C3.ai, Inc. (AI) vs nCino, Inc. (NCNO)
A side-by-side comparison of C3.ai, Inc. and nCino, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 15, 2026. Differences are shown without an overall score or investment verdict.
AI
C3.ai, Inc.
$9.93TechnologyAt close: Aug 14, 2026, 4:00 PM ET
NCNO
nCino, Inc.
$20.81TechnologyAt close: Aug 14, 2026, 4:00 PM ET
Total return — AI vs NCNO
growth of $100 · dividends reinvested · last 6yAI -89.3% (-31.1%/yr)NCNO -75.7% (-21.0%/yr)NCNO compounded faster over this window
AI NCNO
AI vs NCNO: by the numbers
- •NCNO is the larger company ($2.28B vs $1.51B market cap).
- •NCNO is profitable (2.17% net margin) while AI runs a net loss (-187.95%).
- •NCNO grew revenue faster over the past five years (22.42% vs 6.44% CAGR).
Metrics side by side
Valuation
| Metric | AI | NCNO |
|---|---|---|
| P/E ratio | N/A | 173.42 |
| P/S ratio | 5.80 | 3.73 |
| P/B ratio | 2.22 | 2.35 |
| EV / EBITDA | N/A | 36.29 |
| FCF yield | N/A | 4.86% |
Profitability
| Metric | AI | NCNO |
|---|---|---|
| Gross margin | 30.92% | 60.67% |
| Operating margin | -194.86% | 4.47% |
| Net margin | -187.95% | 2.17% |
| ROE | -71.95% | 1.37% |
| ROIC | -68.18% | 0.21% |
Growth (annualized)
| Metric | AI | NCNO |
|---|---|---|
| Revenue CAGR (5Y) | 6.44% | 22.42% |
| FCF CAGR (5Y) | N/A | 89.24% |
| Total return CAGR (5Y) | -27.43% | -19.55% |
Frequently asked
- Which has grown faster, AI or NCNO?
- Over the past five years, NCNO grew revenue faster — AI at a 6.44% CAGR versus NCNO at 22.42%.
- Is AI or NCNO more profitable?
- NCNO runs the higher net margin — AI at -187.95% versus NCNO at 2.17%.
- How have AI and NCNO total returns compared?
- Over the past 5 years, AI delivered -27.43% and NCNO delivered -19.55% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
nCino P/E ratioC3.ai ROEnCino ROEC3.ai operating marginnCino operating marginC3.ai revenue growthnCino revenue growthC3.ai free cash flownCino free cash flow
C3.ai & nCino appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 15, 2026.