BCB Bancorp, Inc. (BCBP) vs Lake Shore Bancorp, Inc. (LSBK)
A side-by-side comparison of BCB Bancorp, Inc. and Lake Shore Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BCBP vs LSBK
growth of $100 · dividends reinvested · last 10yBCBP vs LSBK: by the numbers
- •BCBP is the larger company ($147M vs $142M market cap).
- •LSBK is profitable (20.74% net margin) while BCBP runs a net loss (-12.01%).
- •LSBK grew revenue faster over the past five years (7.98% vs 3.52% CAGR).
- •BCBP pays the higher dividend yield (3.78% vs 1.92%).
Metrics side by side
Valuation
| Metric | BCBP | LSBK |
|---|---|---|
| P/E ratio | N/A | 16.14 |
| PEG ratio | N/A | 1.42 |
| P/S ratio | 1.00 | 3.51 |
| P/B ratio | 0.55 | 0.98 |
Profitability
| Metric | BCBP | LSBK |
|---|---|---|
| Operating margin | -15.83% | 25.20% |
| Net margin | -12.01% | 20.74% |
| ROE | -6.04% | 5.80% |
BCB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lake Shore Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BCBP | LSBK |
|---|---|---|
| Dividend yield | 3.78% | 1.92% |
| Payout ratio | N/A | 32.14% |
Growth (annualized)
| Metric | BCBP | LSBK |
|---|---|---|
| Revenue CAGR (5Y) | 3.52% | 7.98% |
| EPS CAGR (5Y) | N/A | 11.38% |
| Total return CAGR (5Y) | -6.58% | 13.99% |
Frequently asked
- Which has grown faster, BCBP or LSBK?
- Over the past five years, LSBK grew revenue faster — BCBP at a 3.52% CAGR versus LSBK at 7.98%.
- Does BCBP or LSBK pay a bigger dividend?
- BCBP yields 3.78% and LSBK yields 1.92% based on trailing dividends and the latest price.
- Is BCBP or LSBK more profitable?
- LSBK runs the higher net margin — BCBP at -12.01% versus LSBK at 20.74%.
- How have BCBP and LSBK total returns compared?
- Over the past 10 years, BCBP delivered 1.63% and LSBK delivered 9.45% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BCB Bancorp & Lake Shore Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.