Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 4.92x is 128% above its 5-year average of -17.51x, near the high end of its 5-year range (-57.74x–4.92x).
As of the fiscal period ended Thursday, April 30, 2026. 319.98% above its 12-month average of 1.17x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
4.92x
INTEREST COVERAGE RATIO AVG TTM
1.17x
INTEREST COVERAGE RATIO AVG 3Y
-1.17x
INTEREST COVERAGE RATIO AVG 5Y
-17.51x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+319.98%
CURRENT VS 3Y AVG
+519.52%
CURRENT VS 5Y AVG
+128.11%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
7.94x
median of 135 covered companies
CURRENT VS SECTOR MEDIAN
-38.01%
vs the sector median at left
nCino, Inc.
Market Cap
$2.28B
Interest Coverage Ratio
4.92x
TTM Avg
1.17x
3Y Avg
-1.17x
5Y Avg
-17.51x
Market Cap
$2.12B
Interest Coverage Ratio
-17.35x
TTM Avg
18.61x
3Y Avg
9.52x
5Y Avg
9.52x
Market Cap
$2.48B
Interest Coverage Ratio
-5.93x
TTM Avg
10.16x
3Y Avg
6.62x
5Y Avg
7.93x
Market Cap
$1.69B
Interest Coverage Ratio
N/A
TTM Avg
0.64x
3Y Avg
0.64x
5Y Avg
0.64x
Market Cap
$3.20B
Interest Coverage Ratio
3.91x
TTM Avg
4.98x
3Y Avg
5.29x
5Y Avg
4.01x
Market Cap
$1.26B
Interest Coverage Ratio
-235.09x
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.19B
Interest Coverage Ratio
5.30x
TTM Avg
3.89x
3Y Avg
4.30x
5Y Avg
3.39x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| nCino, Inc. (NCNO) | $2.28B | 4.92x | 1.17x | -1.17x | -17.51x |
| Asana, Inc. (ASAN)vs › | $2.17B | -62.68x | N/A | N/A | N/A |
| Keel Infrastructure Corp. (KEEL)vs › | $2.12B | -17.35x | 18.61x | 9.52x | 9.52x |
| Ichor Holdings, Ltd. (ICHR)vs › | $2.48B | -5.93x | 10.16x | 6.62x | 7.93x |
| Red Cat Holdings, Inc. (RCAT)vs › | $1.69B | N/A | 0.64x | 0.64x | 0.64x |
| C3.ai, Inc. (AI)vs › | $1.51B | N/A | N/A | N/A | N/A |
| Veeco Instruments Inc. (VECO)vs › | $3.20B | 3.91x | 4.98x | 5.29x | 4.01x |
| POET Technologies Inc. (POET)vs › | $1.26B | -235.09x | N/A | N/A | N/A |
| ZoomInfo Technologies Inc. (GTM)vs › | $1.19B | 5.30x | 3.89x | 4.30x | 3.39x |
| PagerDuty, Inc. (PD)vs › | $1.09B | 0.66x | 0.66x | 0.66x | 0.66x |
Interest Coverage
4.9x
Debt/Equity
0.34
Current Ratio
0.89
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-04-30 | 4.92x |
| 2026-01-31 | 0.67x |
| 2025-10-31 | 2.70x |
| 2025-07-31 | -2.09x |
| 2025-04-30 | -0.34x |
| 2025-01-31 | -1.51x |
| 2024-10-31 | -0.50x |
| 2024-07-31 | -4.31x |
| 2024-04-30 | -2.48x |
| 2024-01-31 | -3.71x |
| 2023-10-31 | -15.11x |
| 2023-07-31 | -14.17x |
| 2023-04-30 | -6.26x |
| 2023-01-31 | -24.35x |
| 2022-10-31 | -31.80x |
| 2022-07-31 | -39.63x |
| 2022-04-30 | -42.68x |
| 2022-01-31 | -55.85x |
| 2021-10-31 | -33.57x |
| 2021-07-31 | -39.90x |
| 2021-04-30 | -57.74x |
| 2021-01-31 | -106.58x |
