Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 3.87% is 78% below its 5-year average of 17.55%, around the middle of its 5-year range (-46.36%–33.38%).
38.75% below its 12-month average of 6.32%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): -8.72%.
NET PROFIT MARGIN
3.87%
NET PROFIT MARGIN AVG TTM
6.32%
NET PROFIT MARGIN AVG 3Y
10.64%
NET PROFIT MARGIN AVG 5Y
17.55%
NET PROFIT MARGIN AVG 10Y
20.04%
NET PROFIT MARGIN AVG 15Y
20.83%
NET PROFIT MARGIN AVG 20Y
17.67%
CURRENT VS TTM AVG
-38.75%
CURRENT VS 3Y AVG
-63.64%
CURRENT VS 5Y AVG
-77.95%
CURRENT VS 10Y AVG
-80.69%
CURRENT VS 15Y AVG
-81.42%
CURRENT VS 20Y AVG
-78.10%
SECTOR MEDIAN · FINANCIAL SERVICES
13.02%
median of 697 covered companies
CURRENT VS SECTOR MEDIAN
-70.28%
vs the sector median at left
Summit State Bank
Market Cap
$83.50M
Net Profit Margin
3.87%
TTM Avg
6.32%
3Y Avg
10.64%
5Y Avg
17.55%
Market Cap
$84.90M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$81.63M
Net Profit Margin
16.55%
TTM Avg
16.57%
3Y Avg
20.57%
5Y Avg
22.73%
Market Cap
$85.42M
Net Profit Margin
14.33%
TTM Avg
13.29%
3Y Avg
12.82%
5Y Avg
14.27%
Market Cap
$81.55M
Net Profit Margin
24.78%
TTM Avg
25.98%
3Y Avg
23.17%
5Y Avg
23.38%
Market Cap
$85.56M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$85.65M
Net Profit Margin
-6.19%
TTM Avg
0.13%
3Y Avg
-80.29%
5Y Avg
-34.23%
Market Cap
$80.66M
Net Profit Margin
-486.57%
TTM Avg
-265.96%
3Y Avg
-136.01%
5Y Avg
-95.73%
Market Cap
$86.60M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Summit State Bank (SSBI) | $83.50M | 3.87% | 6.32% | 10.64% | 17.55% |
| JATT II Acquisition Corp. (JATT)vs › | $84.90M | N/A | N/A | N/A | N/A |
| United Bancorp, Inc. (UBCP)vs › | $81.63M | 16.55% | 16.57% | 20.57% | 22.73% |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $85.42M | 14.33% | 13.29% | 12.82% | 14.27% |
| Hennessy Advisors, Inc. (HNNA)vs › | $81.55M | 24.78% | 25.98% | 23.17% | 23.38% |
| Pelican Acquisition Ii Corp. (PLCI)vs › | $85.56M | N/A | N/A | N/A | N/A |
| BCP Investment Corporation (BCIC)vs › | $85.65M | -6.19% | 0.13% | -80.29% | -34.23% |
| SVRN, Inc. (SVRN)vs › | $80.66M | -486.57% | -265.96% | -136.01% | -95.73% |
| Rainier Acquisition Corp. (RNAQ)vs › | $86.60M | N/A | N/A | N/A | N/A |
| Silvercrest Asset Management Group Inc. (SAMG)vs › | $80.12M | 0.72% | 5.80% | 8.66% | 9.17% |
Operating Margin
15.2%
Net Profit Margin
3.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | -8.72% |
| 2026-03-31 | 11.12% |
| 2025-12-31 | 8.19% |
| 2025-09-30 | 5.41% |
| 2025-06-30 | 15.60% |
| 2025-03-31 | 16.42% |
| 2024-12-31 | -46.36% |
| 2024-09-30 | 3.91% |
| 2024-06-30 | 6.12% |
| 2024-03-31 | 9.04% |
| 2023-12-31 | 12.69% |
| 2023-09-30 | 11.10% |
| 2023-06-30 | 17.48% |
| 2023-03-31 | 24.78% |
| 2022-12-31 | 28.41% |
| 2022-09-30 | 29.27% |
| 2022-06-30 | 32.85% |
| 2022-03-31 | 30.66% |
| 2021-12-31 | 31.56% |
| 2021-09-30 | 31.74% |
| 2021-06-30 | 33.38% |
| 2021-03-31 | 29.87% |
| 2020-12-31 | 27.16% |
| 2020-09-30 | 28.52% |
| 2020-06-30 | 23.33% |
| 2020-03-31 | 23.63% |
| 2019-12-31 | 20.80% |
| 2019-09-30 | 23.72% |
| 2019-06-30 | 15.56% |
| 2019-03-31 | 18.53% |
| 2018-12-31 | 15.15% |
| 2018-09-30 | 21.49% |
| 2018-06-30 | 21.93% |
| 2018-03-31 | 25.52% |
| 2017-12-31 | 7.49% |
| 2017-09-30 | 17.95% |
| 2017-06-30 | 17.56% |
| 2017-03-31 | 17.07% |
| 2016-12-31 | 22.30% |
| 2016-09-30 | 23.17% |
| 2016-06-30 | 21.10% |
| 2016-03-31 | 24.20% |
| 2015-12-31 | 24.52% |
| 2015-09-30 | 24.95% |
| 2015-06-30 | 35.42% |
| 2015-03-31 | 29.08% |
| 2014-12-31 | 36.17% |
| 2014-09-30 | 23.07% |
| 2014-06-30 | 26.66% |
| 2014-03-31 | 24.24% |
| 2013-12-31 | 23.22% |
| 2013-09-30 | 23.22% |
| 2013-06-30 | 21.48% |
| 2013-03-31 | 20.65% |
| 2012-12-31 | 28.56% |
| 2012-09-30 | 20.27% |
| 2012-06-30 | 16.91% |
| 2012-03-31 | 10.74% |
| 2011-12-31 | 11.63% |
| 2011-09-30 | 7.36% |
| 2011-06-30 | 14.77% |
| 2011-03-31 | 9.64% |
| 2010-12-31 | 8.88% |
| 2010-09-30 | 6.49% |
| 2010-06-30 | 10.18% |
| 2010-03-31 | 10.26% |
| 2009-12-31 | 6.92% |
| 2009-09-30 | 3.09% |
| 2009-06-30 | 12.93% |
| 2009-03-31 | 14.74% |
| 2008-12-31 | 13.58% |
| 2008-09-30 | -9.92% |
| 2008-06-30 | 10.40% |
| 2008-03-31 | 4.01% |
| 2007-12-31 | 7.24% |
| 2007-09-30 | 8.33% |
| 2007-06-30 | 6.76% |
| 2007-03-31 | 10.16% |
| 2006-12-31 | 21.25% |
| 2006-09-30 | 13.11% |
| 2006-06-30 | 25.54% |
| 2006-03-31 | 14.38% |
| 2005-12-31 | 7.26% |
| 2005-09-30 | 33.54% |
| 2005-06-30 | 42.61% |
| 2005-03-31 | 22.71% |
