Eagle Bancorp Montana, Inc. (EBMT) vs James River Group Holdings, Ltd. (JRVR)
A side-by-side comparison of Eagle Bancorp Montana, Inc. and James River Group Holdings, Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EBMT vs JRVR
growth of $100 · dividends reinvested · last 10yEBMT vs JRVR: by the numbers
- •EBMT is the larger company ($168M vs $163M market cap).
- •JRVR trades at the lower trailing earnings multiple (10.09 vs 10.35 P/E), one valuation lens rather than an overall verdict.
- •EBMT converts more revenue to profit (16.19% vs 4.68% net margin).
- •JRVR grew revenue faster over the past five years (0.56% vs 0.23% CAGR).
- •EBMT pays the higher dividend yield (2.79% vs 1.17%).
Metrics side by side
Valuation
| Metric | EBMT | JRVR |
|---|---|---|
| P/E ratio | 10.35 | 10.09 |
| Forward P/E | 10.36 | 5.02 |
| PEG ratio | N/A | 0.27 |
| P/S ratio | 1.69 | 0.25 |
| P/B ratio | 0.85 | 0.31 |
Profitability
| Metric | EBMT | JRVR |
|---|---|---|
| Operating margin | 11.16% | 4.69% |
| Net margin | 16.19% | 4.68% |
| ROE | 8.14% | 4.66% |
Eagle Bancorp Montana, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
James River Group Holdings, Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EBMT | JRVR |
|---|---|---|
| Dividend yield | 2.79% | 1.17% |
| Payout ratio | 28.55% | 11.45% |
Growth (annualized)
| Metric | EBMT | JRVR |
|---|---|---|
| Revenue CAGR (5Y) | 0.23% | 0.56% |
| EPS CAGR (5Y) | -9.44% | 45.13% |
| Total return CAGR (5Y) | 2.03% | -37.37% |
Frequently asked
- Which has the lower trailing P/E, EBMT or JRVR?
- JRVR has the lower trailing P/E: EBMT trades at 10.35 and JRVR at 10.09. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EBMT or JRVR?
- Over the past five years, JRVR grew revenue faster — EBMT at a 0.23% CAGR versus JRVR at 0.56%.
- Does EBMT or JRVR pay a bigger dividend?
- EBMT yields 2.79% and JRVR yields 1.17% based on trailing dividends and the latest price.
- Is EBMT or JRVR more profitable?
- EBMT runs the higher net margin — EBMT at 16.19% versus JRVR at 4.68%.
- How have EBMT and JRVR total returns compared?
- Over the past 10 years, EBMT delivered 6.71% and JRVR delivered -18.83% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Eagle Bancorp Montana & James River Group appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.