Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of -34.99% is 399% below its 5-year average of 11.71%, around the middle of its 5-year range (-98.25%–31.66%).
90.28% below its 12-month average of -18.39%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 15.20%.
OPERATING MARGIN
-34.99%
OPERATING MARGIN AVG TTM
-18.39%
OPERATING MARGIN AVG 3Y
4.34%
OPERATING MARGIN AVG 5Y
11.71%
OPERATING MARGIN AVG 10Y
17.47%
OPERATING MARGIN AVG 15Y
21.62%
OPERATING MARGIN AVG 20Y
22.10%
CURRENT VS TTM AVG
-90.28%
CURRENT VS 3Y AVG
-906.18%
CURRENT VS 5Y AVG
-398.75%
CURRENT VS 10Y AVG
-300.29%
CURRENT VS 15Y AVG
-261.83%
CURRENT VS 20Y AVG
-258.30%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 431 covered companies
CURRENT VS SECTOR MEDIAN
-297.35%
vs the sector median at left
First Guaranty Bancshares, Inc.
Market Cap
$141.23M
Operating Margin
-34.99%
TTM Avg
-18.39%
3Y Avg
4.34%
5Y Avg
11.71%
Market Cap
$142.47M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$143.61M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$143.89M
Operating Margin
-34.99%
TTM Avg
-14.23%
3Y Avg
0.67%
5Y Avg
8.65%
Market Cap
$145.34M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$135.79M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$146.76M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$146.89M
Operating Margin
-15.83%
TTM Avg
1.17%
3Y Avg
17.83%
5Y Avg
22.58%
Market Cap
$133.83M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Guaranty Bancshares, Inc. (FGBIP) | $141.23M | -34.99% | -18.39% | 4.34% | 11.71% |
| K2 Capital Acquisition Corporation (KTWO)vs › | $142.47M | N/A | N/A | N/A | N/A |
| Aeon Acquisition I Corp. (AESP)vs › | $143.61M | N/A | N/A | N/A | N/A |
| First Guaranty Bancshares, Inc. (FGBI)vs › | $143.89M | -34.99% | -14.23% | 0.67% | 8.65% |
| Breeze Acquisition Corp. II (BREZ)vs › | $145.34M | N/A | N/A | N/A | N/A |
| HCM III Acquisition Corp. (HCMA)vs › | $135.79M | 0.00% | 0.00% | 0.00% | 0.00% |
| Global X - MSCI Colombia ETF (COLO)vs › | $146.76M | N/A | N/A | N/A | N/A |
| BCB Bancorp, Inc. (BCBP)vs › | $146.89M | -15.83% | 1.17% | 17.83% | 22.58% |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $133.83M | N/A | N/A | N/A | N/A |
| East West Ave Acquisition Corp. Common Stock (EWAV)vs › | $131.70M | N/A | N/A | N/A | N/A |
Operating Margin
-35.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 15.20% |
| 2026-03-31 | 2.55% |
| 2025-12-31 | 5.50% |
| 2025-09-30 | -98.25% |
| 2025-06-30 | -16.94% |
| 2025-03-31 | -14.15% |
| 2024-12-31 | 1.95% |
| 2024-09-30 | 4.06% |
| 2024-06-30 | 13.60% |
| 2024-03-31 | 5.46% |
| 2023-12-31 | 3.09% |
| 2023-09-30 | 4.65% |
| 2023-06-30 | 7.46% |
| 2023-03-31 | 10.38% |
| 2022-12-31 | 15.88% |
| 2022-09-30 | 26.15% |
| 2022-06-30 | 29.63% |
| 2022-03-31 | 29.85% |
| 2021-12-31 | 31.25% |
| 2021-09-30 | 31.66% |
| 2021-06-30 | 27.00% |
| 2021-03-31 | 23.24% |
| 2020-12-31 | 19.73% |
| 2020-09-30 | 22.97% |
| 2020-06-30 | 23.08% |
| 2020-03-31 | 17.45% |
| 2019-12-31 | 19.43% |
| 2019-09-30 | 19.44% |
| 2019-06-30 | 16.35% |
| 2019-03-31 | 17.15% |
| 2018-12-31 | 15.18% |
| 2018-09-30 | 19.83% |
| 2018-06-30 | 27.92% |
| 2018-03-31 | 23.06% |
| 2017-12-31 | 25.36% |
| 2017-09-30 | 23.86% |
| 2017-06-30 | 25.00% |
| 2017-03-31 | 28.58% |
| 2016-12-31 | 29.81% |
| 2016-09-30 | 30.31% |
| 2016-06-30 | 36.78% |
| 2016-03-31 | 29.52% |
| 2015-12-31 | 30.49% |
| 2015-09-30 | 33.66% |
| 2015-06-30 | 36.71% |
| 2015-03-31 | 32.18% |
| 2014-12-31 | 26.25% |
| 2014-09-30 | 30.01% |
| 2014-06-30 | 27.11% |
| 2014-03-31 | 29.18% |
| 2013-12-31 | 26.66% |
| 2013-09-30 | 23.54% |
| 2013-06-30 | 22.19% |
| 2013-03-31 | 21.76% |
| 2012-12-31 | 25.49% |
| 2012-09-30 | 27.62% |
| 2012-06-30 | 26.83% |
| 2012-03-31 | 27.95% |
| 2011-12-31 | 10.52% |
| 2011-09-30 | 14.87% |
| 2011-05-16 | 21.68% |
| 2011-03-31 | 25.16% |
| 2010-12-31 | 10.40% |
| 2010-09-30 | 28.50% |
| 2010-06-30 | 33.68% |
| 2010-03-31 | 28.62% |
| 2009-12-31 | 28.92% |
| 2009-09-30 | 22.71% |
| 2009-06-30 | 10.46% |
| 2009-03-31 | 13.34% |
| 2008-12-31 | 21.80% |
| 2008-09-30 | -9.74% |
| 2008-06-30 | 24.87% |
| 2008-03-31 | 25.25% |
| 2007-12-31 | 33.87% |
| 2007-09-30 | 29.81% |