Which has the lower trailing P/E, HAVA or JRVR?

JRVR has the lower trailing P/E: HAVA trades at 97.99 and JRVR at 10.13. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does HAVA or JRVR pay a bigger dividend?

JRVR pays a dividend (1.17% yield), while HAVA has no payments in the available dividend history.

Is HAVA or JRVR more profitable?

JRVR runs the higher net margin — HAVA at 0.00% versus JRVR at 4.68%.

Harvard Ave Acquisition Corporation Class A Ordinary Share (HAVA) vs James River Group Holdings, Ltd. (JRVR)

A side-by-side comparison of Harvard Ave Acquisition Corporation Class A Ordinary Share and James River Group Holdings, Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HAVA

Harvard Ave Acquisition Corporation Class A Ordinary Share

$163M

$10.26Financial ServicesDelayed quote: Oct 6, 2026, 10:30 AM EDT

JRVR

James River Group Holdings, Ltd.

$164M

$3.54Financial ServicesDelayed quote: Oct 6, 2026, 11:55 AM EDT

Total return — HAVA vs JRVR

growth of $100 · dividends reinvested · last 1y

HAVA +3.7% (+3.7%/yr)JRVR -48.8% (-48.8%/yr)HAVA compounded faster over this window

HAVA JRVR

HAVA vs JRVR: by the numbers

•JRVR is the larger company ($164M vs $163M market cap).
•JRVR trades at the lower trailing earnings multiple (10.13 vs 97.99 P/E), one valuation lens rather than an overall verdict.
•JRVR is profitable (4.68% net margin) while HAVA runs a net loss (0.00%).
•JRVR pays a dividend (1.17% yield), while HAVA has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	HAVA	JRVR
P/E ratio	97.99	10.13
Forward P/E	N/A	5.04
PEG ratio	N/A	0.27
P/S ratio	N/A	0.25
P/B ratio	1744.82	0.31

Profitability

Metric	HAVA	JRVR
Gross margin	0.00%	N/A
Operating margin	0.00%	4.69%
Net margin	0.00%	4.68%
ROE	2.18%	4.66%

James River Group Holdings, Ltd.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HAVA	JRVR
Dividend yield	N/A	1.17%
Payout ratio	N/A	11.45%

Growth (annualized)

Metric	HAVA	JRVR
Revenue CAGR (5Y)	N/A	0.56%
EPS CAGR (5Y)	N/A	45.13%
Total return CAGR (5Y)	N/A	-37.37%

Frequently asked

Which has the lower trailing P/E, HAVA or JRVR?: JRVR has the lower trailing P/E: HAVA trades at 97.99 and JRVR at 10.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does HAVA or JRVR pay a bigger dividend?: JRVR pays a dividend (1.17% yield), while HAVA has no payments in the available dividend history.
Is HAVA or JRVR more profitable?: JRVR runs the higher net margin — HAVA at 0.00% versus JRVR at 4.68%.

Go deeper

Full HAVA analysis Full JRVR analysis Interactive comparison tool

Dig into the metrics

Harvard Ave Acquisition Corporation Class A Ordinary Share P/E ratio James River Group P/E ratio James River Group dividend yield Harvard Ave Acquisition Corporation Class A Ordinary Share ROE James River Group ROE Harvard Ave Acquisition Corporation Class A Ordinary Share operating margin James River Group operating margin Harvard Ave Acquisition Corporation Class A Ordinary Share revenue growth James River Group revenue growth Harvard Ave Acquisition Corporation Class A Ordinary Share free cash flow

Harvard Ave Acquisition Corporation Class A Ordinary Share & James River Group appear in these rankings

Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.