Provident Financial Holdings, Inc. (PROV) vs Riverview Bancorp, Inc. (RVSB)
A side-by-side comparison of Provident Financial Holdings, Inc. and Riverview Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — PROV vs RVSB
growth of $100 · dividends reinvested · last 10yPROV vs RVSB: by the numbers
- •RVSB is the larger company ($120M vs $115M market cap).
- •PROV is profitable (11.16% net margin) while RVSB runs a net loss (-6.35%).
- •PROV grew revenue faster over the past five years (8.43% vs 0.30% CAGR).
- •PROV pays the higher dividend yield (3.05% vs 1.34%).
Metrics side by side
Valuation
| Metric | PROV | RVSB |
|---|---|---|
| P/E ratio | 18.10 | N/A |
| Forward P/E | 13.72 | 21.25 |
| PEG ratio | 30.67 | N/A |
| P/S ratio | 1.94 | 1.97 |
| P/B ratio | 0.91 | 0.83 |
Profitability
| Metric | PROV | RVSB |
|---|---|---|
| Operating margin | 16.16% | -8.61% |
| Net margin | 11.16% | -6.35% |
| ROE | 5.27% | -2.67% |
Provident Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Riverview Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | PROV | RVSB |
|---|---|---|
| Dividend yield | 3.05% | 1.34% |
| Payout ratio | 54.90% | N/A |
Growth (annualized)
| Metric | PROV | RVSB |
|---|---|---|
| Revenue CAGR (5Y) | 8.43% | 0.30% |
| EPS CAGR (5Y) | 0.59% | N/A |
| Total return CAGR (5Y) | 5.47% | -1.40% |
Frequently asked
- Which has grown faster, PROV or RVSB?
- Over the past five years, PROV grew revenue faster — PROV at a 8.43% CAGR versus RVSB at 0.30%.
- Does PROV or RVSB pay a bigger dividend?
- PROV yields 3.05% and RVSB yields 1.34% based on trailing dividends and the latest price.
- Is PROV or RVSB more profitable?
- PROV runs the higher net margin — PROV at 11.16% versus RVSB at -6.35%.
- How have PROV and RVSB total returns compared?
- Over the past 10 years, PROV delivered 2.94% and RVSB delivered 3.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Provident Financial & Riverview Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.