Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.06% is 12% below its 5-year average of 1.20%, near the low end of its 5-year range (0.89%–1.67%).
13.98% above its 12-month average of 0.93%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.29%.
RETURN ON ASSETS (ROA)
1.06%
RETURN ON ASSETS (ROA) AVG TTM
0.93%
RETURN ON ASSETS (ROA) AVG 3Y
1.14%
RETURN ON ASSETS (ROA) AVG 5Y
1.20%
RETURN ON ASSETS (ROA) AVG 10Y
1.18%
RETURN ON ASSETS (ROA) AVG 15Y
1.17%
RETURN ON ASSETS (ROA) AVG 20Y
1.17%
CURRENT VS TTM AVG
+13.98%
CURRENT VS 3Y AVG
-7.02%
CURRENT VS 5Y AVG
-11.54%
CURRENT VS 10Y AVG
-9.96%
CURRENT VS 15Y AVG
-9.64%
CURRENT VS 20Y AVG
-9.64%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 597 covered companies
CURRENT VS SECTOR MEDIAN
-13.11%
vs the sector median at left
OP Bancorp
Market Cap
$227.29M
Return on Assets (ROA)
1.06%
TTM Avg
0.93%
3Y Avg
1.14%
5Y Avg
1.20%
Market Cap
$226.82M
Return on Assets (ROA)
20.93%
TTM Avg
-12.42%
3Y Avg
-7.28%
5Y Avg
-2.30%
BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock
Market Cap
$228.40M
Return on Assets (ROA)
20.93%
TTM Avg
-12.42%
3Y Avg
-7.28%
5Y Avg
-2.30%
Market Cap
$225.50M
Return on Assets (ROA)
0.94%
TTM Avg
0.77%
3Y Avg
0.80%
5Y Avg
1.13%
Market Cap
$229.75M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$231.14M
Return on Assets (ROA)
0.61%
TTM Avg
-0.51%
3Y Avg
-0.10%
5Y Avg
1.09%
Market Cap
$231.61M
Return on Assets (ROA)
1.04%
TTM Avg
0.04%
3Y Avg
0.04%
5Y Avg
0.04%
Market Cap
$222.84M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$231.84M
Return on Assets (ROA)
1.41%
TTM Avg
0.05%
3Y Avg
0.05%
5Y Avg
0.05%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OP Bancorp (OPBK) | $227.29M | 1.06% | 0.93% | 1.14% | 1.20% |
| BRC Group Holdings, Inc. (RILYP)vs › | $226.82M | 20.93% | -12.42% | -7.28% | -2.30% |
| BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)vs › | $228.40M | 20.93% | -12.42% | -7.28% | -2.30% |
| Meridian Corporation (MRBK)vs › | $225.50M | 0.94% | 0.77% | 0.80% | 1.13% |
| Bitcoin Infrastructure Acquisition Corp Ltd. (BIXI)vs › | $229.75M | N/A | N/A | N/A | N/A |
| Horizon Technology Finance Corporation (HRZN)vs › | $231.14M | 0.61% | -0.51% | -0.10% | 1.09% |
| American Drive Acquisition Company Class A Ordinary Shares (ADAC)vs › | $231.61M | 1.04% | 0.04% | 0.04% | 0.04% |
| Snow Rothschild Acquisition Corp. (ISNR)vs › | $222.84M | N/A | N/A | N/A | N/A |
| Launchpad Cadenza Acquisition Corp I Class A Ordinary Share (LPCV)vs › | $231.84M | 1.41% | 0.05% | 0.05% | 0.05% |
| ITHAX Acquisition Corp III (ITHA)vs › | $231.93M | 1.57% | -0.02% | -0.02% | -0.02% |
ROA
1.1%
ROE
12.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.97% |
| 2024-12-31 | 0.89% |
| 2023-12-31 | 1.11% |
| 2022-12-31 | 1.59% |
| 2021-12-31 | 1.67% |
| 2020-12-31 | 0.96% |
| 2019-12-31 | 1.42% |
| 2018-12-31 | 1.36% |
| 2017-12-31 | 1.03% |
| 2016-12-31 | 0.98% |
| 2015-12-31 | 0.97% |
| 2014-12-31 | 0.85% |
| 2013-12-31 | 1.45% |
| 2012-12-31 | 3.01% |
| 2006-12-31 | -1.12% |
| 2005-12-31 | -2.99% |
