Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 6.18% is 61% above its 5-year average of 3.85%, near the high end of its 5-year range (1.61%–6.41%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.59% below its 12-month average of 6.22%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 6.18%.
DEBT TO ASSETS RATIO
6.18%
DEBT TO ASSETS RATIO AVG TTM
6.22%
DEBT TO ASSETS RATIO AVG 3Y
4.74%
DEBT TO ASSETS RATIO AVG 5Y
3.85%
DEBT TO ASSETS RATIO AVG 10Y
5.32%
DEBT TO ASSETS RATIO AVG 15Y
7.22%
DEBT TO ASSETS RATIO AVG 20Y
7.78%
CURRENT VS TTM AVG
-0.59%
CURRENT VS 3Y AVG
+30.59%
CURRENT VS 5Y AVG
+60.76%
CURRENT VS 10Y AVG
+16.33%
CURRENT VS 15Y AVG
-14.39%
CURRENT VS 20Y AVG
-20.48%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 735 covered companies
CURRENT VS SECTOR MEDIAN
+12268.92%
vs the sector median at left
Seacoast Banking Corporation of Florida
Market Cap
$3.15B
Debt to Assets Ratio
6.18%
TTM Avg
6.22%
3Y Avg
4.74%
5Y Avg
3.85%
Market Cap
$3.19B
Debt to Assets Ratio
0.54%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.24B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.29B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Seacoast Banking Corporation of Florida (SBCF) | $3.15B | 6.18% | 6.22% | 4.74% | 3.85% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 0.05% | N/A | N/A | N/A |
| Inter & Co, Inc. (INTR)vs › | $3.11B | 0.32% | N/A | N/A | N/A |
| CleanSpark, Inc. (CLSK)vs › | $3.19B | 0.66% | N/A | N/A | N/A |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.19B | 0.54% | N/A | N/A | N/A |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| First Hawaiian, Inc. (FHB)vs › | $3.05B | 0.00% | N/A | N/A | N/A |
| Strive, Inc. (ASST)vs › | $3.02B | 0.00% | N/A | N/A | N/A |
| Simmons First National Corporation (SFNC)vs › | $3.29B | 0.05% | N/A | N/A | N/A |
| TowneBank (TOWN)vs › | $3.29B | 0.02% | N/A | N/A | N/A |
Debt/Assets
6.2%
Debt/Equity
0.43
Current ratio and interest coverage is unavailable for Seacoast Banking Corporation of Florida: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 6.18% |
| 2026-03-31 | 5.98% |
| 2025-12-31 | 6.41% |
| 2025-09-30 | 6.20% |
| 2025-06-30 | 6.32% |
| 2025-03-31 | 4.92% |
| 2024-12-31 | 3.85% |
| 2024-09-30 | 3.70% |
| 2024-06-30 | 3.67% |
| 2024-03-31 | 3.66% |
| 2023-12-31 | 3.64% |
| 2023-09-30 | 3.32% |
| 2023-06-30 | 3.70% |
| 2023-03-31 | 4.97% |
| 2022-12-31 | 3.35% |
| 2022-09-30 | 1.61% |
| 2022-06-30 | 1.69% |
| 2022-03-31 | 1.77% |
| 2021-12-31 | 2.00% |
| 2021-09-30 | 1.79% |
| 2021-06-30 | 2.06% |
| 2021-03-31 | 2.05% |
| 2020-12-31 | 2.29% |
| 2020-09-30 | 2.36% |
| 2020-06-30 | 3.69% |
| 2020-03-31 | 5.45% |
| 2019-12-31 | 6.64% |
| 2019-09-30 | 2.78% |
| 2019-06-30 | 4.29% |
| 2019-03-31 | 3.27% |
| 2018-12-31 | 9.86% |
| 2018-09-30 | 8.78% |
| 2018-06-30 | 8.03% |
| 2018-03-31 | 7.65% |
| 2017-12-31 | 8.56% |
| 2017-09-30 | 11.27% |
| 2017-06-30 | 11.98% |
| 2017-03-31 | 11.64% |
| 2016-12-31 | 14.73% |
| 2016-09-30 | 12.03% |
| 2016-06-30 | 9.23% |
| 2016-03-31 | 7.96% |
| 2015-12-31 | 8.26% |
| 2015-09-30 | 7.95% |
| 2015-06-30 | 8.89% |
| 2015-03-31 | 8.81% |
| 2014-12-31 | 11.26% |
| 2014-09-30 | 13.04% |
| 2014-06-30 | 10.69% |
| 2014-03-31 | 11.22% |
| 2013-12-31 | 11.24% |
| 2013-09-30 | 11.07% |
| 2013-06-30 | 12.11% |
| 2013-03-31 | 14.32% |
| 2012-12-31 | 11.06% |
| 2012-09-30 | 10.86% |
| 2012-06-30 | 11.54% |
| 2012-03-31 | 11.66% |
| 2011-12-31 | 11.22% |
| 2011-09-30 | 10.25% |
| 2011-06-30 | 9.91% |
| 2011-03-31 | 10.51% |
| 2010-12-31 | 10.01% |
| 2010-09-30 | 8.25% |
| 2010-06-30 | 8.55% |
| 2010-03-31 | 9.40% |
| 2009-12-31 | 9.73% |
| 2009-09-30 | 8.76% |
| 2009-06-30 | 10.33% |
| 2009-03-31 | 11.77% |
| 2008-12-31 | 11.94% |
| 2008-09-30 | 8.54% |
| 2008-06-30 | 8.95% |
| 2008-03-31 | 8.93% |
| 2007-12-31 | 8.54% |
| 2007-09-30 | 10.15% |
| 2007-06-30 | 7.30% |
| 2007-03-31 | 11.70% |
| 2006-12-31 | 11.48% |
| 2006-09-30 | 7.31% |
| 2006-06-30 | 7.14% |
| 2006-03-31 | 7.56% |
| 2005-12-31 | 8.61% |
| 2005-09-30 | 7.06% |
| 2005-06-30 | 7.42% |
| 2005-03-31 | 7.88% |
| 2004-12-31 | 7.85% |
| 2004-09-30 | 7.29% |
| 2004-06-30 | 8.31% |
| 2004-03-31 | 8.72% |
| 2003-12-31 | 8.43% |
| 2003-09-30 | 9.76% |
| 2003-06-30 | 10.37% |
| 2003-03-31 | 10.04% |
| 2002-12-31 | 11.16% |
| 2002-09-30 | 6.39% |
