Provident Financial Holdings, Inc. (PROV) vs Quantumsphere Acquisition Corp. Ordinary Shares (QUMS)

A side-by-side comparison of Provident Financial Holdings, Inc. and Quantumsphere Acquisition Corp. Ordinary Shares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — PROV vs QUMS

growth of $100 · dividends reinvested · last 1y
PROV +19.6% (+19.6%/yr)QUMS +3.9% (+3.9%/yr)PROV compounded faster over this window
100110120Start $1002026$120$104
PROV QUMS

PROV vs QUMS: by the numbers

  • •PROV is the larger company ($115M vs $113M market cap).
  • •PROV trades at the lower trailing earnings multiple (17.95 vs 57.43 P/E), one valuation lens rather than an overall verdict.
  • •PROV is profitable (11.16% net margin) while QUMS runs a net loss (0.00%).
  • •PROV pays a dividend (3.05% yield), while QUMS has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPROVQUMS
P/E ratio17.9557.43
Forward P/E13.61N/A
PEG ratio30.43N/A
P/S ratio1.92N/A
P/B ratio0.911.38

Profitability

MetricPROVQUMS
Gross marginN/A0.00%
Operating margin16.16%0.00%
Net margin11.16%0.00%
ROE5.27%1.91%
ROICN/A-1.45%

Provident Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricPROVQUMS
Dividend yield3.05%N/A
Payout ratio54.90%N/A

Growth (annualized)

MetricPROVQUMS
Revenue CAGR (5Y)8.43%N/A
EPS CAGR (5Y)0.59%N/A
Total return CAGR (5Y)5.47%N/A

Frequently asked

Which has the lower trailing P/E, PROV or QUMS?
PROV has the lower trailing P/E: PROV trades at 17.95 and QUMS at 57.43. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does PROV or QUMS pay a bigger dividend?
PROV pays a dividend (3.05% yield), while QUMS has no payments in the available dividend history.
Is PROV or QUMS more profitable?
PROV runs the higher net margin — PROV at 11.16% versus QUMS at 0.00%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.