Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 14.28% is 42% below its 5-year average of 24.61%, near the high end of its 5-year range (-90.59%–33.89%).
890.49% above its 12-month average of -1.81%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -90.59%.
OPERATING MARGIN
14.28%
OPERATING MARGIN AVG TTM
-1.81%
OPERATING MARGIN AVG 3Y
21.45%
OPERATING MARGIN AVG 5Y
24.61%
OPERATING MARGIN AVG 10Y
26.99%
OPERATING MARGIN AVG 15Y
24.73%
OPERATING MARGIN AVG 20Y
24.19%
CURRENT VS TTM AVG
+890.49%
CURRENT VS 3Y AVG
-33.42%
CURRENT VS 5Y AVG
-41.98%
CURRENT VS 10Y AVG
-47.09%
CURRENT VS 15Y AVG
-42.26%
CURRENT VS 20Y AVG
-40.96%
SECTOR MEDIAN · FINANCIAL SERVICES
17.79%
median of 464 covered companies
CURRENT VS SECTOR MEDIAN
-19.73%
vs the sector median at left
FS Bancorp, Inc.
Market Cap
$328.76M
Operating Margin
14.28%
TTM Avg
-1.81%
3Y Avg
21.45%
5Y Avg
24.61%
Market Cap
$329.86M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$325.71M
Operating Margin
26.13%
TTM Avg
21.60%
3Y Avg
24.80%
5Y Avg
28.82%
Market Cap
$325.24M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$332.72M
Operating Margin
76.15%
TTM Avg
64.31%
3Y Avg
54.35%
5Y Avg
65.51%
Market Cap
$324.00M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$323.62M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$335.10M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$322.12M
Operating Margin
18.82%
TTM Avg
16.13%
3Y Avg
20.42%
5Y Avg
21.43%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| FS Bancorp, Inc. (FSBW) | $328.76M | 14.28% | -1.81% | 21.45% | 24.61% |
| Fifth Era Acquisition Corp I Class A Ordinary Shares (FERA)vs › | $329.86M | 0.00% | 0.00% | 0.00% | 0.00% |
| John Marshall Bancorp, Inc. (JMSB)vs › | $325.71M | 26.13% | 21.60% | 24.80% | 28.82% |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $325.24M | N/A | N/A | N/A | N/A |
| Crescent Capital BDC, Inc. (CCAP)vs › | $332.72M | 76.15% | 64.31% | 54.35% | 65.51% |
| Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs › | $324.00M | 0.00% | 0.00% | 0.00% | 0.00% |
| Aldel Financial II Inc. (ALDF)vs › | $323.62M | 0.00% | 0.00% | 0.00% | 0.00% |
| Bold Eagle Acquisition Corp. (BEAG)vs › | $335.10M | 0.00% | 0.00% | 0.00% | 0.00% |
| C&F Financial Corporation (CFFI)vs › | $322.12M | 18.82% | 16.13% | 20.42% | 21.43% |
| FVCBankcorp, Inc. (FVCB)vs › | $321.87M | 23.15% | 21.56% | 21.21% | 25.47% |
Operating Margin
14.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -90.59% |
| 2026-03-31 | 18.06% |
| 2025-12-31 | 24.38% |
| 2025-09-30 | 20.76% |
| 2025-06-30 | 18.36% |
| 2025-03-31 | 18.42% |
| 2024-12-31 | 16.65% |
| 2024-09-30 | 18.90% |
| 2024-06-30 | 22.16% |
| 2024-03-31 | 25.56% |
| 2023-12-31 | 24.37% |
| 2023-09-30 | 24.08% |
| 2023-06-30 | 25.67% |
| 2023-03-31 | 23.64% |
| 2022-12-31 | 24.64% |
| 2022-09-30 | 30.66% |
| 2022-06-30 | 27.12% |
| 2022-03-31 | 28.31% |
| 2021-12-31 | 33.26% |
| 2021-09-30 | 33.89% |
| 2021-06-30 | 33.33% |
| 2021-03-31 | 43.32% |
| 2020-12-31 | 38.83% |
| 2020-09-30 | 41.31% |
| 2020-06-30 | 35.94% |
| 2020-03-31 | 21.41% |
| 2019-12-31 | 24.52% |
| 2019-09-30 | 32.12% |
| 2019-06-30 | 20.32% |
| 2019-03-31 | 25.49% |
| 2018-12-31 | 56.59% |
| 2018-09-30 | 27.50% |
| 2018-06-30 | 26.12% |
| 2018-03-31 | 29.54% |
| 2017-12-31 | 30.09% |
| 2017-09-30 | 30.03% |
| 2017-06-30 | 36.03% |
| 2017-03-31 | 27.25% |
| 2016-12-31 | 26.38% |
| 2016-09-30 | 31.18% |
| 2016-06-30 | 29.32% |
| 2016-03-31 | 20.51% |
| 2015-12-31 | 26.42% |
| 2015-09-30 | 25.56% |
| 2015-06-30 | 34.09% |
| 2015-03-31 | 28.89% |
| 2014-12-31 | 20.31% |
| 2014-09-30 | 19.75% |
| 2014-06-30 | 18.75% |
| 2014-03-31 | 18.13% |
| 2013-12-31 | 11.91% |
| 2013-09-30 | 22.67% |
| 2013-06-30 | 20.90% |
| 2013-03-31 | 26.35% |
| 2012-12-31 | 20.70% |
| 2012-09-30 | 16.63% |
| 2012-06-30 | 11.91% |
| 2012-03-31 | 6.22% |
| 2011-12-31 | 6.31% |
| 2011-09-30 | 4.84% |
| 2011-06-30 | 9.58% |
| 2011-03-31 | 11.90% |
| 2010-12-31 | 0.00% |
| 2008-09-30 | 0.00% |
| 2007-12-31 | -64.39% |
