Which has the lower trailing P/E, OPBK or RILYL?

RILYL has the lower trailing P/E: OPBK trades at 7.89 and RILYL at 0.76. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, OPBK or RILYL?

Over the past five years, OPBK grew revenue faster — OPBK at a 20.73% CAGR versus RILYL at 4.32%.

Does OPBK or RILYL pay a bigger dividend?

OPBK pays a dividend (3.41% yield), while RILYL is a former payer with no current dividend run rate.

Is OPBK or RILYL more profitable?

RILYL runs the higher net margin — OPBK at 16.87% versus RILYL at 31.34%.

How have OPBK and RILYL total returns compared?

Over the past 5 years, OPBK delivered 12.46% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

OP Bancorp (OPBK) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)

A side-by-side comparison of OP Bancorp and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

OPBK

OP Bancorp

$227M

$15.24Financial ServicesDelayed quote: Oct 6, 2026, 12:59 PM EDT

$BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock logo$

RILYL

BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock

$221M

$10.10Financial ServicesDelayed quote: Oct 6, 2026, 12:55 PM EDT

Total return — OPBK vs RILYL

growth of $100 · dividends reinvested · last 6y

OPBK +214.9% (+21.1%/yr)RILYL -38.5% (-7.8%/yr)OPBK compounded faster over this window

Log scale — wide-divergence pair

OPBK RILYL

OPBK vs RILYL: by the numbers

•OPBK is the larger company ($227M vs $221M market cap).
•RILYL trades at the lower trailing earnings multiple (0.76 vs 7.89 P/E), one valuation lens rather than an overall verdict.
•RILYL converts more revenue to profit (31.34% vs 16.87% net margin).
•OPBK grew revenue faster over the past five years (20.73% vs 4.32% CAGR).
•OPBK pays a dividend (3.41% yield), while RILYL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	OPBK	RILYL
P/E ratio	7.89	0.76
Forward P/E	7.58	N/A
PEG ratio	0.52	0.14
P/S ratio	1.32	0.17
P/B ratio	0.95	1.56

Profitability

Metric	OPBK	RILYL
Gross margin	N/A	64.98%
Operating margin	23.37%	14.62%
Net margin	16.87%	31.34%
ROE	12.14%	289.61%

OP Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	OPBK	RILYL
Dividend yield	3.41%	N/A
Payout ratio	26.94%	N/A

Growth (annualized)

Metric	OPBK	RILYL
Revenue CAGR (5Y)	20.73%	4.32%
EPS CAGR (5Y)	15.14%	4.59%
Total return CAGR (5Y)	12.46%	-12.64%

Frequently asked

Which has the lower trailing P/E, OPBK or RILYL?: RILYL has the lower trailing P/E: OPBK trades at 7.89 and RILYL at 0.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OPBK or RILYL?: Over the past five years, OPBK grew revenue faster — OPBK at a 20.73% CAGR versus RILYL at 4.32%.
Does OPBK or RILYL pay a bigger dividend?: OPBK pays a dividend (3.41% yield), while RILYL is a former payer with no current dividend run rate.
Is OPBK or RILYL more profitable?: RILYL runs the higher net margin — OPBK at 16.87% versus RILYL at 31.34%.
How have OPBK and RILYL total returns compared?: Over the past 5 years, OPBK delivered 12.46% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

Go deeper

Full OPBK analysis Full RILYL analysis Interactive comparison tool

Dig into the metrics

OP Bancorp P/E ratio BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock P/E ratio OP Bancorp dividend yield OP Bancorp ROE BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock ROE OP Bancorp operating margin BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock operating margin OP Bancorp revenue growth BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock revenue growth

OP Bancorp & BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.