Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.23% is 75% below its 5-year average of 0.92%, around the middle of its 5-year range (-0.39%–1.53%).
58.62% above its 12-month average of 0.15%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): -0.14%.
RETURN ON ASSETS (ROA)
0.23%
RETURN ON ASSETS (ROA) AVG TTM
0.15%
RETURN ON ASSETS (ROA) AVG 3Y
0.69%
RETURN ON ASSETS (ROA) AVG 5Y
0.92%
RETURN ON ASSETS (ROA) AVG 10Y
0.91%
RETURN ON ASSETS (ROA) AVG 15Y
0.96%
RETURN ON ASSETS (ROA) AVG 20Y
0.89%
CURRENT VS TTM AVG
+58.62%
CURRENT VS 3Y AVG
-66.79%
CURRENT VS 5Y AVG
-74.95%
CURRENT VS 10Y AVG
-74.85%
CURRENT VS 15Y AVG
-76.14%
CURRENT VS 20Y AVG
-74.06%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-81.38%
vs the sector median at left
Summit State Bank
Market Cap
$85.12M
Return on Assets (ROA)
0.23%
TTM Avg
0.15%
3Y Avg
0.69%
5Y Avg
0.92%
Market Cap
$85.39M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$85.65M
Return on Assets (ROA)
-0.84%
TTM Avg
0.44%
3Y Avg
-0.11%
5Y Avg
1.47%
Market Cap
$84.34M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$83.66M
Return on Assets (ROA)
0.80%
TTM Avg
0.72%
3Y Avg
0.66%
5Y Avg
0.68%
Market Cap
$86.60M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$83.08M
Return on Assets (ROA)
-706.07%
TTM Avg
-76.72%
3Y Avg
-114.89%
5Y Avg
-92.88%
Market Cap
$87.29M
Return on Assets (ROA)
-0.06%
TTM Avg
-0.06%
3Y Avg
-0.06%
5Y Avg
-0.06%
Market Cap
$87.74M
Return on Assets (ROA)
0.00%
TTM Avg
3.73%
3Y Avg
3.98%
5Y Avg
-0.84%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Summit State Bank (SSBI) | $85.12M | 0.23% | 0.15% | 0.69% | 0.92% |
| Pelican Acquisition Ii Corp. (PLCI)vs › | $85.39M | N/A | N/A | N/A | N/A |
| BCP Investment Corporation (BCIC)vs › | $85.65M | -0.84% | 0.44% | -0.11% | 1.47% |
| JATT II Acquisition Corp. (JATT)vs › | $84.34M | N/A | N/A | N/A | N/A |
| Central Plains Bancshares, Inc. Common Stock (CPBI)vs › | $83.66M | 0.80% | 0.72% | 0.66% | 0.68% |
| Rainier Acquisition Corp. (RNAQ)vs › | $86.60M | N/A | N/A | N/A | N/A |
| ZeroStack Corp. (ZSTK)vs › | $83.08M | -706.07% | -76.72% | -114.89% | -92.88% |
| Peace Acquisition Corp Ordinary Shares (PECE)vs › | $87.29M | -0.06% | -0.06% | -0.06% | -0.06% |
| PhenixFIN Corporation (PFX)vs › | $87.74M | 0.00% | 3.73% | 3.98% | -0.84% |
| Eureka Acquisition Corp Class A Ordinary Share (EURK)vs › | $87.92M | 0.53% | 2.40% | 1.59% | 1.59% |
ROA
0.2%
ROE
2.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.68% |
| 2024-12-31 | -0.39% |
| 2023-12-31 | 0.96% |
| 2022-12-31 | 1.52% |
| 2021-12-31 | 1.53% |
| 2020-12-31 | 1.21% |
| 2019-12-31 | 0.93% |
| 2018-12-31 | 0.94% |
| 2017-12-31 | 0.54% |
| 2016-12-31 | 0.97% |
| 2015-12-31 | 1.17% |
| 2014-12-31 | 1.19% |
| 2013-12-31 | 0.95% |
| 2012-12-31 | 0.78% |
| 2011-12-31 | 0.57% |
| 2010-12-31 | 0.52% |
| 2009-12-31 | 0.61% |
| 2008-12-31 | 0.28% |
| 2007-12-31 | 0.57% |
| 2006-12-31 | 0.90% |
| 2005-12-31 | 0.91% |
| 2004-12-31 | 1.08% |
| 2003-12-31 | 0.93% |
| 2002-12-31 | 0.98% |
