OP Bancorp (OPBK) vs BRC Group Holdings, Inc. (RILYP)

A side-by-side comparison of OP Bancorp and BRC Group Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OPBK vs RILYP

growth of $100 · dividends reinvested · last 7y
OPBK +104.1% (+10.7%/yr)RILYP -37.5% (-6.5%/yr)OPBK compounded faster over this window
050100150200Start $100202120232025$204$62
OPBK RILYP

OPBK vs RILYP: by the numbers

  • •OPBK is the larger company ($227M vs $222M market cap).
  • •RILYP trades at the lower trailing earnings multiple (0.75 vs 7.89 P/E), one valuation lens rather than an overall verdict.
  • •RILYP converts more revenue to profit (31.34% vs 16.87% net margin).
  • •OPBK grew revenue faster over the past five years (20.73% vs 4.32% CAGR).
  • •OPBK pays a dividend (3.41% yield), while RILYP is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricOPBKRILYP
P/E ratio7.890.75
Forward P/E7.58N/A
PEG ratio0.520.14
P/S ratio1.320.17
P/B ratio0.951.56

Profitability

MetricOPBKRILYP
Gross marginN/A64.98%
Operating margin23.37%14.62%
Net margin16.87%31.34%
ROE12.14%289.61%

OP Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOPBKRILYP
Dividend yield3.41%N/A
Payout ratio26.94%N/A

Growth (annualized)

MetricOPBKRILYP
Revenue CAGR (5Y)20.73%4.32%
EPS CAGR (5Y)15.14%4.59%
Total return CAGR (5Y)12.46%-12.73%

Frequently asked

Which has the lower trailing P/E, OPBK or RILYP?
RILYP has the lower trailing P/E: OPBK trades at 7.89 and RILYP at 0.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OPBK or RILYP?
Over the past five years, OPBK grew revenue faster — OPBK at a 20.73% CAGR versus RILYP at 4.32%.
Does OPBK or RILYP pay a bigger dividend?
OPBK pays a dividend (3.41% yield), while RILYP is a former payer with no current dividend run rate.
Is OPBK or RILYP more profitable?
RILYP runs the higher net margin — OPBK at 16.87% versus RILYP at 31.34%.
How have OPBK and RILYP total returns compared?
Over the past 5 years, OPBK delivered 12.46% and RILYP delivered -12.73% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.