First Guaranty Bancshares (FGBI) ROE: History & Chart

First Guaranty Bancshares, Inc.(FGBI)

Banks - Regional · Hammond, LA

$8.51-0.19 (-2.18%)

Delayed quote: Oct 6, 2026, 3:40 PM EDT

About First Guaranty Bancshares, Inc.

First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.

Hammond, LA

333 employees

www.fgb.net

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Michael Ray Mineer

View full financials

FGBI Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

-16.00%

RETURN ON EQUITY (ROE) AVG TTM

-18.36%

RETURN ON EQUITY (ROE) AVG 3Y

-4.23%

RETURN ON EQUITY (ROE) AVG 5Y

7.73%

RETURN ON EQUITY (ROE) AVG 10Y

8.79%

RETURN ON EQUITY (ROE) AVG 15Y

9.11%

RETURN ON EQUITY (ROE) AVG 20Y

N/A

CURRENT VS TTM AVG

+12.84%

CURRENT VS 3Y AVG

-278.40%

CURRENT VS 5Y AVG

-306.90%

CURRENT VS 10Y AVG

-281.96%

CURRENT VS 15Y AVG

-275.64%

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

-282.66%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
First Guaranty Bancshares, Inc. (FGBI)	$140.75M	-16.00%	-18.36%	-4.23%	7.73%
Lake Shore Bancorp, Inc. (LSBK)vs ›	$141.16M	5.80%	5.31%	5.81%	5.93%
First Guaranty Bancshares, Inc. (FGBIP)vs ›	$140.55M	-16.00%	-9.94%	-0.98%	3.28%
BOA Acquisition Corp. II (THEO)vs ›	$142.31M	N/A	N/A	N/A	N/A
K2 Capital Acquisition Corporation (KTWO)vs ›	$142.54M	N/A	N/A	N/A	N/A
Blackrock 2037 Municipal Target Term Trust (BMN)vs ›	$141.12M	N/A	N/A	N/A	N/A
RF Acquisition Corp III Ordinary Shares (RFAM)vs ›	$139.33M	N/A	N/A	N/A	N/A
Aeon Acquisition I Corp. (AESP)vs ›	$143.46M	N/A	N/A	N/A	N/A
Social Commerce Partners Corporation Class A Ordinary Shares (SCPQ)vs ›	$137.52M	0.81%	-0.60%	-0.60%	-0.60%
Breeze Acquisition Corp. II (BREZ)vs ›	$145.20M	N/A	N/A	N/A	N/A

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

First Guaranty Bancshares, Inc. (FGBI)

$140.75M

-16.00%

-18.36%

-4.23%

7.73%

Lake Shore Bancorp, Inc. (LSBK)vs ›

$141.16M

5.80%

5.31%

5.81%

5.93%

First Guaranty Bancshares, Inc. (FGBIP)vs ›

$140.55M

-16.00%

-9.94%

-0.98%

3.28%

BOA Acquisition Corp. II (THEO)vs ›

$142.31M

N/A

K2 Capital Acquisition Corporation (KTWO)vs ›

$142.54M

N/A

Blackrock 2037 Municipal Target Term Trust (BMN)vs ›

$141.12M

N/A

RF Acquisition Corp III Ordinary Shares (RFAM)vs ›

$139.33M

N/A

Aeon Acquisition I Corp. (AESP)vs ›

$143.46M

N/A

Social Commerce Partners Corporation Class A Ordinary Shares (SCPQ)vs ›

$137.52M

0.81%

-0.60%

Breeze Acquisition Corp. II (BREZ)vs ›

$145.20M

N/A

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for First Guaranty Bancshares, Inc. (FGBI)?

The return on equity (ROE) for FGBI stock is -16.00%.

Is First Guaranty Bancshares, Inc.'s return on equity (ROE) high or low?

The return on equity (ROE) of -16.00% is 307% below its 5-year average of 7.73%, near the low end of its 5-year range (-25.99%–13.93%).

What is the TTM average return on equity (ROE) for First Guaranty Bancshares, Inc. (FGBI)?

The TTM average return on equity (ROE) for FGBI stock is -18.36%.

What is the 3Y average return on equity (ROE) for First Guaranty Bancshares, Inc. (FGBI)?

The 3Y average return on equity (ROE) for FGBI stock is -4.23%.

What is the 5Y average return on equity (ROE) for First Guaranty Bancshares, Inc. (FGBI)?

The 5Y average return on equity (ROE) for FGBI stock is 7.73%.

What is the 10Y average return on equity (ROE) for First Guaranty Bancshares, Inc. (FGBI)?

The 10Y average return on equity (ROE) for FGBI stock is 8.79%.

What is the 15Y average return on equity (ROE) for First Guaranty Bancshares, Inc. (FGBI)?

The 15Y average return on equity (ROE) for FGBI stock is 9.11%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	-16.00%
2026-03-31	-21.03%
2025-12-31	-24.76%
2025-09-30	-25.99%
2025-06-30	-4.00%
2025-03-31	1.58%
2024-12-31	4.88%
2024-09-30	4.97%
2024-06-30	4.93%
2024-03-31	3.22%
2023-12-31	3.69%
2023-09-30	5.46%
2023-06-30	8.09%
2023-03-31	10.83%
2022-12-31	12.29%
2022-09-30	13.74%
2022-06-30	13.93%
2022-03-31	13.47%
2021-12-31	12.19%
2021-09-30	11.58%
2021-06-30	10.62%
2021-03-31	12.20%
2020-12-31	11.38%
2020-09-30	9.87%
2020-06-30	9.40%
2020-03-31	8.84%
2019-12-31	8.58%
2019-09-30	7.91%
2019-06-30	7.77%
2019-03-31	8.89%
2018-12-31	9.65%
2018-09-30	9.91%
2018-06-30	9.75%
2018-03-31	8.64%
2017-12-31	8.16%
2017-09-30	8.69%
2017-06-30	9.07%
2017-03-31	11.18%
2016-12-31	11.33%
2016-09-30	11.07%
2016-06-30	11.62%
2016-03-31	11.57%
2015-12-31	12.27%
2015-09-30	9.40%
2015-06-30	8.94%
2015-03-31	8.10%
2014-12-31	8.04%
2014-09-30	8.13%
2014-06-30	7.68%
2014-03-31	7.60%
2013-12-31	7.41%
2013-09-30	7.59%
2013-06-30	8.27%
2013-03-31	8.27%
2012-12-31	8.99%
2012-09-30	7.53%
2012-06-30	7.04%
2011-03-31	10.00%
2010-12-31	10.24%
2010-09-30	11.67%
2010-06-30	11.24%
2010-03-31	8.92%
2009-12-31	7.64%
2009-09-30	6.47%
2009-06-30	4.79%
2009-03-31	6.95%
2008-12-31	8.78%
2008-09-30	9.10%
2008-06-30	13.90%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

-16.00%

2026-03-31

-21.03%

2025-12-31

-24.76%

2025-09-30

-25.99%

2025-06-30

-4.00%

2025-03-31

1.58%

2024-12-31

4.88%

2024-09-30

4.97%

2024-06-30

4.93%

2024-03-31

3.22%

2023-12-31

3.69%

2023-09-30

5.46%

2023-06-30

8.09%

2023-03-31

10.83%

2022-12-31

12.29%

2022-09-30

13.74%

2022-06-30

13.93%

2022-03-31

13.47%

2021-12-31

12.19%

2021-09-30

11.58%

2021-06-30

10.62%

2021-03-31

12.20%

2020-12-31

11.38%

2020-09-30

9.87%

2020-06-30

9.40%

2020-03-31

8.84%

2019-12-31

8.58%

2019-09-30

7.91%

2019-06-30

7.77%

2019-03-31

8.89%

2018-12-31

9.65%

2018-09-30

9.91%

2018-06-30

9.75%

2018-03-31

8.64%

2017-12-31

8.16%

2017-09-30

8.69%

2017-06-30

9.07%

2017-03-31

11.18%

2016-12-31

11.33%

2016-09-30

11.07%

2016-06-30

11.62%

2016-03-31

11.57%

2015-12-31

12.27%

2015-09-30

9.40%

2015-06-30

8.94%

2015-03-31

8.10%

2014-12-31

8.04%

2014-09-30

8.13%

2014-06-30

7.68%

2014-03-31

7.60%

2013-12-31

7.41%

2013-09-30

7.59%

2013-06-30

8.27%

2013-03-31

8.27%

2012-12-31

8.99%

2012-09-30

7.53%

2012-06-30

7.04%

2011-03-31

10.00%

2010-12-31

10.24%

2010-09-30

11.67%

2010-06-30

11.24%

2010-03-31

8.92%

2009-12-31

7.64%

2009-09-30

6.47%

2009-06-30

4.79%

2009-03-31

6.95%

2008-12-31

8.78%

2008-09-30

9.10%

2008-06-30

13.90%

Return on Equity (ROE): -16.00%

FGBI Return on Equity (ROE)

FGBI Average Return on Equity (ROE) Chart

FGBI Current vs Average Return on Equity (ROE) Chart

FGBI Return on Equity (ROE) Metrics

FGBI Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

FGBI Return on Equity (ROE) History

Related Metrics