Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 10.18 as of 2026-10-06T18:04:45.256Z.
Consensus retrieved: 2026-10-06T15:06:10.321Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T18:04:45.256Z.
Quote observation: 2026-10-06T17:59:50.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 293401ac54c5b496c5e368eb555395d1960c016f9aab37959f08a6291ef77dd4
Forward PE Ratio (10.18) = Dated Quote Price ($86.62) / Consensus Forward EPS ($8.51)
FORWARD PE RATIO
10.18
SECTOR MEDIAN · FINANCIAL SERVICES
11.16
median of 393 covered companies
CURRENT VS SECTOR MEDIAN
-8.78%
vs the sector median at left
Private Bancorp of America, Inc.
Market Cap
$495.94M
Forward PE Ratio
10.18
Market Cap
$473.69M
Forward PE Ratio
N/A
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| Private Bancorp of America, Inc. (PBAM) | $495.94M | 10.18 |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.79M | 8.94 |
| Churchill Capital Corp XI (CCXI)vs › | $499.44M | N/A |
| Ponce Financial Group, Inc. (PDLB)vs › | $491.98M | 12.33 |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $491.28M | 11.24 |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $491.19M | 29.59 |
| Orange County Bancorp, Inc. (OBT)vs › | $505.08M | 10.92 |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | N/A |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | N/A |
| Sierra Bancorp (BSRR)vs › | $519.55M | 11.17 |
Trailing P/E
11.3
reported TTM EPS
Forward P/E
10.2
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $8.51 implies +10.5% EPS growth vs the reported trailing $7.70.
At the dated quote price of $86.62, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $8.51 | $8.34 – $8.64 | 4 | 10.2x |
| 2027-12-31 | $8.73 | $8.65 – $8.88 | 4 | 9.9x |
| 2028-12-31 | $10.00 | $9.94 – $10.08 | 1 | 8.7x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
