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SoFi Technologies, Inc. (SOFI)
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SoFi Technologies, Inc. (SOFI) All Metrics

Stocks/SOFI Stock/All Metrics
popular:market cap|pe ratio|revenue|profit|price history|total return

Sector note: Free-cash-flow and enterprise-value multiples (P/FCF, FCF yield, EV/EBITDA, EV/EBIT) are omitted — they aren't meaningful for banks and insurers, whose deposits and reserves a standard model misreads as debt. Book value (P/B), ROE and net interest margin are the right lenses here.

SOFI Valuation Metrics

PE Ratio35.86PE Ratio (Fwd)26.52PS Ratio4.25PB Ratio2.02PEG Ratio-Debt/Equity Ratio0.17Current Ratio0.00Quick Ratio0.00ROA1.07%ROE5.34%ROIC0.95%Earnings Yield2.79%

SOFI Stock Price Metrics

Last Close Price$15.871-Day Change-3.64%Market Cap (USD)$20.357B7D Return(4.86%)30D Return(2.40%)YTD Return(42.21%)52-Week High$32.7352-Week High Date11/12/2025Current vs High(51.51%)52-Week Low$13.9752-Week Low Date06/13/2025Current vs Low13.60%Avg Volume 1M72.698MBeta2.15Fair Value Price-Margin of Safety-

SOFI Dividend Metrics

Dividend Yield-Avg Yield TTM-Avg Yield 3Y-CAGR TTM-CAGR 3Y-CAGR 5Y-Payout Ratio-Payout Avg 3Y-Payout Avg 5Y-FCF Payout Ratio-FCF Payout Avg 3Y-FCF Payout Avg 5Y-Forward YOC 3Y-Forward YOC 5Y-Forward YOC 10Y-Ex-Date-Payment Date-Consec. Yearly Increases0

SOFI Growth Rate Metrics

Price CAGR TTM10.29%Price CAGR 3Y24.69%Price CAGR 5Y(7.17%)Total Return CAGR TTM10.29%Total Return CAGR 3Y24.69%Total Return CAGR 5Y(7.17%)Revenue CAGR TTM32.14%Revenue CAGR 3Y36.60%Revenue CAGR 5Y43.20%Net Income CAGR TTM19.78%Net Income CAGR 3Y-Net Income CAGR 5Y-EPS CAGR TTM(8.70%)EPS CAGR 3Y(15.53%)EPS CAGR 5Y(15.53%)Dividends CAGR TTM-Dividends CAGR 3Y-Dividends CAGR 5Y-

SOFI Discounted Cash Flow Metrics

Fair Value Price-
Margin of Safety-

SOFI Average Annual Returns By Period (CAGR)

CAGR TTM10.29%
CAGR 3Y24.69%
CAGR 5Y(7.17%)
CAGR 10Y-
CAGR 15Y-
CAGR 20Y-

SOFI Returns By Period

7D Total Return(4.86%)
30D Total Return(2.40%)
YTD Total Return(39.38%)
1Y Total Return10.28%
3Y Total Return93.86%
5Y Total Return(31.06%)
10Y Total Return-
15Y Total Return-
20Y Total Return-

SOFI Yearly Returns

2026(39.38%)
202570.00%
202454.77%
2023115.84%
2022(70.84%)
202127.09%
2020-
2019-
2018-
2017-

SOFI Revenue Metrics

Revenue TTM$5.141BRevenue CAGR 3Y36.60%Revenue CAGR 5Y43.20%Net Income TTM$576.93MNet Income CAGR 3Y-Net Income CAGR 5Y-

SOFI PE Ratio Metrics

PE Ratio35.86
PE Ratio Avg TTM47.43
PE Ratio Avg 3Y59.40
Current VS TTM Avg-24.39%
Current VS 3Y Avg-39.63%
Current VS 5Y Avg-39.63%

SOFI PS Ratio Metrics

PS Ratio4.25
PS Ratio Avg TTM6.43
PS Ratio Avg 3Y4.39
Current VS TTM Avg-33.86%
Current VS 3Y Avg-3.11%
Current VS 5Y Avg-10.61%

SOFI PB Ratio Metrics

PB Ratio2.02
PB Ratio Avg TTM3.45
PB Ratio Avg 3Y2.30
Current VS TTM Avg-41.39%
Current VS 3Y Avg-12.06%
Current VS 5Y Avg+1.99%

SOFI Debt to Equity Ratio Metrics

Debt/Equity Ratio0.17
Debt/Equity Ratio Avg TTM0.33
Debt/Equity Ratio Avg 3Y0.66
Current VS TTM Avg-48.48%
Current VS 3Y Avg-74.34%
Current VS 5Y Avg-80.38%

SOFI PEG Ratio Metrics

PEG Ratio-
PEG Ratio Avg TTM-
PEG Ratio Avg 3Y-
Current VS TTM Avg-
Current VS 3Y Avg-
Current VS 5Y Avg-

SOFI Earnings Yield

Earnings Yield2.79%
Earnings Yield Avg TTM2.15%
Earnings Yield Avg 3Y2.09%
Current VS TTM Avg+29.52%
Current VS 3Y Avg+33.32%
Current VS 5Y Avg+33.32%

SOFI Current Ratio Metrics

Current Ratio0.19
Current Ratio Avg TTM0.20
Current Ratio Avg 3Y0.42
Current VS TTM Avg-2.56%
Current VS 3Y Avg-55.29%
Current VS 5Y Avg-69.60%

SOFI Quick Ratio Metrics

Quick Ratio0.19
Quick Ratio Avg TTM0.20
Quick Ratio Avg 3Y0.42
Current VS TTM Avg-2.56%
Current VS 3Y Avg-55.29%
Current VS 5Y Avg-69.60%

SOFI ROIC Metrics

ROIC0.95%
ROIC Avg 3Y(0.55%)
ROIC Avg 5Y(1.75%)
Current VS 3Y Avg-272.73%
Current VS 5Y Avg-154.18%
Current VS 10Y Avg-150.77%

SOFI Return on Assets Metrics

ROA0.95
ROA Avg TTM1.17
ROA Avg 3Y(0.09)
Current VS TTM Avg-18.45%
Current VS 3Y Avg-1155.56%
Current VS 5Y Avg-169.09%

SOFI Return on Equity Metrics

ROE4.59
ROE Avg TTM6.12
ROE Avg 3Y0.25
Current VS TTM Avg-24.94%
Current VS 3Y Avg+1700.00%
Current VS 5Y Avg-265.70%

SOFI Net Profit Margin Metrics

Net Profit Margin10.09%
Net Profit Margin Avg TTM11.78%
Net Profit Margin Avg 3Y(1.25%)
Current VS TTM Avg-14.31%
Current VS 3Y Avg-905.59%
Current VS 5Y Avg-176.31%

SOFI Gross Profit Margin Metrics

Gross Profit Margin75.12%
Gross Pft Margin Avg TTM72.40%
Gross Pft Margin Avg 3Y75.46%
Current VS TTM Avg+3.76%
Current VS 3Y Avg-0.45%
Current VS 5Y Avg-3.48%

SOFI Tax Rate Metrics

Tax Rate8.47%
Tax Rate Avg 3Y(26.41%)
Tax Rate Avg 5Y(12.40%)
Current VS 3Y Avg-132.08%
Current VS 5Y Avg-168.32%
Current VS 10Y Avg-203.81%

Last Updated: Wednesday, June 10, 2026

About SoFi Technologies, Inc.

SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.

San Francisco, CA
5,000 employees
www.sofi.com
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Anthony J. Noto
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