Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.20 is 83% below its 5-year average of 1.22, near the low end of its 5-year range (0.20–1.41).
As of the fiscal period ended Tuesday, June 30, 2026. 77.97% below its 12-month average of 0.92.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.20
QUICK RATIO (ACID-TEST) AVG TTM
0.92
QUICK RATIO (ACID-TEST) AVG 3Y
1.32
QUICK RATIO (ACID-TEST) AVG 5Y
1.31
QUICK RATIO (ACID-TEST) AVG 10Y
0.66
QUICK RATIO (ACID-TEST) AVG 15Y
0.44
QUICK RATIO (ACID-TEST) AVG 20Y
0.22
CURRENT VS TTM AVG
-77.97%
CURRENT VS 3Y AVG
-84.60%
CURRENT VS 5Y AVG
-84.41%
CURRENT VS 10Y AVG
-69.01%
CURRENT VS 15Y AVG
-53.89%
CURRENT VS 20Y AVG
-6.13%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-77.36%
vs the sector median at left
The Travelers Companies, Inc.
Market Cap
$78.08B
Quick Ratio (Acid-Test)
0.20
TTM Avg
0.92
3Y Avg
1.32
5Y Avg
1.31
Market Cap
$77.82B
Quick Ratio (Acid-Test)
1.26
TTM Avg
1.32
3Y Avg
1.41
5Y Avg
1.41
Market Cap
$77.28B
Quick Ratio (Acid-Test)
4.20
TTM Avg
2.54
3Y Avg
1.72
5Y Avg
1.66
Market Cap
$80.15B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$82.86B
Quick Ratio (Acid-Test)
1.74
TTM Avg
1.58
3Y Avg
1.65
5Y Avg
1.70
Market Cap
$72.40B
Quick Ratio (Acid-Test)
0.78
TTM Avg
0.79
3Y Avg
0.78
5Y Avg
0.93
Market Cap
$85.60B
Quick Ratio (Acid-Test)
1.02
TTM Avg
1.00
3Y Avg
1.02
5Y Avg
1.01
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Travelers Companies, Inc. (TRV) | $78.08B | 0.20 | 0.92 | 1.32 | 1.31 |
| Robinhood Markets, Inc. (HOOD)vs › | $77.82B | 1.26 | 1.32 | 1.41 | 1.41 |
| Brookfield Asset Management Ltd. (BAM)vs › | $77.28B | 4.20 | 2.54 | 1.72 | 1.66 |
| Aon plc (AON)vs › | $76.48B | 1.11 | 1.06 | 1.04 | 1.04 |
| iShares Russell 2000 ETF (IWM)vs › | $80.15B | N/A | N/A | N/A | N/A |
| Moody's Corporation (MCO)vs › | $82.86B | 1.74 | 1.58 | 1.65 | 1.70 |
| Apollo Global Management, Inc. (APO)vs › | $72.40B | 0.78 | 0.79 | 0.78 | 0.93 |
| Intercontinental Exchange, Inc. (ICE)vs › | $85.60B | 1.02 | 1.00 | 1.02 | 1.01 |
| Nu Holdings Ltd. (NU)vs › | $69.40B | 0.59 | 0.77 | 0.94 | 0.90 |
| The Allstate Corporation (ALL)vs › | $67.98B | 0.37 | 0.37 | 0.37 | 0.37 |
Quick Ratio
0.20
Excludes inventory
Current Ratio
0.55
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.20 |
| 2026-03-31 | 1.31 |
| 2025-12-31 | 0.55 |
| 2025-09-30 | 1.30 |
| 2025-06-30 | 1.26 |
| 2025-03-31 | 1.25 |
| 2024-12-31 | 1.26 |
| 2024-09-30 | 1.26 |
| 2024-06-30 | 1.38 |
| 2024-03-31 | 1.40 |
| 2023-12-31 | 1.41 |
| 2023-09-30 | 1.34 |
| 2023-06-30 | 1.37 |
| 2023-03-31 | 1.39 |
| 2022-12-31 | 1.22 |
| 2022-09-30 | 1.13 |
| 2022-06-30 | 1.09 |
| 2022-03-31 | 1.33 |
| 2021-12-31 | 1.35 |
| 2021-09-30 | 1.38 |
| 2021-06-30 | 1.40 |
| 2021-03-31 | 1.38 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.00 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 0.00 |
| 2016-09-30 | 0.00 |
| 2016-06-30 | 0.00 |
| 2016-03-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2015-09-30 | 0.00 |
| 2015-06-30 | 0.00 |
| 2015-03-31 | 0.00 |
| 2014-12-31 | 0.00 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
| 2013-12-31 | 0.00 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.00 |
| 2012-09-30 | 0.00 |
| 2012-06-30 | 0.00 |
| 2012-03-31 | 0.00 |
| 2011-12-31 | 0.00 |
| 2011-09-30 | 0.00 |
| 2011-06-30 | 0.00 |
| 2011-03-31 | 0.00 |
| 2010-12-31 | 0.00 |
| 2010-09-30 | 0.00 |
| 2010-06-30 | 0.00 |
| 2010-03-31 | 0.00 |
| 2009-12-31 | 0.00 |
| 2009-09-30 | 0.00 |
| 2009-06-30 | 0.00 |
| 2009-03-31 | 0.00 |
| 2008-12-31 | 0.00 |
| 2008-09-30 | 0.00 |
| 2008-06-30 | 0.00 |
| 2008-03-31 | 0.00 |
| 2007-12-31 | 0.00 |
| 2007-09-30 | 0.00 |
| 2007-06-30 | 0.00 |
| 2007-03-31 | 0.00 |
| 2006-12-31 | 0.00 |
| 2006-09-30 | 0.00 |
| 2006-06-30 | 0.00 |
| 2006-03-31 | 0.00 |
| 2005-12-31 | 0.00 |
| 2005-09-30 | 0.00 |
| 2005-06-30 | 0.00 |
| 2005-03-31 | 0.00 |
| 2004-12-31 | 0.00 |
| 2004-09-30 | 0.00 |
| 2004-06-30 | 0.00 |
| 2004-03-31 | 0.00 |
| 2003-12-31 | 0.00 |
| 2003-09-30 | 0.00 |
| 2003-06-30 | 0.00 |
| 2003-03-31 | 0.00 |
| 2002-12-31 | 0.00 |
| 2002-09-30 | 0.00 |
