Seacoast Banking Corporation of Florida (SBCF) vs Simmons First National Corporation (SFNC)

A side-by-side comparison of Seacoast Banking Corporation of Florida and Simmons First National Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — SBCF vs SFNC

growth of $100 · dividends reinvested · last 10y
SBCF +126.2% (+8.5%/yr)SFNC +26.0% (+2.3%/yr)SBCF compounded faster over this window
100150200250Start $10020182020202220242026$226$126
SBCF SFNC

SBCF vs SFNC: by the numbers

  • •SFNC is the larger company ($3.29B vs $3.15B market cap).
  • •SBCF is profitable (17.06% net margin) while SFNC runs a net loss (-61.28%).
  • •SBCF grew revenue faster over the past five years (22.63% vs -8.58% CAGR).
  • •SFNC pays the higher dividend yield (3.77% vs 2.33%).

Metrics side by side

Valuation

MetricSBCFSFNC
P/E ratio20.90N/A
Forward P/E12.7011.03
PEG ratio11.18N/A
P/S ratio3.315.76
P/B ratio1.150.94

Profitability

MetricSBCFSFNC
Operating margin18.89%-85.86%
Net margin17.06%-61.28%
ROE5.28%-10.04%

Seacoast Banking Corporation of Florida: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Simmons First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricSBCFSFNC
Dividend yield2.33%3.77%
Payout ratio49.03%N/A

Growth (annualized)

MetricSBCFSFNC
Revenue CAGR (5Y)22.63%-8.58%
EPS CAGR (5Y)2.24%N/A
Total return CAGR (5Y)0.79%-1.67%

Frequently asked

Which has grown faster, SBCF or SFNC?
Over the past five years, SBCF grew revenue faster — SBCF at a 22.63% CAGR versus SFNC at -8.58%.
Does SBCF or SFNC pay a bigger dividend?
SBCF yields 2.33% and SFNC yields 3.77% based on trailing dividends and the latest price.
Is SBCF or SFNC more profitable?
SBCF runs the higher net margin — SBCF at 17.06% versus SFNC at -61.28%.
How have SBCF and SFNC total returns compared?
Over the past 10 years, SBCF delivered 8.48% and SFNC delivered 2.15% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.