Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 21.54% is 110% above its 5-year average of 10.24%, near the high end of its 5-year range (3.63%–21.54%).
As of the fiscal period ended Friday, July 31, 2026. 16.20% above its 12-month average of 18.54%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2027 (2026-07-31): 21.54%.
DEBT TO ASSETS RATIO
21.54%
DEBT TO ASSETS RATIO AVG TTM
18.54%
DEBT TO ASSETS RATIO AVG 3Y
13.24%
DEBT TO ASSETS RATIO AVG 5Y
10.24%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+16.20%
CURRENT VS 3Y AVG
+62.73%
CURRENT VS 5Y AVG
+110.36%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
0.18%
median of 194 covered companies
CURRENT VS SECTOR MEDIAN
+11869.19%
vs the sector median at left
nCino, Inc.
Market Cap
$1.99B
Debt to Assets Ratio
21.54%
TTM Avg
18.54%
3Y Avg
13.24%
5Y Avg
10.24%
Market Cap
$1.92B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.87B
Debt to Assets Ratio
0.44%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.14B
Debt to Assets Ratio
0.73%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.14B
Debt to Assets Ratio
0.13%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.54B
Debt to Assets Ratio
0.57%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| nCino, Inc. (NCNO) | $1.99B | 21.54% | 18.54% | 13.24% | 10.24% |
| Asana, Inc. (ASAN)vs › | $2.04B | 0.32% | N/A | N/A | N/A |
| Quantum Computing, Inc. (QUBT)vs › | $1.92B | 0.01% | N/A | N/A | N/A |
| SharonAI Holdings, Inc. Class A Common Stock (SHAZ)vs › | $1.87B | 0.44% | N/A | N/A | N/A |
| Keel Infrastructure Corp. (KEEL)vs › | $2.14B | 0.73% | N/A | N/A | N/A |
| Ichor Holdings, Ltd. (ICHR)vs › | $2.14B | 0.13% | N/A | N/A | N/A |
| C3.ai, Inc. (AI)vs › | $1.65B | 0.00% | N/A | N/A | N/A |
| Bitdeer Technologies Group (BTDR)vs › | $2.54B | 0.57% | N/A | N/A | N/A |
| PagerDuty, Inc. (PD)vs › | $1.39B | 0.43% | N/A | N/A | N/A |
| ZoomInfo Technologies Inc. (GTM)vs › | $1.10B | 0.27% | N/A | N/A | N/A |
Debt/Assets
21.5%
Debt/Equity
0.36
Current Ratio
0.85
Interest Coverage
0.2x
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-07-31 | 21.54% |
| 2026-04-30 | 20.32% |
| 2026-01-31 | 16.91% |
| 2025-10-31 | 17.25% |
| 2025-07-31 | 16.68% |
| 2025-04-30 | 16.86% |
| 2025-01-31 | 14.71% |
| 2024-10-31 | 15.55% |
| 2024-07-31 | 7.86% |
| 2024-04-30 | 8.89% |
| 2024-01-31 | 5.54% |
| 2023-10-31 | 5.09% |
| 2023-07-31 | 4.92% |
| 2023-04-30 | 6.12% |
| 2023-01-31 | 7.27% |
| 2022-10-31 | 5.97% |
| 2022-07-31 | 3.63% |
| 2022-04-30 | 3.66% |
| 2022-01-31 | 3.75% |
| 2021-10-31 | 7.81% |
| 2021-07-31 | 4.74% |
| 2021-04-30 | 5.77% |
| 2021-01-31 | 2.89% |
| 2020-10-31 | 0.00% |
| 2020-07-31 | 0.00% |
| 2020-04-30 | 0.00% |
| 2020-01-31 | 0.00% |
