James River Group Holdings, Ltd. (JRVR) vs MainStreet Bancshares, Inc. (MNSBP)
A side-by-side comparison of James River Group Holdings, Ltd. and MainStreet Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — JRVR vs MNSBP
growth of $100 · dividends reinvested · last 6yJRVR vs MNSBP: by the numbers
- •MNSBP is the larger company ($162M vs $160M market cap).
- •JRVR trades at the lower trailing earnings multiple (9.93 vs 12.19 P/E), one valuation lens rather than an overall verdict.
- •MNSBP converts more revenue to profit (13.25% vs 4.68% net margin).
- •MNSBP grew revenue faster over the past five years (12.69% vs 0.56% CAGR).
- •MNSBP pays the higher dividend yield (7.58% vs 1.17%).
Metrics side by side
Valuation
| Metric | JRVR | MNSBP |
|---|---|---|
| P/E ratio | 9.93 | 12.19 |
| Forward P/E | 4.94 | 10.95 |
| PEG ratio | 0.26 | N/A |
| P/S ratio | 0.25 | 1.24 |
| P/B ratio | 0.31 | 0.87 |
Profitability
| Metric | JRVR | MNSBP |
|---|---|---|
| Operating margin | 4.69% | 16.68% |
| Net margin | 4.68% | 13.25% |
| ROE | 4.66% | 8.09% |
James River Group Holdings, Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
MainStreet Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | JRVR | MNSBP |
|---|---|---|
| Dividend yield | 1.17% | 7.58% |
| Payout ratio | 11.45% | 92.36% |
Growth (annualized)
| Metric | JRVR | MNSBP |
|---|---|---|
| Revenue CAGR (5Y) | 0.56% | 12.69% |
| EPS CAGR (5Y) | 45.13% | -0.99% |
| Total return CAGR (5Y) | -37.37% | 6.15% |
Frequently asked
- Which has the lower trailing P/E, JRVR or MNSBP?
- JRVR has the lower trailing P/E: JRVR trades at 9.93 and MNSBP at 12.19. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, JRVR or MNSBP?
- Over the past five years, MNSBP grew revenue faster — JRVR at a 0.56% CAGR versus MNSBP at 12.69%.
- Does JRVR or MNSBP pay a bigger dividend?
- JRVR yields 1.17% and MNSBP yields 7.58% based on trailing dividends and the latest price.
- Is JRVR or MNSBP more profitable?
- MNSBP runs the higher net margin — JRVR at 4.68% versus MNSBP at 13.25%.
- How have JRVR and MNSBP total returns compared?
- Over the past 5 years, JRVR delivered -37.37% and MNSBP delivered 6.15% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
James River Group & MainStreet Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.