Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 9.94% is in line with its 5-year average of 10.67%, around the middle of its 5-year range (8.44%–12.96%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.24% above its 12-month average of 9.91%.
Trailing-twelve-month return on invested capital at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.94%.
RETURN ON INVESTED CAPITAL (ROIC)
9.94%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
9.91%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
10.50%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
10.67%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
N/A
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
N/A
CURRENT VS TTM AVG
+0.24%
CURRENT VS 3Y AVG
-5.36%
CURRENT VS 5Y AVG
-6.87%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
-0.35%
median of 96 covered companies
CURRENT VS SECTOR MEDIAN
+2898.69%
vs the sector median at left
Enact Holdings Inc.
Market Cap
$6.40B
Return on Invested Capital (ROIC)
9.94%
TTM Avg
9.91%
3Y Avg
10.50%
5Y Avg
10.67%
Market Cap
$6.55B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.94B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.78B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.77B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.07B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.56B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.33B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.51B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Enact Holdings Inc. (ACT) | $6.40B | 9.94% | 9.91% | 10.50% | 10.67% |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.55B | N/A | N/A | N/A | N/A |
| Hancock Whitney Corporation (HWC)vs › | $5.94B | N/A | N/A | N/A | N/A |
| BGC Group, Inc (BGC)vs › | $5.78B | N/A | N/A | N/A | N/A |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | N/A | N/A | N/A | N/A |
| Valley National Bancorp (VLY)vs › | $7.07B | N/A | N/A | N/A | N/A |
| Credit Acceptance Corporation (CACC)vs › | $5.56B | N/A | N/A | N/A | N/A |
| TeraWulf Inc. (WULF)vs › | $7.33B | N/A | N/A | N/A | N/A |
| Galaxy Digital (GLXY)vs › | $7.51B | N/A | N/A | N/A | N/A |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.57B | N/A | N/A | N/A | N/A |
ROIC
9.9%
ROE
12.7%
ROIC = NOPAT / Invested Capital, where NOPAT = Operating Income × (1 − effective tax rate) and Invested Capital = Total Assets − (Current Liabilities − Short-Term Debt)
Return on invested capital measures the after-tax operating return a company earns on the capital invested in the business. TGMCharts computes it from reported statements: trailing-twelve-month operating income after tax, over invested capital at the latest balance sheet — total assets less the non-interest-bearing current liabilities (payables, accruals, deferred revenue) that fund them; short-term debt stays in the capital base. The tax rate is the period's own effective rate (income tax ÷ pretax income), capped at 45%; when pretax income is zero or negative, or the tax line is a net benefit, no tax is deducted — the operating figure is shown untaxed rather than adjusted by an assumed rate. Not shown for banks, insurers or funds.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2026-06-30 | 9.94% |
| 2026-03-31 | 9.83% |
| 2025-12-31 | 9.91% |
| 2025-09-30 | 9.73% |
| 2025-06-30 | 10.15% |
| 2025-03-31 | 10.48% |
| 2024-12-31 | 10.69% |
| 2024-09-30 | 10.54% |
| 2024-06-30 | 10.71% |
| 2024-03-31 | 10.55% |
| 2023-12-31 | 10.97% |
| 2023-09-30 | 11.17% |
| 2023-06-30 | 11.81% |
| 2023-03-31 | 12.66% |
| 2022-12-31 | 12.73% |
| 2022-09-30 | 12.96% |
| 2022-06-30 | 11.92% |
| 2022-03-31 | 10.55% |
| 2021-12-31 | 9.65% |
| 2021-09-30 | 8.44% |
| 2021-06-30 | 8.67% |
| 2020-12-31 | 7.93% |
| 2020-09-30 | 9.66% |
| 2020-06-30 | 10.27% |
| 2019-12-31 | 14.00% |
