Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 26.18% is 11% below its 5-year average of 29.26%, around the middle of its 5-year range (18.85%–42.85%).
7.96% below its 12-month average of 28.44%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 30.77%.
EBITDA MARGIN
26.18%
EBITDA MARGIN AVG TTM
28.44%
EBITDA MARGIN AVG 3Y
24.32%
EBITDA MARGIN AVG 5Y
29.26%
EBITDA MARGIN AVG 10Y
32.71%
EBITDA MARGIN AVG 15Y
33.48%
EBITDA MARGIN AVG 20Y
31.11%
CURRENT VS TTM AVG
-7.96%
CURRENT VS 3Y AVG
+7.66%
CURRENT VS 5Y AVG
-10.54%
CURRENT VS 10Y AVG
-19.96%
CURRENT VS 15Y AVG
-21.80%
CURRENT VS 20Y AVG
-15.84%
Farmers & Merchants Bancorp, Inc.
Market Cap
$487.81M
EBITDA Margin
26.18%
TTM Avg
28.44%
3Y Avg
24.32%
5Y Avg
29.26%
Market Cap
$492.95M
EBITDA Margin
22.15%
TTM Avg
17.18%
3Y Avg
1.17%
5Y Avg
10.65%
Market Cap
$493.02M
EBITDA Margin
11.25%
TTM Avg
8.98%
3Y Avg
9.22%
5Y Avg
7.00%
Market Cap
$494.82M
EBITDA Margin
28.03%
TTM Avg
30.34%
3Y Avg
35.01%
5Y Avg
36.73%
Market Cap
$495.85M
EBITDA Margin
34.21%
TTM Avg
26.95%
3Y Avg
55.88%
5Y Avg
48.53%
Market Cap
$473.69M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$471.39M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$505.19M
EBITDA Margin
33.58%
TTM Avg
29.63%
3Y Avg
30.60%
5Y Avg
30.77%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers & Merchants Bancorp, Inc. (FMAO) | $487.81M | 26.18% | 28.44% | 24.32% | 29.26% |
| Ponce Financial Group, Inc. (PDLB)vs › | $492.95M | 22.15% | 17.18% | 1.17% | 10.65% |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $493.02M | 11.25% | 8.98% | 9.22% | 7.00% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.82M | 28.03% | 30.34% | 35.01% | 36.73% |
| Private Bancorp of America, Inc. (PBAM)vs › | $495.85M | 34.21% | 26.95% | 55.88% | 48.53% |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | N/A | N/A | N/A | N/A |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | N/A | N/A | N/A | N/A |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | N/A | N/A | N/A | N/A |
| Orange County Bancorp, Inc. (OBT)vs › | $505.19M | 33.58% | 29.63% | 30.60% | 30.77% |
| Churchill Capital Corp XI (CCXI)vs › | $513.69M | N/A | N/A | N/A | N/A |
EBITDA Margin
26.2%
Operating Margin
26.3%
Net Margin
20.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 30.77% |
| 2026-03-31 | 29.61% |
| 2025-12-31 | 29.91% |
| 2025-09-30 | 27.80% |
| 2025-06-30 | 24.12% |
| 2025-03-31 | 23.22% |
| 2024-12-31 | 26.36% |
| 2024-09-30 | 21.81% |
| 2024-06-30 | 19.67% |
| 2024-03-31 | 20.00% |
| 2023-12-31 | 20.02% |
| 2023-09-30 | 18.85% |
| 2023-06-30 | 23.98% |
| 2023-03-31 | 26.83% |
| 2022-12-31 | 30.37% |
| 2022-09-30 | 41.78% |
| 2022-06-30 | 41.99% |
| 2022-03-31 | 42.85% |
| 2021-12-31 | 40.51% |
| 2021-09-30 | 37.20% |
| 2021-06-30 | 36.89% |
| 2021-03-31 | 34.33% |
| 2020-12-31 | 41.78% |
| 2020-09-30 | 31.79% |
| 2020-06-30 | 35.38% |
| 2020-03-31 | 29.97% |
| 2019-12-31 | 32.98% |
| 2019-09-30 | 31.43% |
| 2019-06-30 | 41.40% |
| 2019-03-31 | 26.77% |
| 2018-12-31 | 31.14% |
| 2018-09-30 | 36.23% |
| 2018-06-30 | 40.35% |
| 2018-03-31 | 38.59% |
| 2017-12-31 | 39.20% |
| 2017-09-30 | 38.48% |
| 2017-06-30 | 41.40% |
| 2017-03-31 | 38.35% |
| 2016-12-31 | 40.01% |
| 2016-09-30 | 38.02% |
| 2016-06-30 | 38.91% |
| 2016-03-31 | 33.98% |
| 2015-12-31 | 36.64% |
| 2015-09-30 | 36.93% |
| 2015-06-30 | 37.57% |
| 2015-03-31 | 34.98% |
| 2014-12-31 | 37.68% |
| 2014-09-30 | 36.46% |
| 2014-06-30 | 36.77% |
| 2014-03-31 | 32.74% |
| 2013-12-31 | 33.96% |
| 2013-09-30 | 32.07% |
| 2013-06-30 | 37.95% |
| 2013-03-31 | 33.96% |
| 2012-12-31 | 35.55% |
| 2012-09-30 | 36.43% |
| 2012-06-30 | 37.15% |
| 2012-03-31 | 34.89% |
| 2011-12-31 | 38.82% |
| 2011-09-30 | 31.00% |
| 2011-06-30 | 25.63% |
| 2011-03-31 | 26.48% |
| 2010-12-31 | 27.92% |
| 2010-09-30 | 29.58% |
| 2010-06-30 | 18.78% |
| 2010-03-31 | 17.08% |
| 2009-12-31 | 25.68% |
| 2009-09-30 | 19.15% |
| 2009-06-30 | 22.45% |
| 2009-03-31 | 25.16% |
| 2008-12-31 | 20.24% |
| 2008-06-30 | 26.61% |
| 2008-03-31 | 19.42% |
| 2007-12-31 | 21.93% |
| 2007-09-30 | 20.61% |
| 2007-06-30 | 24.01% |
| 2007-03-31 | 25.20% |
| 2006-12-31 | 24.09% |
| 2006-09-30 | 26.37% |
| 2006-06-30 | 25.57% |
| 2006-03-31 | 27.74% |
| 2005-09-30 | 32.42% |
| 2005-06-30 | 32.96% |
| 2005-03-31 | 31.58% |
| 2004-09-30 | 34.82% |
| 2004-06-30 | 34.01% |
| 2004-03-31 | 33.08% |
| 2003-12-31 | 25.78% |
| 2003-09-30 | 34.58% |
| 2003-06-30 | 38.96% |
| 2003-03-31 | -2.71% |
| 2002-12-31 | 41.15% |
| 2002-09-30 | 90.14% |
