Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 16.34% is 11% above its 3-year average of 14.77%, near the high end of its 3-year range (2.63%–20.10%).
6.86% above its 12-month average of 15.29%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 20.10%.
OPERATING MARGIN
16.34%
OPERATING MARGIN AVG TTM
15.29%
OPERATING MARGIN AVG 3Y
14.82%
OPERATING MARGIN AVG 5Y
N/A
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+6.86%
CURRENT VS 3Y AVG
+10.26%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+1.55%
vs the sector median at left
TWFG, Inc. Common Stock
Market Cap
$327.20M
Operating Margin
16.34%
TTM Avg
15.29%
3Y Avg
14.82%
5Y Avg
N/A
Market Cap
$327.32M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$327.65M
Operating Margin
14.28%
TTM Avg
20.49%
3Y Avg
23.25%
5Y Avg
27.38%
Market Cap
$327.75M
Operating Margin
18.82%
TTM Avg
16.13%
3Y Avg
20.42%
5Y Avg
21.43%
Market Cap
$328.74M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$325.55M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$325.01M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$324.91M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$324.65M
Operating Margin
26.13%
TTM Avg
21.60%
3Y Avg
24.80%
5Y Avg
28.82%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| TWFG, Inc. Common Stock (TWFG) | $327.20M | 16.34% | 15.29% | 14.82% | N/A |
| Pioneer Acquisition I Corp (PACH)vs › | $327.32M | 0.00% | 0.00% | 0.00% | 0.00% |
| FS Bancorp, Inc. (FSBW)vs › | $327.65M | 14.28% | 20.49% | 23.25% | 27.38% |
| C&F Financial Corporation (CFFI)vs › | $327.75M | 18.82% | 16.13% | 20.42% | 21.43% |
| Oxley Bridge Acquisition Limited (OBA)vs › | $328.74M | 0.00% | 0.00% | 0.00% | 0.00% |
| New Providence Acquisition Corp. III (NPAC)vs › | $325.55M | 0.00% | 0.00% | 0.00% | 0.00% |
| Renatus Tactical Acquisition Corp I Class A Ordinary Shares (RTAC)vs › | $325.01M | 0.00% | 0.00% | 0.00% | 0.00% |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $324.91M | N/A | N/A | N/A | N/A |
| John Marshall Bancorp, Inc. (JMSB)vs › | $324.65M | 26.13% | 21.60% | 24.80% | 28.82% |
| Fifth Era Acquisition Corp I Class A Ordinary Shares (FERA)vs › | $330.02M | 0.00% | 0.00% | 0.00% | 0.00% |
Gross Margin
27.4%
Operating Margin
16.3%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 20.10% |
| 2026-03-31 | 16.96% |
| 2025-12-31 | 12.05% |
| 2025-09-30 | 14.63% |
| 2025-06-30 | 12.72% |
| 2025-03-31 | 11.06% |
| 2024-12-31 | 10.61% |
| 2024-09-30 | 15.15% |
| 2024-06-30 | 14.65% |
| 2024-03-31 | 16.31% |
| 2023-12-31 | 2.63% |
| 2023-09-30 | 17.14% |
| 2023-06-30 | 16.46% |
| 2023-03-31 | 14.12% |
