Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 11.16% is 25% below its 5-year average of 14.88%, near the low end of its 5-year range (5.87%–34.84%).
0.73% above its 12-month average of 11.08%.
Reported quarterly profit margin; no daily interpolation. Q4 FY2026 (2026-06-30): 14.35%.
NET PROFIT MARGIN
11.16%
NET PROFIT MARGIN AVG TTM
11.08%
NET PROFIT MARGIN AVG 3Y
11.93%
NET PROFIT MARGIN AVG 5Y
14.88%
NET PROFIT MARGIN AVG 10Y
12.64%
NET PROFIT MARGIN AVG 15Y
12.66%
NET PROFIT MARGIN AVG 20Y
11.41%
CURRENT VS TTM AVG
+0.73%
CURRENT VS 3Y AVG
-6.47%
CURRENT VS 5Y AVG
-25.00%
CURRENT VS 10Y AVG
-11.73%
CURRENT VS 15Y AVG
-11.82%
CURRENT VS 20Y AVG
-2.17%
SECTOR MEDIAN · FINANCIAL SERVICES
13.22%
median of 621 covered companies
CURRENT VS SECTOR MEDIAN
-15.58%
vs the sector median at left
Provident Financial Holdings, Inc.
Market Cap
$115.07M
Net Profit Margin
11.16%
TTM Avg
11.08%
3Y Avg
11.93%
5Y Avg
14.88%
Market Cap
$116.04M
Net Profit Margin
5.99%
TTM Avg
-0.19%
3Y Avg
5.79%
5Y Avg
9.81%
Market Cap
$113.90M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$113.19M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$117.18M
Net Profit Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$117.61M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$118.58M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$110.38M
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$120.07M
Net Profit Margin
0.00%
TTM Avg
79.36%
3Y Avg
79.36%
5Y Avg
79.36%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Provident Financial Holdings, Inc. (PROV) | $115.07M | 11.16% | 11.08% | 11.93% | 14.88% |
| Bogota Financial Corp. (BSBK)vs › | $116.04M | 5.99% | -0.19% | 5.79% | 9.81% |
| FG Communities Holdings Inc. (FGCPP)vs › | $113.90M | N/A | N/A | N/A | N/A |
| Quantumsphere Acquisition Corp. Ordinary Shares (QUMS)vs › | $113.19M | 0.00% | 0.00% | 0.00% | 0.00% |
| Charlton Aria Acquisition Corporation (CHAR)vs › | $117.18M | 0.00% | 0.00% | 0.00% | 0.00% |
| Burtech Acquisition Corp II (BRKH)vs › | $117.61M | N/A | N/A | N/A | N/A |
| Alpex Acquisition Corp. (ALPX)vs › | $118.58M | N/A | N/A | N/A | N/A |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.38M | N/A | N/A | N/A | N/A |
| Pantages Capital Acquisition Corp (PGAC)vs › | $120.07M | 0.00% | 79.36% | 79.36% | 79.36% |
| Riverview Bancorp, Inc. (RVSB)vs › | $120.26M | -6.35% | 0.00% | 8.08% | 14.13% |
Operating Margin
16.2%
Net Profit Margin
11.2%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 14.35% |
| 2026-03-31 | 9.29% |
| 2025-12-31 | 9.66% |
| 2025-09-30 | 11.24% |
| 2025-06-30 | 10.86% |
| 2025-03-31 | 12.11% |
| 2024-12-31 | 5.87% |
| 2024-09-30 | 12.69% |
| 2024-06-30 | 12.70% |
| 2024-03-31 | 10.20% |
| 2023-12-31 | 14.72% |
| 2023-09-30 | 12.50% |
| 2023-06-30 | 12.87% |
| 2023-03-31 | 17.88% |
| 2022-12-31 | 19.55% |
| 2022-09-30 | 19.17% |
| 2022-06-30 | 23.73% |
| 2022-03-31 | 18.13% |
| 2021-12-31 | 22.92% |
| 2021-09-30 | 27.17% |
| 2021-06-30 | 34.84% |
| 2021-03-31 | 16.21% |
| 2020-12-31 | 11.90% |
| 2020-09-30 | 13.91% |
| 2020-06-30 | 14.76% |
| 2020-03-31 | 9.93% |
| 2019-12-31 | 19.08% |
| 2019-09-30 | 21.09% |
| 2019-06-30 | 6.49% |
| 2019-03-31 | -1.06% |
| 2018-12-31 | 13.02% |
| 2018-09-30 | 11.72% |
| 2018-06-30 | 9.03% |
| 2018-03-31 | 10.90% |
| 2017-12-31 | -4.82% |
| 2017-09-30 | -1.32% |
| 2017-06-30 | 5.52% |
| 2017-03-31 | 6.71% |
| 2016-12-31 | 8.07% |
| 2016-09-30 | 7.95% |
| 2016-06-30 | 12.15% |
| 2016-03-31 | 8.27% |
| 2015-12-31 | 5.79% |
| 2015-09-30 | 12.03% |
| 2015-06-30 | 11.77% |
| 2015-03-31 | 12.26% |
| 2014-12-31 | 12.15% |
| 2014-09-30 | 12.84% |
| 2014-06-30 | 11.11% |
| 2014-03-31 | 8.77% |
| 2013-12-31 | 9.62% |
| 2013-09-30 | 8.27% |
| 2013-06-30 | 18.98% |
| 2013-03-31 | 18.73% |
| 2012-12-31 | 21.93% |
| 2012-09-30 | 25.67% |
| 2012-06-30 | 15.11% |
| 2012-03-31 | 9.81% |
| 2011-12-31 | 8.93% |
| 2011-09-30 | 10.75% |
| 2011-06-30 | 10.09% |
| 2011-03-31 | 10.29% |
| 2010-12-31 | 16.82% |
| 2010-09-30 | 17.26% |
| 2010-06-30 | 14.34% |
| 2010-03-31 | 1.91% |
| 2009-12-31 | 10.51% |
| 2009-09-30 | -19.02% |
| 2009-06-30 | 4.36% |
| 2009-03-31 | -9.56% |
| 2008-12-31 | -27.52% |
| 2008-09-30 | 1.29% |
| 2008-06-30 | -7.23% |
| 2008-03-31 | 3.73% |
| 2007-12-31 | 4.02% |
| 2007-09-30 | 3.02% |
| 2007-06-30 | 7.29% |
| 2007-03-31 | 8.50% |
| 2006-12-31 | 5.03% |
| 2006-09-30 | 16.65% |
| 2006-06-30 | 14.00% |
| 2006-03-31 | 13.27% |
| 2005-12-31 | 25.68% |
| 2005-09-30 | 18.10% |
| 2005-06-30 | 17.83% |
| 2005-03-31 | 18.40% |
| 2004-12-31 | 20.35% |
| 2004-09-30 | 18.35% |
| 2004-06-30 | 19.15% |
| 2004-03-31 | 19.60% |
| 2003-12-31 | 15.96% |
| 2003-09-30 | 18.28% |
| 2003-06-30 | 21.61% |
| 2003-03-31 | 21.11% |
| 2002-12-31 | 18.18% |
| 2002-09-30 | 17.87% |
