Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.05% is 22% below its 5-year average of 1.34%, near the low end of its 5-year range (1.04%–1.86%).
4.55% below its 12-month average of 1.10%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.25%.
RETURN ON ASSETS (ROA)
1.05%
RETURN ON ASSETS (ROA) AVG TTM
1.10%
RETURN ON ASSETS (ROA) AVG 3Y
1.14%
RETURN ON ASSETS (ROA) AVG 5Y
1.34%
RETURN ON ASSETS (ROA) AVG 10Y
1.35%
RETURN ON ASSETS (ROA) AVG 15Y
1.20%
RETURN ON ASSETS (ROA) AVG 20Y
1.16%
CURRENT VS TTM AVG
-4.55%
CURRENT VS 3Y AVG
-7.49%
CURRENT VS 5Y AVG
-21.64%
CURRENT VS 10Y AVG
-22.38%
CURRENT VS 15Y AVG
-12.82%
CURRENT VS 20Y AVG
-9.67%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 466 covered companies
CURRENT VS SECTOR MEDIAN
-14.63%
vs the sector median at left
FS Bancorp, Inc.
Market Cap
$329.95M
Return on Assets (ROA)
1.05%
TTM Avg
1.10%
3Y Avg
1.14%
5Y Avg
1.34%
Market Cap
$329.86M
Return on Assets (ROA)
1.77%
TTM Avg
0.82%
3Y Avg
0.82%
5Y Avg
0.82%
Market Cap
$326.70M
Return on Assets (ROA)
1.02%
TTM Avg
0.84%
3Y Avg
0.82%
5Y Avg
0.90%
Market Cap
$333.64M
Return on Assets (ROA)
-0.20%
TTM Avg
3.29%
3Y Avg
3.23%
5Y Avg
4.08%
Market Cap
$325.24M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$335.10M
Return on Assets (ROA)
2.26%
TTM Avg
1.88%
3Y Avg
-0.32%
5Y Avg
-0.32%
Market Cap
$335.68M
Return on Assets (ROA)
3.16%
TTM Avg
1.80%
3Y Avg
1.80%
5Y Avg
1.80%
Market Cap
$324.00M
Return on Assets (ROA)
-0.08%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$323.62M
Return on Assets (ROA)
2.62%
TTM Avg
2.29%
3Y Avg
2.29%
5Y Avg
2.29%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| FS Bancorp, Inc. (FSBW) | $329.95M | 1.05% | 1.10% | 1.14% | 1.34% |
| Fifth Era Acquisition Corp I Class A Ordinary Shares (FERA)vs › | $329.86M | 1.77% | 0.82% | 0.82% | 0.82% |
| John Marshall Bancorp, Inc. (JMSB)vs › | $326.70M | 1.02% | 0.84% | 0.82% | 0.90% |
| Crescent Capital BDC, Inc. (CCAP)vs › | $333.64M | -0.20% | 3.29% | 3.23% | 4.08% |
| B&R Technology Merger Corp. Class A (BRTM)vs › | $325.24M | N/A | N/A | N/A | N/A |
| Bold Eagle Acquisition Corp. (BEAG)vs › | $335.10M | 2.26% | 1.88% | -0.32% | -0.32% |
| Blue Water Acquisition Corp III (BLUW)vs › | $335.68M | 3.16% | 1.80% | 1.80% | 1.80% |
| Evolution Global Acquisition Corp Class A Ordinary Shares (EVOX)vs › | $324.00M | -0.08% | 0.00% | 0.00% | 0.00% |
| Aldel Financial II Inc. (ALDF)vs › | $323.62M | 2.62% | 2.29% | 2.29% | 2.29% |
| C&F Financial Corporation (CFFI)vs › | $322.21M | 1.04% | 0.87% | 0.99% | 1.05% |
ROA
1.1%
ROE
10.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.04% |
| 2024-12-31 | 1.16% |
| 2023-12-31 | 1.21% |
| 2022-12-31 | 1.13% |
| 2021-12-31 | 1.64% |
| 2020-12-31 | 1.86% |
| 2019-12-31 | 1.33% |
| 2018-12-31 | 1.50% |
| 2017-12-31 | 1.43% |
| 2016-12-31 | 1.27% |
| 2015-12-31 | 1.31% |
| 2014-12-31 | 0.89% |
| 2013-12-31 | 0.94% |
| 2012-12-31 | 1.47% |
| 2011-12-31 | 0.54% |
| 2010-12-31 | 0.55% |
| 2009-12-31 | -1.62% |
| 2007-12-31 | -1.57% |
| 2006-12-31 | 0.49% |
