Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.55% is 10% below its 5-year average of 0.61%, near the low end of its 5-year range (0.50%–0.77%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.76% above its 12-month average of 0.53%.
Reported quarterly return on assets; no daily interpolation. Q4 FY2026 (2026-06-30): 0.18%.
RETURN ON ASSETS (ROA)
0.55%
RETURN ON ASSETS (ROA) AVG TTM
0.53%
RETURN ON ASSETS (ROA) AVG 3Y
0.57%
RETURN ON ASSETS (ROA) AVG 5Y
0.61%
RETURN ON ASSETS (ROA) AVG 10Y
0.54%
RETURN ON ASSETS (ROA) AVG 15Y
0.62%
RETURN ON ASSETS (ROA) AVG 20Y
0.60%
CURRENT VS TTM AVG
+4.76%
CURRENT VS 3Y AVG
-3.08%
CURRENT VS 5Y AVG
-10.33%
CURRENT VS 10Y AVG
+1.00%
CURRENT VS 15Y AVG
-11.19%
CURRENT VS 20Y AVG
-8.17%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 636 covered companies
CURRENT VS SECTOR MEDIAN
-55.10%
vs the sector median at left
Provident Financial Holdings, Inc.
Market Cap
$115.07M
Return on Assets (ROA)
0.55%
TTM Avg
0.53%
3Y Avg
0.57%
5Y Avg
0.61%
Market Cap
$116.04M
Return on Assets (ROA)
0.30%
TTM Avg
0.01%
3Y Avg
0.20%
5Y Avg
0.33%
Market Cap
$113.90M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$113.24M
Return on Assets (ROA)
1.83%
TTM Avg
1.16%
3Y Avg
1.16%
5Y Avg
1.16%
Market Cap
$117.18M
Return on Assets (ROA)
2.98%
TTM Avg
1.87%
3Y Avg
1.87%
5Y Avg
1.87%
Market Cap
$117.61M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$118.58M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$110.38M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$119.77M
Return on Assets (ROA)
0.86%
TTM Avg
-0.02%
3Y Avg
-0.02%
5Y Avg
-0.02%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Provident Financial Holdings, Inc. (PROV) | $115.07M | 0.55% | 0.53% | 0.57% | 0.61% |
| Bogota Financial Corp. (BSBK)vs › | $116.04M | 0.30% | 0.01% | 0.20% | 0.33% |
| FG Communities Holdings Inc. (FGCPP)vs › | $113.90M | N/A | N/A | N/A | N/A |
| Quantumsphere Acquisition Corp. Ordinary Shares (QUMS)vs › | $113.24M | 1.83% | 1.16% | 1.16% | 1.16% |
| Charlton Aria Acquisition Corporation (CHAR)vs › | $117.18M | 2.98% | 1.87% | 1.87% | 1.87% |
| Burtech Acquisition Corp II (BRKH)vs › | $117.61M | N/A | N/A | N/A | N/A |
| Alpex Acquisition Corp. (ALPX)vs › | $118.58M | N/A | N/A | N/A | N/A |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.38M | N/A | N/A | N/A | N/A |
| Silver Pegasus Acquisition Corp. (SPEG)vs › | $119.77M | 0.86% | -0.02% | -0.02% | -0.02% |
| Pantages Capital Acquisition Corp (PGAC)vs › | $119.96M | 6.93% | 1.36% | 1.36% | 1.36% |
ROA
0.6%
ROE
5.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2026-06-30 | 0.55% |
| 2025-06-30 | 0.50% |
| 2024-06-30 | 0.58% |
| 2023-06-30 | 0.64% |
| 2022-06-30 | 0.77% |
| 2021-06-30 | 0.64% |
| 2020-06-30 | 0.65% |
| 2019-06-30 | 0.41% |
| 2018-06-30 | 0.18% |
| 2017-06-30 | 0.43% |
| 2016-06-30 | 0.64% |
| 2015-06-30 | 0.83% |
| 2014-06-30 | 0.60% |
| 2013-06-30 | 2.13% |
| 2012-06-30 | 0.86% |
| 2011-06-30 | 1.01% |
| 2010-06-30 | 0.08% |
| 2009-06-30 | -0.47% |
| 2008-06-30 | 0.05% |
| 2007-06-30 | 0.69% |
| 2006-06-30 | 1.27% |
| 2005-06-30 | 1.15% |
| 2004-06-30 | 1.14% |
| 2003-06-30 | 1.34% |
| 2002-06-30 | 0.91% |
| 2001-06-30 | 0.80% |
| 2000-06-30 | 0.63% |
| 1999-06-30 | 1.10% |
| 1998-06-30 | 0.61% |
| 1997-06-30 | 0.31% |
