Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 15.24% is 38% below its 5-year average of 24.51%, around the middle of its 5-year range (-55.44%–47.40%).
82.23% above its 12-month average of 8.36%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -12.97%.
OPERATING MARGIN
15.24%
OPERATING MARGIN AVG TTM
8.36%
OPERATING MARGIN AVG 3Y
14.58%
OPERATING MARGIN AVG 5Y
24.51%
OPERATING MARGIN AVG 10Y
29.10%
OPERATING MARGIN AVG 15Y
32.13%
OPERATING MARGIN AVG 20Y
28.28%
CURRENT VS TTM AVG
+82.23%
CURRENT VS 3Y AVG
+4.56%
CURRENT VS 5Y AVG
-37.83%
CURRENT VS 10Y AVG
-47.64%
CURRENT VS 15Y AVG
-52.57%
CURRENT VS 20Y AVG
-46.11%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-5.28%
vs the sector median at left
Summit State Bank
Market Cap
$82.08M
Operating Margin
15.24%
TTM Avg
8.36%
3Y Avg
14.58%
5Y Avg
24.51%
Market Cap
$83.04M
Operating Margin
-202.84%
TTM Avg
-136.53%
3Y Avg
-78.87%
5Y Avg
-57.63%
Market Cap
$83.61M
Operating Margin
33.42%
TTM Avg
33.45%
3Y Avg
31.61%
5Y Avg
32.26%
Market Cap
$82.58M
Operating Margin
15.98%
TTM Avg
17.00%
3Y Avg
21.81%
5Y Avg
24.53%
Market Cap
$83.78M
Operating Margin
-27.47%
TTM Avg
-26.55%
3Y Avg
-65.16%
5Y Avg
-2324.62%
Market Cap
$83.03M
Operating Margin
17.85%
TTM Avg
16.50%
3Y Avg
15.79%
5Y Avg
17.40%
Market Cap
$79.85M
Operating Margin
2.06%
TTM Avg
10.85%
3Y Avg
17.26%
5Y Avg
18.81%
Market Cap
$84.34M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$79.22M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Summit State Bank (SSBI) | $82.08M | 15.24% | 8.36% | 14.58% | 24.51% |
| SVRN, Inc. (SVRN)vs › | $83.04M | -202.84% | -136.53% | -78.87% | -57.63% |
| Hennessy Advisors, Inc. (HNNA)vs › | $83.61M | 33.42% | 33.45% | 31.61% | 32.26% |
| United Bancorp, Inc. (UBCP)vs › | $82.58M | 15.98% | 17.00% | 21.81% | 24.53% |
| ZeroStack Corp. (ZSTK)vs › | $83.78M | -27.47% | -26.55% | -65.16% | -2324.62% |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.03M | 17.85% | 16.50% | 15.79% | 17.40% |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $79.85M | 2.06% | 10.85% | 17.26% | 18.81% |
| JATT II Acquisition Corp. (JATT)vs › | $84.34M | N/A | N/A | N/A | N/A |
| Starry Sea Acquisition Corp. (SSEA)vs › | $79.22M | 0.00% | 0.00% | 0.00% | 0.00% |
| Wintergreen Acquisition Corp. (WTG)vs › | $78.99M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
15.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -12.97% |
| 2026-03-31 | 15.10% |
| 2025-12-31 | 10.37% |
| 2025-09-30 | 8.40% |
| 2025-06-30 | 20.93% |
| 2025-03-31 | 20.40% |
| 2024-12-31 | -55.44% |
| 2024-09-30 | 5.17% |
| 2024-06-30 | 8.46% |
| 2024-03-31 | 13.23% |
| 2023-12-31 | 18.07% |
| 2023-09-30 | 15.29% |
| 2023-06-30 | 24.93% |
| 2023-03-31 | 34.99% |
| 2022-12-31 | 39.47% |
| 2022-09-30 | 42.25% |
| 2022-06-30 | 46.42% |
| 2022-03-31 | 42.39% |
| 2021-12-31 | 44.85% |
| 2021-09-30 | 45.10% |
| 2021-06-30 | 47.40% |
| 2021-03-31 | 42.42% |
| 2020-12-31 | 38.58% |
| 2020-09-30 | 40.49% |
| 2020-06-30 | 33.14% |
| 2020-03-31 | 33.58% |
| 2019-12-31 | 29.55% |
| 2019-09-30 | 33.36% |
| 2019-06-30 | 22.10% |
| 2019-03-31 | 22.47% |
| 2018-12-31 | 21.51% |
| 2018-09-30 | 28.44% |
| 2018-06-30 | 31.15% |
| 2018-03-31 | 34.99% |
| 2017-12-31 | 20.54% |
| 2017-09-30 | 27.36% |
| 2017-06-30 | 29.87% |
| 2017-03-31 | 29.06% |
| 2016-12-31 | 37.93% |
| 2016-09-30 | 39.36% |
| 2016-06-30 | 35.93% |
| 2016-03-31 | 41.16% |
| 2015-12-31 | 41.73% |
| 2015-09-30 | 42.42% |
| 2015-06-30 | 60.24% |
| 2015-03-31 | 49.48% |
| 2014-12-31 | 61.49% |
| 2014-09-30 | 39.29% |
| 2014-06-30 | 45.33% |
| 2014-03-31 | 41.25% |
| 2013-12-31 | 39.48% |
| 2013-09-30 | 39.48% |
| 2013-06-30 | 36.56% |
| 2013-03-31 | 35.13% |
| 2012-12-31 | 48.58% |
| 2012-09-30 | 34.48% |
| 2012-06-30 | 28.76% |
| 2012-03-31 | 18.28% |
| 2011-12-31 | 19.87% |
| 2011-09-30 | 12.20% |
| 2011-06-30 | 25.39% |
| 2011-03-31 | 16.42% |
| 2010-12-31 | 15.19% |
| 2010-09-30 | 12.08% |
| 2010-06-30 | 18.39% |
| 2010-03-31 | 17.44% |
| 2009-12-31 | 11.81% |
| 2009-09-30 | 5.25% |
| 2009-06-30 | 22.34% |
| 2009-03-31 | 24.76% |
| 2008-12-31 | 23.24% |
| 2008-09-30 | -16.99% |
| 2008-06-30 | 17.64% |
| 2008-03-31 | 6.84% |
| 2007-12-31 | 12.23% |
| 2007-09-30 | 14.19% |
| 2007-06-30 | 11.59% |
| 2007-03-31 | 17.28% |
| 2006-12-31 | 37.85% |
| 2006-09-30 | 22.30% |
| 2006-06-30 | 44.51% |
| 2006-03-31 | 24.54% |
| 2005-12-31 | 12.44% |
| 2005-09-30 | 56.44% |
| 2005-06-30 | 72.42% |
| 2005-03-31 | 38.46% |
