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SoFi Technologies, Inc. (SOFI) EV/Sales Ratio: 4.06x

Is SoFi Technologies, Inc.’s EV/Sales ratio high or low?

SoFi Technologies, Inc.'s EV/Sales ratio of 4.06x is 32% below its 5-year average of 5.97x, near the low end of its 5-year range (1.88x–20.65x).

The EV/Sales ratio for SoFi Technologies, Inc. (SOFI) is 4.06x as of Wednesday, June 10, 2026. It is below its 12-month average by 36.39% (6.38x).

SOFI EV/Sales Ratio Chart

SOFI EV/Sales Ratio
4.06x-11.16% 1Y
Zoom

SOFI Average EV/Sales Ratio Chart

SOFI Current vs Average EV/Sales Ratio Chart

SOFI EV/Sales Ratio Metrics

EV/SALES RATIO

4.06x

EV/SALES RATIO AVG TTM

6.38x

EV/SALES RATIO AVG 3Y

4.84x

EV/SALES RATIO AVG 5Y

5.97x

EV/SALES RATIO AVG 10Y

5.84x

EV/SALES RATIO AVG 15Y

5.84x

EV/SALES RATIO AVG 20Y

5.84x

CURRENT VS TTM AVG

-36.39%

CURRENT VS 3Y AVG

-16.13%

CURRENT VS 5Y AVG

-31.94%

CURRENT VS 10Y AVG

-30.44%

CURRENT VS 15Y AVG

-30.44%

CURRENT VS 20Y AVG

-30.44%

SOFI Competitors' EV/Sales Ratio

NAMEMARKET CAPEV/SALES RATIOTTM3Y5Y
SoFi Technologies, Inc. (SOFI)4.06x6.38x4.84x5.97x
Brown & Brown, Inc. (BRO)$20.70B4.32x5.59x6.33x6.23x
Loews Corporation (L)$22.30B1.66x1.67x1.62x1.64x
Synchrony Financial (SYF)$23.58B1.01x1.27x1.08x1.42x
Willis Towers Watson Public Limited Company (WTW)$25.17B3.08x3.55x3.47x3.45x
Cincinnati Financial Corporation (CINF)$25.81B2.00x2.05x1.92x2.04x
Global Payments Inc. (GPN)$15.10B3.74x3.73x4.38x4.88x
The Hartford Financial Services Group, Inc. (HIG)$35.74B1.43x1.51x1.42x1.38x
PayPal Holdings, Inc. (PYPL)$36.57B1.20x1.85x2.27x4.02x
Prudential Financial, Inc. (PRU)$36.78B0.65x0.69x0.76x0.78x

Understanding EV/Sales

Enterprise Value (EV) = Market Cap + Total Debt - Cash

Sales = Total Revenue (TTM)

EV/Sales is commonly used because:

  • It works for unprofitable companies where P/E doesn't apply
  • Revenue is harder to manipulate than earnings
  • It supports comparisons across companies at different profitability stages
  • It is frequently used for software and other revenue-growth-focused companies

Note: EV/Sales does not include margin, debt maturity, cash conversion, or growth durability by itself.

SoFi Technologies, Inc. EV/Sales Ratio Formula & Definition

EV/Sales = Enterprise Value / Revenue (TTM)

Enterprise value to sales compares total company value to revenue, useful across capital structures and for unprofitable companies.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

SoFi Technologies, Inc. EV/Sales Ratio FAQ

What is the EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The EV/Sales ratio for SOFI stock is 4.06x.
Is SoFi Technologies, Inc.'s EV/Sales ratio high or low?
SoFi Technologies, Inc.'s EV/Sales ratio of 4.06x is 32% below its 5-year average of 5.97x, near the low end of its 5-year range (1.88x–20.65x).
What is the TTM average EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The TTM average EV/Sales ratio for SOFI stock is 6.38x.
What is the 3Y average EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The 3Y average EV/Sales ratio for SOFI stock is 4.84x.
What is the 5Y average EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The 5Y average EV/Sales ratio for SOFI stock is 5.97x.
What is the 10Y average EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The 10Y average EV/Sales ratio for SOFI stock is 5.84x.
What is the 15Y average EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The 15Y average EV/Sales ratio for SOFI stock is 5.84x.
What is the 20Y average EV/Sales ratio for SoFi Technologies, Inc. (SOFI)?
The 20Y average EV/Sales ratio for SOFI stock is 5.84x.

SoFi Technologies, Inc. EV/Sales Ratio History

DATEEV/SALES RATIO
2026-06-094.06x
2026-06-084.06x
2026-06-053.94x
2026-06-044.24x
2026-06-034.11x
2026-06-024.40x
2026-06-014.62x
2026-05-294.52x
2026-05-284.19x
2026-05-273.97x
2026-05-263.92x
2026-05-223.83x
2026-05-213.84x
2026-05-203.85x
2026-05-193.72x
2026-05-183.85x
2026-05-153.82x
2026-05-143.93x
2026-05-133.74x
2026-05-123.90x
2026-05-114.00x
2026-05-083.86x
2026-05-073.93x
2026-05-063.95x
2026-05-053.87x
2026-05-043.92x
2026-05-013.98x
2026-04-303.89x
2026-04-293.73x
2026-04-284.53x
2026-04-274.64x
2026-04-244.55x
2026-04-234.52x
2026-04-224.73x
2026-04-214.66x
2026-04-204.85x
2026-04-174.83x
2026-04-164.72x
2026-04-154.65x
2026-04-144.40x
2026-04-134.16x
2026-04-103.92x
2026-04-093.94x
2026-04-084.00x
2026-04-073.89x
2026-04-063.94x
2026-04-023.82x
2026-04-013.76x
2026-03-313.83x
2026-03-303.62x
2026-03-273.65x
2026-03-263.83x
2026-03-254.02x
2026-03-244.06x
2026-03-234.19x
2026-03-204.12x
2026-03-194.17x
2026-03-184.20x
2026-03-174.25x
2026-03-164.32x
2026-03-134.36x
2026-03-124.34x
2026-03-114.58x
2026-03-104.51x
2026-03-094.65x
2026-03-064.68x
2026-03-054.78x
2026-03-044.62x
2026-03-034.60x
2026-03-024.54x
2026-02-274.36x
2026-02-264.74x
2026-02-254.79x
2026-02-244.61x
2026-02-234.49x
2026-02-204.72x
2026-02-194.79x
2026-02-184.86x
2026-02-174.85x
2026-02-135.60x
2026-02-125.51x
2026-02-115.87x
2026-02-106.06x
2026-02-096.11x
2026-02-065.96x
2026-02-055.56x
2026-02-045.93x
2026-02-036.23x
2026-02-026.32x
2026-01-306.53x
2026-01-296.98x
2026-01-287.05x
2026-01-277.30x
2026-01-267.40x
2026-01-237.41x
2026-01-227.48x
2026-01-217.35x
2026-01-207.31x
2026-01-167.50x
2026-01-157.59x
2026-01-147.65x
2026-01-137.79x
2026-01-127.63x
2026-01-097.86x
2026-01-087.96x
2026-01-077.75x
2026-01-067.74x
2026-01-058.41x
2026-01-027.88x
2025-12-317.51x
2025-12-307.62x
2025-12-297.70x
2025-12-267.77x
2025-12-247.89x
2025-12-237.80x
2025-12-227.85x
2025-12-197.82x
2025-12-187.54x
2025-12-177.25x
2025-12-167.63x
2025-12-157.40x
2025-12-127.83x
2025-12-117.77x
2025-12-107.77x
2025-12-097.70x
2025-12-087.93x
2025-12-057.97x
2025-12-048.50x
2025-12-038.35x
2025-12-028.48x
2025-12-018.34x
2025-11-288.54x
2025-11-268.18x
2025-11-258.13x
2025-11-247.86x
2025-11-217.22x
2025-11-207.14x
2025-11-197.67x
2025-11-187.53x
2025-11-177.76x
2025-11-147.99x
2025-11-138.15x
2025-11-129.26x
2025-11-118.90x
2025-11-108.78x
2025-11-078.10x
2025-11-067.79x
2025-11-059.02x
2025-11-048.82x
2025-11-039.18x
2025-10-318.91x
2025-10-308.72x
2025-10-299.25x
2025-10-289.47x
2025-10-279.00x
2025-10-248.72x
2025-10-238.45x
2025-10-228.20x
2025-10-218.64x
2025-10-208.62x
2025-10-178.01x
2025-10-168.03x
2025-10-158.44x
2025-10-148.39x
2025-10-138.18x
2025-10-107.91x
2025-10-098.56x
2025-10-088.44x
2025-10-078.47x
2025-10-067.96x
2025-10-037.64x
2025-10-027.85x
2025-10-017.79x
2025-09-307.98x
2025-09-298.30x
2025-09-268.42x
2025-09-258.46x
2025-09-248.55x
2025-09-238.74x
2025-09-228.94x
2025-09-198.86x
2025-09-188.46x
2025-09-178.18x
2025-09-168.26x
2025-09-158.34x
2025-09-128.02x
2025-09-117.85x
2025-09-107.72x
2025-09-097.85x
2025-09-087.85x
2025-09-057.75x
2025-09-047.68x
2025-09-037.43x
2025-09-027.55x
2025-08-297.73x
2025-08-287.87x
2025-08-277.56x
2025-08-267.75x
2025-08-257.90x
2025-08-227.58x
2025-08-217.10x
2025-08-206.87x
2025-08-196.94x
2025-08-187.36x
2025-08-157.23x
2025-08-147.09x
2025-08-137.24x
2025-08-127.19x
2025-08-116.84x
2025-08-086.75x
2025-08-076.74x
2025-08-066.81x
2025-08-056.83x
2025-08-046.91x
2025-08-016.74x
2025-07-317.15x
2025-07-306.93x
2025-07-297.09x
2025-07-286.67x
2025-07-256.73x
2025-07-246.82x
2025-07-236.84x
2025-07-226.66x
2025-07-216.72x
2025-07-186.91x
2025-07-177.00x
2025-07-166.79x
2025-07-156.66x
2025-07-146.77x
2025-07-116.73x
2025-07-106.66x
2025-07-096.43x
2025-07-086.35x
2025-07-076.13x
2025-07-035.93x
2025-07-025.79x
2025-07-015.64x
2025-06-305.82x
2025-06-275.50x
2025-06-265.38x
2025-06-255.17x
2025-06-245.10x
2025-06-234.95x
2025-06-204.90x
2025-06-184.95x
2025-06-174.67x
2025-06-164.81x
2025-06-134.56x
2025-06-124.81x
2025-06-114.86x
2025-06-104.65x
2025-06-094.57x
2025-06-064.61x
2025-06-054.44x
2025-06-044.37x
2025-06-034.43x
2025-06-024.44x
2025-05-304.32x
2025-05-294.28x
2025-05-284.33x

Showing the most recent 260 of 1,387 data points. The chart above shows the full history.

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto