Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 5.27% is 13% below its 5-year average of 6.03%, near the low end of its 5-year range (4.70%–7.81%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.15% above its 12-month average of 4.97%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q4 FY2026 (2026-06-30): 5.27%.
RETURN ON EQUITY (ROE)
5.27%
RETURN ON EQUITY (ROE) AVG TTM
4.97%
RETURN ON EQUITY (ROE) AVG 3Y
5.46%
RETURN ON EQUITY (ROE) AVG 5Y
6.03%
RETURN ON EQUITY (ROE) AVG 10Y
5.43%
RETURN ON EQUITY (ROE) AVG 15Y
5.77%
RETURN ON EQUITY (ROE) AVG 20Y
5.70%
CURRENT VS TTM AVG
+6.15%
CURRENT VS 3Y AVG
-3.45%
CURRENT VS 5Y AVG
-12.63%
CURRENT VS 10Y AVG
-2.87%
CURRENT VS 15Y AVG
-8.57%
CURRENT VS 20Y AVG
-7.54%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 607 covered companies
CURRENT VS SECTOR MEDIAN
-39.81%
vs the sector median at left
Provident Financial Holdings, Inc.
Market Cap
$115.07M
Return on Equity (ROE)
5.27%
TTM Avg
4.97%
3Y Avg
5.46%
5Y Avg
6.03%
Market Cap
$116.04M
Return on Equity (ROE)
1.82%
TTM Avg
-0.05%
3Y Avg
1.32%
5Y Avg
2.00%
Market Cap
$113.90M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$113.24M
Return on Equity (ROE)
1.91%
TTM Avg
1.20%
3Y Avg
1.20%
5Y Avg
1.20%
Market Cap
$117.18M
Return on Equity (ROE)
3.09%
TTM Avg
-12.06%
3Y Avg
-12.06%
5Y Avg
-12.06%
Market Cap
$117.61M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$118.58M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$110.38M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$119.77M
Return on Equity (ROE)
0.93%
TTM Avg
0.15%
3Y Avg
0.15%
5Y Avg
0.15%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Provident Financial Holdings, Inc. (PROV) | $115.07M | 5.27% | 4.97% | 5.46% | 6.03% |
| Bogota Financial Corp. (BSBK)vs › | $116.04M | 1.82% | -0.05% | 1.32% | 2.00% |
| FG Communities Holdings Inc. (FGCPP)vs › | $113.90M | N/A | N/A | N/A | N/A |
| Quantumsphere Acquisition Corp. Ordinary Shares (QUMS)vs › | $113.24M | 1.91% | 1.20% | 1.20% | 1.20% |
| Charlton Aria Acquisition Corporation (CHAR)vs › | $117.18M | 3.09% | -12.06% | -12.06% | -12.06% |
| Burtech Acquisition Corp II (BRKH)vs › | $117.61M | N/A | N/A | N/A | N/A |
| Alpex Acquisition Corp. (ALPX)vs › | $118.58M | N/A | N/A | N/A | N/A |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.38M | N/A | N/A | N/A | N/A |
| Silver Pegasus Acquisition Corp. (SPEG)vs › | $119.77M | 0.93% | 0.15% | 0.15% | 0.15% |
| Pantages Capital Acquisition Corp (PGAC)vs › | $119.96M | N/A | 1.39% | 1.39% | 1.39% |
ROE
5.3%
ROA
0.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 5.27% |
| 2026-03-31 | 4.82% |
| 2025-12-31 | 5.18% |
| 2025-09-30 | 4.70% |
| 2025-06-30 | 4.87% |
| 2025-03-31 | 5.11% |
| 2024-12-31 | 4.84% |
| 2024-09-30 | 5.78% |
| 2024-06-30 | 5.66% |
| 2024-03-31 | 5.56% |
| 2023-12-31 | 6.20% |
| 2023-09-30 | 6.40% |
| 2023-06-30 | 6.63% |
| 2023-03-31 | 7.15% |
| 2022-12-31 | 6.67% |
| 2022-09-30 | 6.59% |
| 2022-06-30 | 7.07% |
| 2022-03-31 | 7.81% |
| 2021-12-31 | 7.68% |
| 2021-09-30 | 6.82% |
| 2021-06-30 | 5.94% |
| 2021-03-31 | 4.62% |
| 2020-12-31 | 4.31% |
| 2020-09-30 | 5.30% |
| 2020-06-30 | 6.20% |
| 2020-03-31 | 5.60% |
| 2019-12-31 | 4.52% |
| 2019-09-30 | 4.22% |
| 2019-06-30 | 3.66% |
| 2019-03-31 | 4.15% |
| 2018-12-31 | 5.64% |
| 2018-09-30 | 3.43% |
| 2018-06-30 | 1.77% |
| 2018-03-31 | 1.41% |
| 2017-12-31 | 0.92% |
| 2017-09-30 | 2.71% |
| 2017-06-30 | 4.06% |
| 2017-03-31 | 5.17% |
| 2016-12-31 | 5.39% |
| 2016-09-30 | 4.97% |
| 2016-06-30 | 5.60% |
| 2016-03-31 | 5.46% |
| 2015-12-31 | 6.17% |
| 2015-09-30 | 7.08% |
| 2015-06-30 | 6.95% |
| 2015-03-31 | 6.63% |
| 2014-12-31 | 5.69% |
| 2014-09-30 | 5.16% |
| 2014-06-30 | 4.53% |
| 2014-03-31 | 6.52% |
| 2013-12-31 | 8.69% |
| 2013-09-30 | 11.82% |
| 2013-06-30 | 16.13% |
| 2013-03-31 | 15.78% |
| 2012-12-31 | 14.31% |
| 2012-09-30 | 11.42% |
| 2012-06-30 | 7.47% |
| 2012-03-31 | 6.00% |
| 2011-12-31 | 6.03% |
| 2011-09-30 | 7.67% |
| 2011-06-30 | 9.33% |
| 2011-03-31 | 10.26% |
| 2010-12-31 | 9.03% |
| 2010-09-30 | 8.05% |
| 2010-06-30 | 0.87% |
| 2010-03-31 | -0.62% |
| 2009-12-31 | -3.00% |
| 2009-09-30 | -11.74% |
| 2009-06-30 | -6.47% |
| 2009-03-31 | -9.04% |
| 2008-12-31 | -5.92% |
| 2008-09-30 | 0.46% |
| 2008-06-30 | 0.81% |
| 2008-03-31 | 3.74% |
| 2007-12-31 | 5.02% |
| 2007-09-30 | 5.38% |
| 2007-06-30 | 8.75% |
| 2007-03-31 | 9.97% |
| 2006-12-31 | 10.44% |
| 2006-09-30 | 15.08% |
| 2006-06-30 | 15.08% |
| 2006-03-31 | 15.74% |
| 2005-12-31 | 17.41% |
| 2005-09-30 | 15.34% |
| 2005-06-30 | 15.20% |
| 2005-03-31 | 15.19% |
| 2004-12-31 | 15.19% |
| 2004-09-30 | 14.05% |
| 2004-06-30 | 13.70% |
| 2004-03-31 | 14.10% |
| 2003-12-31 | 15.20% |
| 2003-09-30 | 16.38% |
| 2003-06-30 | 15.80% |
