Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.23% is 235% above its 5-year average of -0.91%, near the high end of its 5-year range (-3.49%–1.23%).
484.37% above its 12-month average of -0.32%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.26%.
RETURN ON ASSETS (ROA)
1.23%
RETURN ON ASSETS (ROA) AVG TTM
-0.32%
RETURN ON ASSETS (ROA) AVG 3Y
-0.52%
RETURN ON ASSETS (ROA) AVG 5Y
-0.91%
RETURN ON ASSETS (ROA) AVG 10Y
0.43%
RETURN ON ASSETS (ROA) AVG 15Y
1.04%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+484.37%
CURRENT VS 3Y AVG
+337.68%
CURRENT VS 5Y AVG
+235.16%
CURRENT VS 10Y AVG
+189.10%
CURRENT VS 15Y AVG
+17.86%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-0.40%
vs the sector median at left
James River Group Holdings, Ltd.
Market Cap
$161.14M
Return on Assets (ROA)
1.23%
TTM Avg
-0.32%
3Y Avg
-0.52%
5Y Avg
-0.91%
Market Cap
$160.86M
Return on Assets (ROA)
1.92%
TTM Avg
0.57%
3Y Avg
0.57%
5Y Avg
0.57%
Market Cap
$161.82M
Return on Assets (ROA)
1.67%
TTM Avg
1.46%
3Y Avg
1.46%
5Y Avg
1.46%
Market Cap
$159.80M
Return on Assets (ROA)
2.02%
TTM Avg
0.47%
3Y Avg
0.47%
5Y Avg
0.47%
Market Cap
$162.10M
Return on Assets (ROA)
0.77%
TTM Avg
0.13%
3Y Avg
0.74%
5Y Avg
0.88%
Market Cap
$159.70M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$162.33M
Return on Assets (ROA)
2.17%
TTM Avg
0.39%
3Y Avg
0.39%
5Y Avg
0.39%
Market Cap
$162.72M
Return on Assets (ROA)
2.10%
TTM Avg
-19.29%
3Y Avg
-19.29%
5Y Avg
-19.29%
Market Cap
$158.84M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| James River Group Holdings, Ltd. (JRVR) | $161.14M | 1.23% | -0.32% | -0.52% | -0.91% |
| Lake Superior Acquisition Corp. (LKSP)vs › | $160.86M | 1.92% | 0.57% | 0.57% | 0.57% |
| EGH Acquisition Corp. Class A Ordinary Shares (EGHA)vs › | $161.82M | 1.67% | 1.46% | 1.46% | 1.46% |
| LaFayette Acquisition Corp. Ordinary Share (LAFA)vs › | $159.80M | 2.02% | 0.47% | 0.47% | 0.47% |
| MainStreet Bancshares, Inc. (MNSBP)vs › | $162.10M | 0.77% | 0.13% | 0.74% | 0.88% |
| Future Money Acquisition Corp (FMAC)vs › | $159.70M | N/A | N/A | N/A | N/A |
| Emmis Acquisition Corp. (EMIS)vs › | $162.33M | 2.17% | 0.39% | 0.39% | 0.39% |
| Harvard Ave Acquisition Corporation Class A Ordinary Share (HAVA)vs › | $162.72M | 2.10% | -19.29% | -19.29% | -19.29% |
| Iron Dome Acquisition I Corp. (IDAC)vs › | $158.84M | N/A | N/A | N/A | N/A |
| Eagle Bancorp Montana, Inc. (EBMT)vs › | $166.26M | 0.76% | 0.58% | 0.55% | 0.81% |
ROA
1.2%
ROE
4.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.98% |
| 2024-12-31 | -1.62% |
| 2023-12-31 | -2.03% |
| 2022-12-31 | 0.60% |
| 2021-12-31 | -3.49% |
| 2020-12-31 | 0.10% |
| 2019-12-31 | 0.76% |
| 2018-12-31 | 2.03% |
| 2017-12-31 | 1.58% |
| 2016-12-31 | 3.17% |
| 2015-12-31 | 2.60% |
| 2014-12-31 | 2.28% |
| 2013-12-31 | 3.73% |
| 2012-12-31 | 0.43% |
| 2011-12-31 | 0.00% |
