Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.14% is 45% above its 5-year average of 0.79%, near the high end of its 5-year range (0.66%–1.14%).
32.56% above its 12-month average of 0.86%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.29%.
RETURN ON ASSETS (ROA)
1.14%
RETURN ON ASSETS (ROA) AVG TTM
0.86%
RETURN ON ASSETS (ROA) AVG 3Y
0.80%
RETURN ON ASSETS (ROA) AVG 5Y
0.79%
RETURN ON ASSETS (ROA) AVG 10Y
0.75%
RETURN ON ASSETS (ROA) AVG 15Y
0.72%
RETURN ON ASSETS (ROA) AVG 20Y
0.68%
CURRENT VS TTM AVG
+32.56%
CURRENT VS 3Y AVG
+42.50%
CURRENT VS 5Y AVG
+44.61%
CURRENT VS 10Y AVG
+52.74%
CURRENT VS 15Y AVG
+58.63%
CURRENT VS 20Y AVG
+67.52%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 503 covered companies
CURRENT VS SECTOR MEDIAN
-7.32%
vs the sector median at left
Lake Shore Bancorp, Inc.
Market Cap
$143.20M
Return on Assets (ROA)
1.14%
TTM Avg
0.86%
3Y Avg
0.80%
5Y Avg
0.79%
Market Cap
$143.60M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$142.68M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$141.62M
Return on Assets (ROA)
-0.93%
TTM Avg
-0.53%
3Y Avg
0.03%
5Y Avg
0.32%
Market Cap
$145.34M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$145.40M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$141.33M
Return on Assets (ROA)
-0.93%
TTM Avg
-0.53%
3Y Avg
0.03%
5Y Avg
0.32%
Market Cap
$146.69M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$147.12M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lake Shore Bancorp, Inc. (LSBK) | $143.20M | 1.14% | 0.86% | 0.80% | 0.79% |
| Aeon Acquisition I Corp. (AESP)vs › | $143.60M | N/A | N/A | N/A | N/A |
| K2 Capital Acquisition Corporation (KTWO)vs › | $142.68M | N/A | N/A | N/A | N/A |
| First Guaranty Bancshares, Inc. (FGBIP)vs › | $141.62M | -0.93% | -0.53% | 0.03% | 0.32% |
| Breeze Acquisition Corp. II (BREZ)vs › | $145.34M | N/A | N/A | N/A | N/A |
| OceanLight Acquisition Corp. (OCLT)vs › | $145.40M | N/A | N/A | N/A | N/A |
| First Guaranty Bancshares, Inc. (FGBI)vs › | $141.33M | -0.93% | -0.53% | 0.03% | 0.32% |
| Southern Cross Acquisition I Corp. (NCO)vs › | $146.69M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $147.12M | N/A | N/A | N/A | N/A |
| BCB Bancorp, Inc. (BCBP)vs › | $147.50M | -0.57% | 0.07% | 0.55% | 0.68% |
ROA
1.1%
ROE
5.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.00% |
| 2024-12-31 | 0.72% |
| 2023-12-31 | 0.66% |
| 2022-12-31 | 0.82% |
| 2021-12-31 | 0.87% |
| 2020-12-31 | 0.66% |
| 2019-12-31 | 0.67% |
| 2018-12-31 | 0.73% |
| 2017-12-31 | 0.65% |
| 2016-12-31 | 0.72% |
| 2015-12-31 | 0.71% |
| 2014-12-31 | 0.65% |
| 2013-12-31 | 0.78% |
| 2012-12-31 | 0.75% |
| 2011-12-31 | 0.75% |
| 2010-12-31 | 0.64% |
| 2009-12-31 | 0.51% |
| 2008-12-31 | 0.36% |
| 2007-12-31 | 0.51% |
| 2006-12-31 | 0.51% |
| 2005-12-31 | 0.62% |
| 2004-12-31 | 0.66% |
| 2003-12-31 | 0.50% |
| 2002-12-31 | 0.94% |
| 2001-12-31 | 0.96% |
