Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 22.15% is 47% above its 5-year average of 15.08%, around the middle of its 5-year range (-65.76%–92.88%).
6.76% below its 12-month average of 23.76%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.58%.
EBITDA MARGIN
22.15%
EBITDA MARGIN AVG TTM
23.76%
EBITDA MARGIN AVG 3Y
16.26%
EBITDA MARGIN AVG 5Y
15.08%
EBITDA MARGIN AVG 10Y
13.42%
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-6.76%
CURRENT VS 3Y AVG
+36.26%
CURRENT VS 5Y AVG
+46.90%
CURRENT VS 10Y AVG
+65.02%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
Ponce Financial Group, Inc.
Market Cap
$493.80M
EBITDA Margin
22.15%
TTM Avg
23.76%
3Y Avg
16.26%
5Y Avg
15.08%
Market Cap
$494.56M
EBITDA Margin
28.03%
TTM Avg
30.34%
3Y Avg
35.01%
5Y Avg
36.73%
Market Cap
$495.81M
EBITDA Margin
34.21%
TTM Avg
26.95%
3Y Avg
55.88%
5Y Avg
48.53%
Market Cap
$491.19M
EBITDA Margin
11.25%
TTM Avg
8.98%
3Y Avg
9.22%
5Y Avg
7.00%
Market Cap
$488.31M
EBITDA Margin
26.18%
TTM Avg
24.12%
3Y Avg
27.46%
5Y Avg
30.31%
Market Cap
$504.94M
EBITDA Margin
33.58%
TTM Avg
29.63%
3Y Avg
30.60%
5Y Avg
30.77%
Market Cap
$473.69M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ponce Financial Group, Inc. (PDLB) | $493.80M | 22.15% | 23.76% | 16.26% | 15.08% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.56M | 28.03% | 30.34% | 35.01% | 36.73% |
| Private Bancorp of America, Inc. (PBAM)vs › | $495.81M | 34.21% | 26.95% | 55.88% | 48.53% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $491.19M | 11.25% | 8.98% | 9.22% | 7.00% |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $488.31M | 26.18% | 24.12% | 27.46% | 30.31% |
| Churchill Capital Corp XI (CCXI)vs › | $501.54M | N/A | N/A | N/A | N/A |
| Orange County Bancorp, Inc. (OBT)vs › | $504.94M | 33.58% | 29.63% | 30.60% | 30.77% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | N/A | N/A | N/A | N/A |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | N/A | N/A | N/A | N/A |
EBITDA Margin
22.1%
Operating Margin
22.6%
Net Margin
16.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 23.58% |
| 2026-03-31 | 24.86% |
| 2025-12-31 | 30.63% |
| 2025-09-30 | 20.39% |
| 2025-06-30 | 19.32% |
| 2025-03-31 | 19.98% |
| 2024-12-31 | 12.89% |
| 2024-09-30 | 10.26% |
| 2024-06-30 | 14.79% |
| 2024-03-31 | 10.91% |
| 2023-12-31 | 6.26% |
| 2023-09-30 | 13.64% |
| 2023-06-30 | 3.83% |
| 2023-03-31 | 5.83% |
| 2022-12-31 | -35.75% |
| 2022-09-30 | -65.76% |
| 2022-06-30 | 3.98% |
| 2022-03-31 | -45.66% |
| 2021-12-31 | 92.88% |
| 2021-09-30 | 20.12% |
| 2021-06-30 | 44.98% |
| 2021-03-31 | 21.77% |
| 2020-12-31 | 14.68% |
| 2020-09-30 | 36.29% |
| 2020-06-30 | 0.10% |
| 2020-03-31 | -6.10% |
| 2019-12-31 | -66.08% |
| 2019-09-30 | 11.71% |
| 2019-06-30 | 14.50% |
| 2019-03-31 | 11.43% |
| 2018-12-31 | 12.57% |
| 2018-09-30 | 8.56% |
| 2018-06-30 | 11.08% |
| 2018-03-31 | 14.21% |
| 2017-12-31 | -3.32% |
| 2017-09-30 | -41.42% |
| 2017-06-30 | 20.80% |
| 2017-03-31 | 14.02% |
| 2016-12-31 | 9.47% |
| 2016-09-30 | 10.99% |
| 2016-06-30 | 12.34% |
| 2016-03-31 | 19.77% |
