Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.45% is 227% above its 3-year average of 0.75%, near the high end of its 3-year range (0.00%–2.45%).
63.33% above its 12-month average of 1.50%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.66%.
RETURN ON ASSETS (ROA)
2.45%
RETURN ON ASSETS (ROA) AVG TTM
1.50%
RETURN ON ASSETS (ROA) AVG 3Y
0.75%
RETURN ON ASSETS (ROA) AVG 5Y
N/A
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+63.33%
CURRENT VS 3Y AVG
+226.67%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+98.38%
vs the sector median at left
TWFG, Inc. Common Stock
Market Cap
$325.06M
Return on Assets (ROA)
2.45%
TTM Avg
1.50%
3Y Avg
0.75%
5Y Avg
N/A
Market Cap
$325.01M
Return on Assets (ROA)
3.08%
TTM Avg
2.03%
3Y Avg
2.03%
5Y Avg
2.03%
Market Cap
$325.24M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.55M
Return on Assets (ROA)
2.94%
TTM Avg
-142.00%
3Y Avg
-142.00%
5Y Avg
-142.00%
Market Cap
$323.84M
Return on Assets (ROA)
-0.08%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$323.31M
Return on Assets (ROA)
1.02%
TTM Avg
0.84%
3Y Avg
0.82%
5Y Avg
0.90%
Market Cap
$323.29M
Return on Assets (ROA)
2.06%
TTM Avg
2.33%
3Y Avg
2.80%
5Y Avg
3.86%
Market Cap
$323.18M
Return on Assets (ROA)
2.62%
TTM Avg
2.29%
3Y Avg
2.29%
5Y Avg
2.29%
Market Cap
$327.06M
Return on Assets (ROA)
1.05%
TTM Avg
1.10%
3Y Avg
1.14%
5Y Avg
1.34%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TWFG, Inc. Common Stock (TWFG) | $325.06M | 2.45% | 1.50% | 0.75% | N/A |
| Renatus Tactical Acquisition Corp I Class A Ordinary Shares (RTAC)vs › | $325.01M | 3.08% | 2.03% | 2.03% | 2.03% |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $325.24M | N/A | N/A | N/A | N/A |
| New Providence Acquisition Corp. III (NPAC)vs › | $325.55M | 2.94% | -142.00% | -142.00% | -142.00% |
| Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs › | $323.84M | -0.08% | 0.00% | 0.00% | 0.00% |
| John Marshall Bancorp, Inc. (JMSB)vs › | $323.31M | 1.02% | 0.84% | 0.82% | 0.90% |
| NewtekOne, Inc. (NEWT)vs › | $323.29M | 2.06% | 2.33% | 2.80% | 3.86% |
| Aldel Financial II Inc. (ALDF)vs › | $323.18M | 2.62% | 2.29% | 2.29% | 2.29% |
| FS Bancorp, Inc. (FSBW)vs › | $327.06M | 1.05% | 1.10% | 1.14% | 1.34% |
| Pioneer Acquisition I Corp (PACH)vs › | $327.64M | 3.36% | 0.88% | 0.88% | 0.88% |
ROA
2.5%
ROE
19.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 2.15% |
| 2024-12-31 | 0.85% |
| 2023-12-31 | 0.00% |
| 2022-12-31 | 0.00% |
