Lufax Holding Ltd (LU)

LU Balance Sheet

Assets, liabilities, and equity analysis

LU Quarterly Balance Sheet (USD)

Quarterly Report	TTM	12/31/2025	06/30/2025	09/30/2024	06/30/2024	03/31/2024	12/31/2023	09/30/2023	06/30/2023
Total Current Assets	7.292B	7.292B	6.139B	6.344B	4.442B	29.047B	6.484B	6.727B	7.953B
Cash & Cash Equivalents	3.193B	3.193B	3.892B	3.852B	3.689B	5.460B	5.632B	5.447B	6.538B
Short-Term Investments	816.707M	816.707M	280.531M	182.466M	239.274M	4.548B	0.00	0.00	0.00
Cash & Short-Term Investments	4.010B	4.010B	4.173B	4.034B	3.928B	10.008B	5.632B	5.447B	6.538B
Accounts Receivable	486.608M	486.608M	597.106M	646.132M	513.848M	870.601M	752.964M	1.279B	1.415B
Inventory	0.00	0.00	0.00	0.00	0.00	-4.548B	0.00	0.00	0.00
Total Assets	29.752B	29.752B	27.267B	29.411B	29.841B	31.828B	33.385B	35.489B	38.722B
Property, Plant & Equipment	45.699M	45.699M	43.138M	65.729M	70.473M	76.239M	81.863M	92.396M	111.047M
Goodwill	1.311B	1.311B	1.280B	1.306B	1.262B	1.234B	1.255B	1.220B	1.229B
Intangible Assets	130.323M	130.323M	132.187M	140.874M	139.790M	121.545M	123.232M	120.100M	121.215M
Long-Term Investments	19.479B	19.479B	18.317B	4.937B	19.781B	4.954B	22.599B	23.966B	26.008B
Total Current Liabilities	7.022B	7.022B	6.278B	861.822M	467.039M	1.027B	219.774M	1.115B	51.197M
Accounts Payable	17.878M	17.878M	969.985M	861.822M	7.641M	807.832M	19.608M	1.115B	14.788M
Short-Term Debt	237.601M	237.601M	70.613M	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	18.023B	18.023B	15.670B	17.111B	18.468B	18.977B	20.189B	22.573B	25.651B
Long-Term Debt	10.013B	10.013B	8.296B	6.735B	6.452B	6.627B	6.264B	5.841B	6.514B
Total Debt	10.288B	10.288B	8.402B	6.780B	6.499B	6.677B	6.319B	5.903B	6.589B
Net Debt (Cash)	7.095B	7.095B	4.510B	2.928B	2.810B	1.216B	686.121M	455.361M	51.136M
Total Shareholders' Equity	11.413B	11.413B	11.307B	12.045B	11.147B	12.632B	12.978B	12.707B	12.866B
Common Stock	17K	17K	16K	17K	10K	10K	11K	10K	10K
Retained Earnings	8.106B	8.106B	8.098B	8.968B	8.780B	8.946B	9.224B	9.083B	9.132B
Current Ratio	1.04	1.04	0.98	7.36	9.51	28.28	29.50	6.03	155.34
Debt to Equity Ratio	0.90	0.90	0.74	0.56	0.58	0.53	0.49	0.46	0.51

LU Annual Balance Sheet (USD)

Annual Report	12/31/2025	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Total Current Assets	6.489B	6.484B	7.961B	8.030B	6.196B	3.430B	4.805B	5.934B
Cash & Cash Equivalents	5.882B	5.632B	6.432B	5.553B	3.776B	1.137B	2.701B	3.020B
Short-Term Investments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	387.705M
Cash & Short-Term Investments	5.882B	5.632B	6.432B	5.553B	3.776B	1.137B	2.701B	3.408B
Accounts Receivable	486.608M	752.964M	1.412B	2.372B	2.397B	2.248B	2.047B	2.481B
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	957K	0.00
Total Assets	29.771B	33.385B	50.612B	56.725B	38.130B	21.473B	17.145B	27.703B
Property, Plant & Equipment	45.728M	81.863M	155.997M	186.506M	214.111M	205.663M	198.202M	239.447M
Goodwill	1.311B	1.255B	1.291B	1.404B	1.386B	1.299B	1.324B	1.380B
Intangible Assets	130.323M	123.232M	128.253M	141.549M	288.393M	272.348M	286.928M	254.741M
Long-Term Investments	20.702B	22.599B	35.320B	38.922B	24.356B	10.713B	2.896B	17.895B
Total Current Liabilities	11.596B	219.774M	837.415M	422.212M	382.430M	380.246M	69.281M	307.918M
Accounts Payable	17.878M	19.608M	28.009M	63.142M	66.398M	75.527M	69.281M	24.206M
Short-Term Debt	11.596B	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	18.035B	20.189B	36.876B	41.843B	25.391B	14.559B	12.064B	24.441B
Long-Term Debt	36.367M	6.264B	7.588B	6.925B	4.284B	1.867B	2.082B	3.559B
Total Debt	11.647B	6.319B	7.697B	7.050B	4.434B	2.002B	2.195B	3.692B
Net Debt (Cash)	5.765B	686.121M	1.265B	1.497B	657.720M	864.803M	-506.335M	672.131M
Total Shareholders' Equity	11.420B	12.978B	13.504B	14.645B	12.495B	6.899B	5.079B	3.175B
Common Stock	17K	11K	11K	12K	12K	10K	10K	10K
Retained Earnings	8.111B	9.224B	9.361B	8.804B	6.270B	4.214B	2.361B	411.187M
Current Ratio	0.56	29.50	9.51	19.02	16.20	9.02	69.35	19.27
Debt to Equity Ratio	1.02	0.49	0.57	0.48	0.35	0.29	0.43	1.16

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Lufax Holding Ltd

Lufax Holding Ltd is a leading financial technology company based in China, delivering a wide array of personal financial services through its advanced digital platform. The company's core business involves providing various credit facilities, which include both unsecured and collateral-backed loans, alongside consumer financing options. Beyond lending, Lufax also manages investment opportunities for affluent and middle-class investors through its wealth management platforms, notably Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong), enabling them to diversify their portfolios. Furthermore, it offers specialized lending services to small business owners via its retail credit facilitation platform and provides technology solutions to empower other financial institutions. Established in 2005, Lufax Holding Ltd maintains its principal office in Shanghai, China.

Shanghai

36,215 employees

www.lufaxholding.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Xiang Ji

View full financials