OP Bancorp (OPBK) vs BRC Group Holdings, Inc. (RILYP)
A side-by-side comparison of OP Bancorp and BRC Group Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
OPBK
OP Bancorp
$15.24Financial ServicesDelayed quote: Oct 6, 2026, 12:59 PM EDT
RILYP
BRC Group Holdings, Inc.
$9.98Financial ServicesDelayed quote: Oct 6, 2026, 12:55 PM EDT
Total return — OPBK vs RILYP
growth of $100 · dividends reinvested · last 7yOPBK +104.1% (+10.7%/yr)RILYP -37.5% (-6.5%/yr)OPBK compounded faster over this window
OPBK RILYP
OPBK vs RILYP: by the numbers
- •OPBK is the larger company ($227M vs $222M market cap).
- •RILYP trades at the lower trailing earnings multiple (0.75 vs 7.89 P/E), one valuation lens rather than an overall verdict.
- •RILYP converts more revenue to profit (31.34% vs 16.87% net margin).
- •OPBK grew revenue faster over the past five years (20.73% vs 4.32% CAGR).
- •OPBK pays a dividend (3.41% yield), while RILYP is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | OPBK | RILYP |
|---|---|---|
| P/E ratio | 7.89 | 0.75 |
| Forward P/E | 7.58 | N/A |
| PEG ratio | 0.52 | 0.14 |
| P/S ratio | 1.32 | 0.17 |
| P/B ratio | 0.95 | 1.56 |
Profitability
| Metric | OPBK | RILYP |
|---|---|---|
| Gross margin | N/A | 64.98% |
| Operating margin | 23.37% | 14.62% |
| Net margin | 16.87% | 31.34% |
| ROE | 12.14% | 289.61% |
OP Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | OPBK | RILYP |
|---|---|---|
| Dividend yield | 3.41% | N/A |
| Payout ratio | 26.94% | N/A |
Growth (annualized)
| Metric | OPBK | RILYP |
|---|---|---|
| Revenue CAGR (5Y) | 20.73% | 4.32% |
| EPS CAGR (5Y) | 15.14% | 4.59% |
| Total return CAGR (5Y) | 12.46% | -12.73% |
Frequently asked
- Which has the lower trailing P/E, OPBK or RILYP?
- RILYP has the lower trailing P/E: OPBK trades at 7.89 and RILYP at 0.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OPBK or RILYP?
- Over the past five years, OPBK grew revenue faster — OPBK at a 20.73% CAGR versus RILYP at 4.32%.
- Does OPBK or RILYP pay a bigger dividend?
- OPBK pays a dividend (3.41% yield), while RILYP is a former payer with no current dividend run rate.
- Is OPBK or RILYP more profitable?
- RILYP runs the higher net margin — OPBK at 16.87% versus RILYP at 31.34%.
- How have OPBK and RILYP total returns compared?
- Over the past 5 years, OPBK delivered 12.46% and RILYP delivered -12.73% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
OP Bancorp P/E ratioBRC Group P/E ratioOP Bancorp dividend yieldOP Bancorp ROEBRC Group ROEOP Bancorp operating marginBRC Group operating marginOP Bancorp revenue growthBRC Group revenue growth
OP Bancorp & BRC Group appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.