Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.21x is 101% above its 5-year average of -14.64x, near the high end of its 5-year range (-55.85x–4.92x).
88.08% below its 12-month average of 1.76x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2027 (2026-07-31): 2.61x.
INTEREST COVERAGE RATIO
0.21x
INTEREST COVERAGE RATIO AVG TTM
1.76x
INTEREST COVERAGE RATIO AVG 3Y
-0.37x
INTEREST COVERAGE RATIO AVG 5Y
-14.64x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-88.08%
CURRENT VS 3Y AVG
+157.19%
CURRENT VS 5Y AVG
+101.43%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
7.78x
median of 149 covered companies
CURRENT VS SECTOR MEDIAN
-97.30%
vs the sector median at left
nCino, Inc.
Market Cap
$1.97B
Interest Coverage Ratio
0.21x
TTM Avg
1.76x
3Y Avg
-0.37x
5Y Avg
-14.64x
Market Cap
$1.90B
Interest Coverage Ratio
-785.80x
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.90B
Interest Coverage Ratio
-58.43x
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.08B
Interest Coverage Ratio
-5.93x
TTM Avg
10.16x
3Y Avg
6.62x
5Y Avg
7.93x
Market Cap
$2.16B
Interest Coverage Ratio
-17.35x
TTM Avg
18.61x
3Y Avg
9.52x
5Y Avg
9.52x
Market Cap
$2.54B
Interest Coverage Ratio
-1.86x
TTM Avg
51.25x
3Y Avg
51.25x
5Y Avg
51.25x
Market Cap
$1.36B
Interest Coverage Ratio
0.66x
TTM Avg
0.66x
3Y Avg
0.66x
5Y Avg
0.66x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| nCino, Inc. (NCNO) | $1.97B | 0.21x | 1.76x | -0.37x | -14.64x |
| Asana, Inc. (ASAN)vs › | $1.96B | -62.68x | N/A | N/A | N/A |
| Quantum Computing, Inc. (QUBT)vs › | $1.90B | -785.80x | N/A | N/A | N/A |
| SharonAI Holdings, Inc. Class A Common Stock (SHAZ)vs › | $1.90B | -58.43x | N/A | N/A | N/A |
| Ichor Holdings, Ltd. (ICHR)vs › | $2.08B | -5.93x | 10.16x | 6.62x | 7.93x |
| Keel Infrastructure Corp. (KEEL)vs › | $2.16B | -17.35x | 18.61x | 9.52x | 9.52x |
| C3.ai, Inc. (AI)vs › | $1.57B | N/A | N/A | N/A | N/A |
| Bitdeer Technologies Group (BTDR)vs › | $2.54B | -1.86x | 51.25x | 51.25x | 51.25x |
| PagerDuty, Inc. (PD)vs › | $1.36B | 0.66x | 0.66x | 0.66x | 0.66x |
| ZoomInfo Technologies Inc. (GTM)vs › | $1.07B | 5.30x | 3.89x | 4.30x | 3.39x |
Interest Coverage
0.2x
Debt/Equity
0.36
Current Ratio
0.85
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-07-31 | 2.61x |
| 2026-04-30 | 4.92x |
| 2026-01-31 | 0.67x |
| 2025-10-31 | 2.70x |
| 2025-07-31 | -2.09x |
| 2025-04-30 | -0.34x |
| 2025-01-31 | -1.51x |
| 2024-10-31 | -0.50x |
| 2024-07-31 | -4.31x |
| 2024-04-30 | -2.48x |
| 2024-01-31 | -3.71x |
| 2023-10-31 | -15.11x |
| 2023-07-31 | -14.17x |
| 2023-04-30 | -6.26x |
| 2023-01-31 | -24.35x |
| 2022-10-31 | -31.80x |
| 2022-07-31 | -39.63x |
| 2022-04-30 | -42.68x |
| 2022-01-31 | -55.85x |
| 2021-10-31 | -33.57x |
| 2021-07-31 | -39.90x |
| 2021-04-30 | -57.74x |
| 2021-01-31 | -106.58x |
