Which has grown faster, SSBI or SVRN?

Over the past five years, SVRN grew revenue faster — SSBI at a 5.79% CAGR versus SVRN at 8.42%.

Is SSBI or SVRN more profitable?

SSBI runs the higher net margin — SSBI at 3.87% versus SVRN at -486.57%.

Summit State Bank (SSBI) vs SVRN, Inc. (SVRN)

A side-by-side comparison of Summit State Bank and SVRN, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

SSBI

Summit State Bank

$85M

$12.58Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

SVRN

SVRN, Inc.

$82M

$43.72Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — SSBI vs SVRN

growth of $100 · dividends reinvested · last 5y

SSBI -14.9% (-3.2%/yr)SVRN -100.0% (-84.1%/yr)SSBI compounded faster over this window

Log scale — wide-divergence pair

SSBI SVRN

SSBI vs SVRN: by the numbers

•SSBI is the larger company ($85M vs $82M market cap).
•SSBI is profitable (3.87% net margin) while SVRN runs a net loss (-486.57%).
•SVRN grew revenue faster over the past five years (8.42% vs 5.79% CAGR).

Metrics side by side

Valuation

Metric	SSBI	SVRN
P/E ratio	37.00	N/A
P/S ratio	1.46	6.12
P/B ratio	0.84	0.52

Profitability

Metric	SSBI	SVRN
Gross margin	N/A	-9.93%
Operating margin	15.24%	-202.84%
Net margin	3.87%	-486.57%
ROE	2.22%	-41.63%
ROIC	N/A	-20.05%

Summit State Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	SSBI	SVRN
Revenue CAGR (5Y)	5.79%	8.42%
EPS CAGR (5Y)	-8.56%	N/A
Total return CAGR (5Y)	-5.62%	N/A

Frequently asked

Which has grown faster, SSBI or SVRN?: Over the past five years, SVRN grew revenue faster — SSBI at a 5.79% CAGR versus SVRN at 8.42%.
Is SSBI or SVRN more profitable?: SSBI runs the higher net margin — SSBI at 3.87% versus SVRN at -486.57%.

Go deeper

Full SSBI analysis Full SVRN analysis Interactive comparison tool

Dig into the metrics

Summit State Bank P/E ratio Summit State Bank ROE SVRN ROE Summit State Bank operating margin SVRN operating margin Summit State Bank revenue growth SVRN revenue growth SVRN free cash flow

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.