FS Bancorp, Inc. (FSBW) vs FVCBankcorp, Inc. (FVCB)
A side-by-side comparison of FS Bancorp, Inc. and FVCBankcorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FSBW vs FVCB
growth of $100 · dividends reinvested · last 10yFSBW vs FVCB: by the numbers
- •FSBW is the larger company ($331M vs $317M market cap).
- •FSBW trades at the lower trailing earnings multiple (10.29 vs 12.42 P/E), one valuation lens rather than an overall verdict.
- •FVCB converts more revenue to profit (27.02% vs 18.67% net margin).
- •FVCB grew revenue faster over the past five years (6.81% vs 4.56% CAGR).
- •FSBW pays the higher dividend yield (2.59% vs 1.47%).
Metrics side by side
Valuation
| Metric | FSBW | FVCB |
|---|---|---|
| P/E ratio | 10.29 | 12.42 |
| Forward P/E | 10.29 | 11.16 |
| PEG ratio | N/A | 1.89 |
| P/S ratio | 1.85 | 3.32 |
| P/B ratio | 1.04 | 1.20 |
Profitability
| Metric | FSBW | FVCB |
|---|---|---|
| Operating margin | 14.28% | 23.15% |
| Net margin | 18.67% | 27.02% |
| ROE | 10.46% | 9.74% |
FS Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
FVCBankcorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FSBW | FVCB |
|---|---|---|
| Dividend yield | 2.59% | 1.47% |
| Payout ratio | 26.50% | 18.31% |
Growth (annualized)
| Metric | FSBW | FVCB |
|---|---|---|
| Revenue CAGR (5Y) | 4.56% | 6.81% |
| EPS CAGR (5Y) | -1.03% | 5.81% |
| Total return CAGR (5Y) | 8.32% | 2.33% |
Frequently asked
- Which has the lower trailing P/E, FSBW or FVCB?
- FSBW has the lower trailing P/E: FSBW trades at 10.29 and FVCB at 12.42. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FSBW or FVCB?
- Over the past five years, FVCB grew revenue faster — FSBW at a 4.56% CAGR versus FVCB at 6.81%.
- Does FSBW or FVCB pay a bigger dividend?
- FSBW yields 2.59% and FVCB yields 1.47% based on trailing dividends and the latest price.
- Is FSBW or FVCB more profitable?
- FVCB runs the higher net margin — FSBW at 18.67% versus FVCB at 27.02%.
- How have FSBW and FVCB total returns compared?
- Over the past 10 years, FSBW delivered 14.47% and FVCB delivered 5.19% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
FS Bancorp & FVCBankcorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.