Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -0.93% is 395% below its 5-year average of 0.32%, near the low end of its 5-year range (-1.37%–0.95%).
75.47% below its 12-month average of -0.53%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.09%.
RETURN ON ASSETS (ROA)
-0.93%
RETURN ON ASSETS (ROA) AVG TTM
-0.53%
RETURN ON ASSETS (ROA) AVG 3Y
0.03%
RETURN ON ASSETS (ROA) AVG 5Y
0.32%
RETURN ON ASSETS (ROA) AVG 10Y
0.54%
RETURN ON ASSETS (ROA) AVG 15Y
0.73%
RETURN ON ASSETS (ROA) AVG 20Y
0.79%
CURRENT VS TTM AVG
-75.47%
CURRENT VS 3Y AVG
-3200.00%
CURRENT VS 5Y AVG
-395.24%
CURRENT VS 10Y AVG
-272.22%
CURRENT VS 15Y AVG
-226.59%
CURRENT VS 20Y AVG
-218.04%
SECTOR MEDIAN · FINANCIAL SERVICES
1.21%
median of 562 covered companies
CURRENT VS SECTOR MEDIAN
-176.54%
vs the sector median at left
First Guaranty Bancshares, Inc.
Market Cap
$141.37M
Return on Assets (ROA)
-0.93%
TTM Avg
-0.53%
3Y Avg
0.03%
5Y Avg
0.32%
Market Cap
$141.33M
Return on Assets (ROA)
-0.93%
TTM Avg
-0.53%
3Y Avg
0.03%
5Y Avg
0.32%
Market Cap
$141.98M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$142.89M
Return on Assets (ROA)
1.14%
TTM Avg
0.86%
3Y Avg
0.80%
5Y Avg
0.79%
Market Cap
$143.60M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$145.26M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$145.34M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$146.80M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$136.06M
Return on Assets (ROA)
2.11%
TTM Avg
0.85%
3Y Avg
2.90%
5Y Avg
0.39%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Guaranty Bancshares, Inc. (FGBIP) | $141.37M | -0.93% | -0.53% | 0.03% | 0.32% |
| First Guaranty Bancshares, Inc. (FGBI)vs › | $141.33M | -0.93% | -0.53% | 0.03% | 0.32% |
| K2 Capital Acquisition Corporation (KTWO)vs › | $141.98M | N/A | N/A | N/A | N/A |
| Lake Shore Bancorp, Inc. (LSBK)vs › | $142.89M | 1.14% | 0.86% | 0.80% | 0.79% |
| Aeon Acquisition I Corp. (AESP)vs › | $143.60M | N/A | N/A | N/A | N/A |
| OceanLight Acquisition Corp. (OCLT)vs › | $145.26M | N/A | N/A | N/A | N/A |
| Breeze Acquisition Corp. II (BREZ)vs › | $145.34M | N/A | N/A | N/A | N/A |
| Global X - MSCI Colombia ETF (COLO)vs › | $146.80M | N/A | N/A | N/A | N/A |
| HCM III Acquisition Corp. (HCMA)vs › | $136.06M | 2.11% | 0.85% | 2.90% | 0.39% |
| Southern Cross Acquisition I Corp. (NCO)vs › | $146.69M | N/A | N/A | N/A | N/A |
ROA
-0.9%
ROE
-16.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -1.37% |
| 2024-12-31 | 0.31% |
| 2023-12-31 | 0.26% |
| 2022-12-31 | 0.92% |
| 2021-12-31 | 0.95% |
| 2020-12-31 | 0.82% |
| 2019-12-31 | 0.67% |
| 2018-12-31 | 0.78% |
| 2017-12-31 | 0.67% |
| 2016-12-31 | 0.94% |
| 2015-12-31 | 0.99% |
| 2014-12-31 | 0.74% |
| 2013-12-31 | 0.64% |
| 2012-12-31 | 0.86% |
| 2011-12-31 | 0.59% |
| 2010-12-31 | 0.88% |
| 2009-12-31 | 0.82% |
| 2008-12-31 | 0.63% |
| 2007-12-31 | 1.27% |
| 2006-12-31 | 1.23% |
| 2005-12-31 | 0.00% |
