C3.ai, Inc. (AI) vs nCino, Inc. (NCNO)
A side-by-side comparison of C3.ai, Inc. and nCino, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
AI
C3.ai, Inc.
$10.34TechnologyDelayed quote: Sep 29, 2026, 4:00 PM EDT
NCNO
nCino, Inc.
$17.95TechnologyDelayed quote: Sep 29, 2026, 4:00 PM EDT
Total return — AI vs NCNO
growth of $100 · dividends reinvested · last 6yAI -88.6% (-30.4%/yr)NCNO -75.2% (-20.7%/yr)NCNO compounded faster over this window
AI NCNO
AI vs NCNO: by the numbers
- •NCNO is the larger company ($1.97B vs $1.57B market cap).
- •NCNO is profitable (5.40% net margin) while AI runs a net loss (-192.10%).
- •NCNO grew revenue faster over the past five years (21.02% vs 3.56% CAGR).
Metrics side by side
Valuation
| Metric | AI | NCNO |
|---|---|---|
| P/E ratio | N/A | 59.83 |
| P/S ratio | 6.76 | 3.16 |
| P/B ratio | 2.26 | 2.11 |
| EV / EBITDA | N/A | 24.71 |
| FCF yield | N/A | 6.72% |
Profitability
| Metric | AI | NCNO |
|---|---|---|
| Gross margin | 29.09% | 61.51% |
| Operating margin | -198.43% | 8.07% |
| Net margin | -192.10% | 5.40% |
| ROE | -64.24% | 3.61% |
| ROIC | -61.51% | 3.87% |
Growth (annualized)
| Metric | AI | NCNO |
|---|---|---|
| Revenue CAGR (5Y) | 3.56% | 21.02% |
| FCF CAGR (5Y) | N/A | 89.82% |
| Total return CAGR (5Y) | -26.75% | -22.12% |
Frequently asked
- Which has grown faster, AI or NCNO?
- Over the past five years, NCNO grew revenue faster — AI at a 3.56% CAGR versus NCNO at 21.02%.
- Is AI or NCNO more profitable?
- NCNO runs the higher net margin — AI at -192.10% versus NCNO at 5.40%.
- How have AI and NCNO total returns compared?
- Over the past 5 years, AI delivered -26.75% and NCNO delivered -22.12% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
nCino P/E ratioC3.ai ROEnCino ROEC3.ai operating marginnCino operating marginC3.ai revenue growthnCino revenue growthC3.ai free cash flownCino free cash flow
C3.ai & nCino appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.