Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 5.80% is in line with its 5-year average of 6.12%, around the middle of its 5-year range (4.69%–8.10%).
As of the fiscal period ended Tuesday, June 30, 2026. 4.44% above its 12-month average of 5.55%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 5.80%.
RETURN ON EQUITY (ROE)
5.80%
RETURN ON EQUITY (ROE) AVG TTM
5.55%
RETURN ON EQUITY (ROE) AVG 3Y
5.53%
RETURN ON EQUITY (ROE) AVG 5Y
6.12%
RETURN ON EQUITY (ROE) AVG 10Y
5.46%
RETURN ON EQUITY (ROE) AVG 15Y
5.35%
RETURN ON EQUITY (ROE) AVG 20Y
4.98%
CURRENT VS TTM AVG
+4.44%
CURRENT VS 3Y AVG
+4.80%
CURRENT VS 5Y AVG
-5.36%
CURRENT VS 10Y AVG
+6.05%
CURRENT VS 15Y AVG
+8.38%
CURRENT VS 20Y AVG
+16.42%
SECTOR MEDIAN · FINANCIAL SERVICES
9.07%
median of 546 covered companies
CURRENT VS SECTOR MEDIAN
-36.11%
vs the sector median at left
Lake Shore Bancorp, Inc.
Market Cap
$142.49M
Return on Equity (ROE)
5.80%
TTM Avg
5.55%
3Y Avg
5.53%
5Y Avg
6.12%
Market Cap
$141.98M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$143.60M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$141.37M
Return on Equity (ROE)
-16.00%
TTM Avg
-9.94%
3Y Avg
-0.98%
5Y Avg
3.28%
Market Cap
$141.30M
Return on Equity (ROE)
-16.00%
TTM Avg
-9.94%
3Y Avg
-0.98%
5Y Avg
3.28%
Market Cap
$145.26M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$145.34M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$146.69M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$146.80M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lake Shore Bancorp, Inc. (LSBK) | $142.49M | 5.80% | 5.55% | 5.53% | 6.12% |
| K2 Capital Acquisition Corporation (KTWO)vs › | $141.98M | N/A | N/A | N/A | N/A |
| Aeon Acquisition I Corp. (AESP)vs › | $143.60M | N/A | N/A | N/A | N/A |
| First Guaranty Bancshares, Inc. (FGBIP)vs › | $141.37M | -16.00% | -9.94% | -0.98% | 3.28% |
| First Guaranty Bancshares, Inc. (FGBI)vs › | $141.30M | -16.00% | -9.94% | -0.98% | 3.28% |
| OceanLight Acquisition Corp. (OCLT)vs › | $145.26M | N/A | N/A | N/A | N/A |
| Breeze Acquisition Corp. II (BREZ)vs › | $145.34M | N/A | N/A | N/A | N/A |
| Southern Cross Acquisition I Corp. (NCO)vs › | $146.69M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $146.80M | N/A | N/A | N/A | N/A |
| BCB Bancorp, Inc. (BCBP)vs › | $147.41M | -6.04% | 0.81% | 6.67% | 7.92% |
ROE
5.8%
ROA
1.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 5.80% |
| 2026-03-31 | 5.71% |
| 2025-12-31 | 5.13% |
| 2025-09-30 | 4.88% |
| 2025-06-30 | 6.22% |
| 2025-03-31 | 5.49% |
| 2024-12-31 | 5.49% |
| 2024-09-30 | 4.69% |
| 2024-06-30 | 5.12% |
| 2024-03-31 | 4.80% |
| 2023-12-31 | 5.59% |
| 2023-09-30 | 6.43% |
| 2023-06-30 | 6.55% |
| 2023-03-31 | 7.60% |
| 2022-12-31 | 7.03% |
| 2022-09-30 | 8.10% |
| 2022-06-30 | 7.75% |
| 2022-03-31 | 6.73% |
| 2021-12-31 | 7.03% |
| 2021-09-30 | 6.49% |
| 2021-06-30 | 5.96% |
| 2021-03-31 | 6.42% |
| 2020-12-31 | 5.30% |
| 2020-09-30 | 5.29% |
| 2020-06-30 | 5.29% |
| 2020-03-31 | 4.68% |
| 2019-12-31 | 4.93% |
| 2019-09-30 | 4.75% |
| 2019-06-30 | 4.61% |
| 2019-03-31 | 4.89% |
| 2018-12-31 | 5.01% |
| 2018-09-30 | 4.54% |
| 2018-06-30 | 4.41% |
| 2018-03-31 | 4.60% |
| 2017-12-31 | 4.31% |
| 2017-09-30 | 3.76% |
| 2017-06-30 | 3.56% |
| 2017-03-31 | 2.97% |
| 2016-12-31 | 4.62% |
| 2016-09-30 | 5.44% |
| 2016-06-30 | 6.08% |
| 2016-03-31 | 6.23% |
| 2015-12-31 | 4.52% |
| 2015-09-30 | 4.50% |
| 2015-06-30 | 3.83% |
| 2015-03-31 | 4.07% |
| 2014-12-31 | 4.41% |
| 2014-09-30 | 4.89% |
| 2014-06-30 | 5.38% |
| 2014-03-31 | 5.36% |
| 2013-12-31 | 5.73% |
| 2013-09-30 | 5.44% |
| 2013-06-30 | 5.29% |
| 2013-03-31 | 5.26% |
| 2012-12-31 | 5.41% |
| 2012-09-30 | 5.00% |
| 2012-06-30 | 5.55% |
| 2012-03-31 | 5.81% |
| 2011-12-31 | 5.75% |
| 2011-09-30 | 6.33% |
| 2011-06-30 | 6.11% |
| 2011-03-31 | 5.77% |
| 2010-12-31 | 5.51% |
| 2010-09-30 | 5.09% |
| 2010-06-30 | 4.81% |
| 2010-03-31 | 4.45% |
| 2009-12-31 | 3.90% |
| 2009-09-30 | 3.99% |
| 2009-06-30 | 4.62% |
| 2009-03-31 | 2.24% |
| 2008-12-31 | 2.71% |
| 2008-09-30 | 2.44% |
| 2008-06-30 | 1.80% |
| 2008-03-31 | 4.01% |
| 2007-12-31 | 3.40% |
| 2007-09-30 | 2.85% |
| 2007-06-30 | 2.99% |
| 2007-03-31 | 3.33% |
| 2006-12-31 | 3.38% |
| 2006-09-30 | 3.51% |
| 2006-06-30 | 3.47% |
| 2006-03-31 | 6.65% |
| 2005-12-31 | 7.34% |
