Which has the lower trailing P/E, HRZN or OPBK?

OPBK has the lower trailing P/E: HRZN trades at 13.21 and OPBK at 7.96. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HRZN or OPBK?

Over the past five years, HRZN grew revenue faster — HRZN at a 32.13% CAGR versus OPBK at 20.73%.

Does HRZN or OPBK pay a bigger dividend?

HRZN yields 24.24% and OPBK yields 3.41% based on trailing dividends and the latest price.

Is HRZN or OPBK more profitable?

OPBK runs the higher net margin — HRZN at 4.62% versus OPBK at 16.87%.

How have HRZN and OPBK total returns compared?

Over the past 10 years, HRZN delivered 0.99% and OPBK delivered 12.62% annualized total return. Past performance doesn't predict future results.

Horizon Technology Finance Corporation (HRZN) vs OP Bancorp (OPBK)

A side-by-side comparison of Horizon Technology Finance Corporation and OP Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HRZN

Horizon Technology Finance Corporation

$231M

$4.61Financial ServicesDelayed quote: Oct 6, 2026, 12:15 PM EDT

OPBK

OP Bancorp

$229M

$15.36Financial ServicesDelayed quote: Oct 6, 2026, 12:13 PM EDT

Total return — HRZN vs OPBK

growth of $100 · dividends reinvested · last 10y

HRZN +11.2% (+1.1%/yr)OPBK +228.1% (+12.6%/yr)OPBK compounded faster over this window

HRZN OPBK

HRZN vs OPBK: by the numbers

•HRZN is the larger company ($231M vs $229M market cap).
•OPBK trades at the lower trailing earnings multiple (7.96 vs 13.21 P/E), one valuation lens rather than an overall verdict.
•OPBK converts more revenue to profit (16.87% vs 4.62% net margin).
•HRZN grew revenue faster over the past five years (32.13% vs 20.73% CAGR).
•HRZN pays the higher dividend yield (24.24% vs 3.41%).

Metrics side by side

Valuation

Metric	HRZN	OPBK
P/E ratio	13.21	7.96
Forward P/E	6.82	7.64
PEG ratio	N/A	0.53
P/S ratio	2.10	1.33
P/B ratio	0.55	0.96

Profitability

Metric	HRZN	OPBK
Gross margin	18.03%	N/A
Operating margin	-3.99%	23.37%
Net margin	4.62%	16.87%
ROE	1.21%	12.14%

OP Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HRZN	OPBK
Dividend yield	24.24%	3.41%
Payout ratio	318.33%	26.94%

Growth (annualized)

Metric	HRZN	OPBK
Revenue CAGR (5Y)	32.13%	20.73%
EPS CAGR (5Y)	N/A	15.14%
Total return CAGR (5Y)	-11.36%	12.46%

Frequently asked

Which has the lower trailing P/E, HRZN or OPBK?: OPBK has the lower trailing P/E: HRZN trades at 13.21 and OPBK at 7.96. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HRZN or OPBK?: Over the past five years, HRZN grew revenue faster — HRZN at a 32.13% CAGR versus OPBK at 20.73%.
Does HRZN or OPBK pay a bigger dividend?: HRZN yields 24.24% and OPBK yields 3.41% based on trailing dividends and the latest price.
Is HRZN or OPBK more profitable?: OPBK runs the higher net margin — HRZN at 4.62% versus OPBK at 16.87%.
How have HRZN and OPBK total returns compared?: Over the past 10 years, HRZN delivered 0.99% and OPBK delivered 12.62% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HRZN analysis Full OPBK analysis Interactive comparison tool

Dig into the metrics

Horizon Technology Finance P/E ratio OP Bancorp P/E ratio Horizon Technology Finance dividend yield OP Bancorp dividend yield Horizon Technology Finance ROE OP Bancorp ROE Horizon Technology Finance operating margin OP Bancorp operating margin Horizon Technology Finance revenue growth OP Bancorp revenue growth

Horizon Technology Finance & OP Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.