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SoFi Technologies, Inc. (SOFI) EV/EBIT Ratio: 31.01x

Is SoFi Technologies, Inc.’s EV/EBIT ratio high or low?

SoFi Technologies, Inc.'s EV/EBIT ratio of 31.01x is 60% below its 5-year average of 76.67x, near the low end of its 5-year range (29.65x–127.10x).

The EV/EBIT ratio for SoFi Technologies, Inc. (SOFI) is 31.01x as of Wednesday, June 10, 2026. It is below its 12-month average by 60.42% (78.34x).

SOFI EV/EBIT Ratio Chart

SOFI EV/EBIT Ratio
31.01x-62.53% 1Y
Zoom

SOFI Average EV/EBIT Ratio Chart

SOFI Current vs Average EV/EBIT Ratio Chart

SOFI EV/EBIT Ratio Metrics

EV/EBIT RATIO

31.01x

EV/EBIT RATIO AVG TTM

78.34x

EV/EBIT RATIO AVG 3Y

76.67x

EV/EBIT RATIO AVG 5Y

76.67x

EV/EBIT RATIO AVG 10Y

76.67x

EV/EBIT RATIO AVG 15Y

76.67x

EV/EBIT RATIO AVG 20Y

76.67x

CURRENT VS TTM AVG

-60.42%

CURRENT VS 3Y AVG

-59.56%

CURRENT VS 5Y AVG

-59.56%

CURRENT VS 10Y AVG

-59.56%

CURRENT VS 15Y AVG

-59.56%

CURRENT VS 20Y AVG

-59.56%

SOFI Competitors' EV/EBIT Ratio

NAMEMARKET CAPEV/EBIT RATIOTTM3Y5Y
SoFi Technologies, Inc. (SOFI)31.01x78.34x76.67x76.67x
Brown & Brown, Inc. (BRO)$20.70B16.13x20.16x22.67x22.47x
Loews Corporation (L)$22.30B13.20x15.27x14.25x24.16x
Synchrony Financial (SYF)$23.58B4.41x5.58x5.09x5.07x
Willis Towers Watson Public Limited Company (WTW)$25.17B13.54x25.83x32.10x27.67x
Global Payments Inc. (GPN)$15.10B23.08x15.85x18.62x22.44x
Cincinnati Financial Corporation (CINF)$25.81B7.49x9.84x8.61x8.95x
The Hartford Financial Services Group, Inc. (HIG)$35.74B8.16x9.66x10.27x10.52x
Main Street Capital Corporation (MAIN)$4.82B14.84x13.92x13.75x14.34x
PayPal Holdings, Inc. (PYPL)$35.90B6.62x10.19x13.34x24.51x

SoFi Technologies, Inc. EV/EBIT Ratio Formula & Definition

EV/EBIT = Enterprise Value / EBIT (TTM)

Enterprise value to EBIT compares total company value to operating earnings, accounting for depreciation unlike EV/EBITDA.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

SoFi Technologies, Inc. EV/EBIT Ratio FAQ

What is the EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The EV/EBIT ratio for SOFI stock is 31.01x.
Is SoFi Technologies, Inc.'s EV/EBIT ratio high or low?
SoFi Technologies, Inc.'s EV/EBIT ratio of 31.01x is 60% below its 5-year average of 76.67x, near the low end of its 5-year range (29.65x–127.10x).
What is the TTM average EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The TTM average EV/EBIT ratio for SOFI stock is 78.34x.
What is the 3Y average EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The 3Y average EV/EBIT ratio for SOFI stock is 76.67x.
What is the 5Y average EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The 5Y average EV/EBIT ratio for SOFI stock is 76.67x.
What is the 10Y average EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The 10Y average EV/EBIT ratio for SOFI stock is 76.67x.
What is the 15Y average EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The 15Y average EV/EBIT ratio for SOFI stock is 76.67x.
What is the 20Y average EV/EBIT ratio for SoFi Technologies, Inc. (SOFI)?
The 20Y average EV/EBIT ratio for SOFI stock is 76.67x.

SoFi Technologies, Inc. EV/EBIT Ratio History

DATEEV/EBIT RATIO
2026-06-1031.01x
2026-06-0932.29x
2026-06-0832.36x
2026-06-0531.35x
2026-06-0433.74x
2026-06-0332.74x
2026-06-0235.00x
2026-06-0136.80x
2026-05-2936.03x
2026-05-2833.36x
2026-05-2731.65x
2026-05-2631.25x
2026-05-2230.48x
2026-05-2130.54x
2026-05-2030.63x
2026-05-1929.65x
2026-05-1830.67x
2026-05-1530.46x
2026-05-1431.33x
2026-05-1329.82x
2026-05-1231.08x
2026-05-1131.84x
2026-05-0830.76x
2026-05-0731.29x
2026-05-0635.80x
2026-05-0535.09x
2026-05-0435.55x
2026-05-0136.14x
2026-04-3035.29x
2026-04-2933.83x
2026-04-2841.08x
2026-04-2742.10x
2026-04-2441.28x
2026-04-2340.97x
2026-04-2242.87x
2026-04-2142.28x
2026-04-2044.00x
2026-04-1743.82x
2026-04-1642.79x
2026-04-1542.18x
2026-04-1439.93x
2026-04-1337.72x
2026-04-1035.60x
2026-04-0935.73x
2026-04-0836.29x
2026-04-0735.32x
2026-04-0635.73x
2026-04-0234.65x
2026-04-0134.09x
2026-03-3134.73x
2026-03-3032.86x
2026-03-2733.07x
2026-03-2634.70x
2026-03-2536.47x
2026-03-2436.83x
2026-03-2337.98x
2026-03-2037.34x
2026-03-1937.80x
2026-03-1838.06x
2026-03-1738.54x
2026-03-1639.21x
2026-03-1339.54x
2026-03-1239.39x
2026-03-1141.51x
2026-03-1040.90x
2026-03-0942.18x
2026-03-0642.46x
2026-03-0543.36x
2026-03-0441.95x
2026-03-0341.72x
2026-03-0241.15x
2026-02-2739.54x
2026-02-2642.97x
2026-02-2543.46x
2026-02-2441.85x
2026-02-2340.72x
2026-02-2042.77x
2026-02-1943.48x
2026-02-1844.10x
2026-02-1744.02x
2026-02-1362.12x
2026-02-1261.13x
2026-02-1165.16x
2026-02-1067.19x
2026-02-0967.73x
2026-02-0666.15x
2026-02-0561.64x
2026-02-0465.80x
2026-02-0369.06x
2026-02-0270.09x
2026-01-3072.44x
2026-01-2977.44x
2026-01-2878.21x
2026-01-2780.98x
2026-01-2682.08x
2026-01-2382.24x
2026-01-2283.02x
2026-01-2181.57x
2026-01-2081.08x
2026-01-1683.14x
2026-01-1584.14x
2026-01-1484.89x
2026-01-1386.40x
2026-01-1284.66x
2026-01-0987.24x
2026-01-0888.27x
2026-01-0785.95x
2026-01-0685.89x
2026-01-0593.30x
2026-01-0287.43x
2025-12-3183.31x
2025-12-3084.53x
2025-12-2985.37x
2025-12-2686.18x
2025-12-2487.50x
2025-12-2386.56x
2025-12-2287.08x
2025-12-1986.72x
2025-12-1883.66x
2025-12-1780.37x
2025-12-1684.60x
2025-12-1582.15x
2025-12-1286.85x
2025-12-1186.18x
2025-12-1086.24x
2025-12-0985.40x
2025-12-0887.92x
2025-12-0588.46x
2025-12-0494.33x
2025-12-0392.62x
2025-12-0294.04x
2025-12-0192.49x
2025-11-2894.72x
2025-11-2690.75x
2025-11-2590.24x
2025-11-2487.24x
2025-11-2180.11x
2025-11-2079.21x
2025-11-1985.05x
2025-11-1883.50x
2025-11-1786.08x
2025-11-1488.59x
2025-11-1390.43x
2025-11-12102.75x
2025-11-1198.68x
2025-11-1097.36x
2025-11-0789.85x
2025-11-0686.47x
2025-11-05118.83x
2025-11-04116.20x
2025-11-03120.93x
2025-10-31117.37x
2025-10-30114.93x
2025-10-29121.94x
2025-10-28124.79x
2025-10-27118.57x
2025-10-24114.85x
2025-10-23111.37x
2025-10-22108.03x
2025-10-21113.88x
2025-10-20113.62x
2025-10-17105.59x
2025-10-16105.82x
2025-10-15111.18x
2025-10-14110.58x
2025-10-13107.84x
2025-10-10104.28x
2025-10-09112.75x
2025-10-08111.14x
2025-10-07111.59x
2025-10-06104.92x
2025-10-03100.72x
2025-10-02103.45x
2025-10-01102.67x
2025-09-30105.14x
2025-09-29109.38x
2025-09-26110.99x
2025-09-25111.52x
2025-09-24112.72x
2025-09-23115.15x
2025-09-22117.85x
2025-09-19116.73x
2025-09-18111.48x
2025-09-17107.84x
2025-09-16108.89x
2025-09-15109.83x
2025-09-12105.63x
2025-09-11103.42x
2025-09-10101.77x
2025-09-09103.45x
2025-09-08103.42x
2025-09-05102.07x
2025-09-04101.24x
2025-09-0397.90x
2025-09-0299.48x
2025-08-29101.84x
2025-08-28103.72x
2025-08-2799.67x
2025-08-26102.14x
2025-08-25104.13x
2025-08-2299.89x
2025-08-2193.55x
2025-08-2090.51x
2025-08-1991.38x
2025-08-1896.93x
2025-08-1595.20x
2025-08-1493.40x
2025-08-1395.35x
2025-08-1294.75x
2025-08-1190.14x
2025-08-0888.94x
2025-08-0788.86x
2025-08-06121.03x
2025-08-05121.47x
2025-08-04122.93x
2025-08-01119.79x
2025-07-31127.10x
2025-07-30123.25x
2025-07-29126.12x
2025-07-28118.65x
2025-07-25119.63x
2025-07-24121.30x
2025-07-23121.57x
2025-07-22118.43x
2025-07-21119.41x
2025-07-18122.93x
2025-07-17124.44x
2025-07-16120.65x
2025-07-15118.33x
2025-07-14120.33x
2025-07-11119.63x
2025-07-10118.38x
2025-07-09114.32x
2025-07-08112.86x
2025-07-07109.01x
2025-07-03105.38x
2025-07-02102.95x
2025-07-01100.35x
2025-06-30103.43x
2025-06-2797.85x
2025-06-2695.63x
2025-06-2591.90x
2025-06-2490.65x
2025-06-2388.00x
2025-06-2087.13x
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2025-06-1782.96x
2025-06-1685.51x
2025-06-1381.12x
2025-06-1285.51x
2025-06-1186.37x
2025-06-1082.75x
2025-06-0981.17x
2025-06-0681.93x
2025-06-0578.85x
2025-06-0477.71x
2025-06-0378.79x
2025-06-0278.85x
2025-05-3076.84x
2025-05-2976.14x

Showing the most recent 260 of 397 data points. The chart above shows the full history.

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto