1.2%
ROE
10.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.11% |
| 2024-12-31 | 1.06% |
| 2023-12-31 | 1.15% |
| 2022-12-31 | 0.85% |
| 2021-12-31 | 0.75% |
| 2020-12-31 | 0.73% |
| 2019-12-31 | 1.14% |
| 2018-12-31 | 1.00% |
| 2017-12-31 | 0.72% |
| 2016-12-31 | 0.69% |
| 2015-12-31 | 0.66% |
| 2014-12-31 | 0.61% |
| 2013-12-31 | 0.60% |
| 2012-12-31 | 0.56% |
| 2011-12-31 | 0.34% |
| 2010-12-31 | 0.36% |
| 2009-12-31 | -0.14% |
| 2008-12-31 | -0.20% |
| 2007-12-31 | 1.03% |
| 2006-12-31 | 1.29% |
| 2005-12-31 | 1.32% |
| 2004-12-31 | 1.07% |
| 2003-12-31 | 1.09% |
| 2002-12-31 | 1.15% |
| 2001-12-31 | 1.21% |
| 2000-12-31 | 1.29% |
