JPMorgan Chase & Co.(JPM)
Banks - Diversified · New York, NY
$353.51+0.00 (+0.00%)
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Banks - Diversified · New York, NY
Delayed quote: Sep 8, 2026, 4:00 PM EDT
Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.74x is 12% below its 5-year average of 0.84x, near the low end of its 5-year range (0.49x–11.16x).
10.67% below its 12-month average of 0.83x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
0.74x
INTEREST COVERAGE RATIO AVG TTM
0.83x
INTEREST COVERAGE RATIO AVG 3Y
0.77x
INTEREST COVERAGE RATIO AVG 5Y
0.84x
INTEREST COVERAGE RATIO AVG 10Y
1.75x
INTEREST COVERAGE RATIO AVG 15Y
2.33x
INTEREST COVERAGE RATIO AVG 20Y
1.89x
CURRENT VS TTM AVG
-10.67%
CURRENT VS 3Y AVG
-3.60%
CURRENT VS 5Y AVG
-12.41%
CURRENT VS 10Y AVG
-57.69%
CURRENT VS 15Y AVG
-68.22%
CURRENT VS 20Y AVG
-60.83%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
-85.88%
vs the sector median at left
JPMorgan Chase & Co.
Market Cap
$947.23B
Interest Coverage Ratio
0.74x
TTM Avg
0.83x
3Y Avg
0.77x
5Y Avg
0.84x
Market Cap
$442.76B
Interest Coverage Ratio
0.48x
TTM Avg
0.40x
3Y Avg
0.68x
5Y Avg
2.04x
Market Cap
$266.04B
Interest Coverage Ratio
0.63x
TTM Avg
0.58x
3Y Avg
0.89x
5Y Avg
1.90x
Market Cap
$234.50B
Interest Coverage Ratio
0.24x
TTM Avg
0.21x
3Y Avg
0.33x
5Y Avg
0.96x
Market Cap
$305.78B
Interest Coverage Ratio
0.33x
TTM Avg
0.29x
3Y Avg
0.35x
5Y Avg
1.26x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| JPMorgan Chase & Co. (JPM) | $947.23B | 0.74x | 0.83x | 0.77x | 0.84x |
| Bank of America Corporation (BAC)vs › | $442.76B | 0.48x | 0.40x | 0.68x | 2.04x |
| Wells Fargo & Company (WFC)vs › | $266.04B | 0.63x | 0.58x | 0.89x | 1.90x |
| Citigroup Inc. (C)vs › | $234.50B | 0.24x | 0.21x | 0.33x | 0.96x |
| The Goldman Sachs Group, Inc. (GS)vs › | $305.78B | 0.33x | 0.29x | 0.35x | 1.26x |
| Morgan Stanley (MS)vs › | $341.18B | 0.45x | 0.42x | 0.58x | 3.41x |
Interest Coverage
0.7x
Debt/Equity
3.30
Current Ratio
0.84
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 1.10x |
| 2026-03-31 | 0.86x |
| 2025-12-31 | 0.72x |
| 2025-09-30 | 0.74x |
| 2025-06-30 | 0.73x |
| 2025-03-31 | 0.78x |
| 2024-12-31 | 0.72x |
| 2024-09-30 | 0.63x |
| 2024-06-30 | 0.91x |
| 2024-03-31 | 0.71x |
| 2023-12-31 | 0.49x |
| 2023-09-30 | 0.77x |
| 2023-06-30 | 0.89x |
| 2023-03-31 | 0.98x |
| 2022-12-31 | 1.03x |
| 2022-09-30 | 1.48x |
| 2022-06-30 | 3.09x |
| 2022-03-31 | 6.20x |
| 2021-12-31 | 8.93x |
| 2021-09-30 | 10.08x |
| 2021-06-30 | 11.16x |
| 2021-03-31 | 12.81x |
| 2020-12-31 | 11.66x |
| 2020-09-30 | 6.98x |
| 2020-06-30 | 2.51x |
| 2020-03-31 | 0.68x |
| 2019-12-31 | 1.83x |
| 2019-09-30 | 1.65x |
| 2019-06-30 | 1.57x |
| 2019-03-31 | 1.62x |
| 2018-12-31 | 1.32x |
| 2018-09-30 | 1.93x |
| 2018-06-30 | 2.08x |
| 2018-03-31 | 2.43x |
| 2017-12-31 | 2.08x |
| 2017-09-30 | 2.46x |
| 2017-06-30 | 2.83x |
| 2017-03-31 | 2.80x |
| 2016-12-31 | 3.20x |
| 2016-09-30 | 3.62x |
| 2016-06-30 | 3.79x |
| 2016-03-31 | 3.49x |
| 2015-12-31 | 3.82x |
| 2015-09-30 | 3.71x |
| 2015-06-30 | 4.58x |
| 2015-03-31 | 4.36x |
| 2014-12-31 | 3.32x |
| 2014-09-30 | 4.35x |
| 2014-06-30 | 4.15x |
| 2014-03-31 | 3.64x |
| 2013-12-31 | 3.18x |
| 2013-09-30 | 0.01x |
| 2013-06-30 | 3.93x |
| 2013-03-31 | 3.73x |
| 2012-12-31 | 2.77x |
| 2012-09-30 | 3.01x |
| 2012-06-30 | 2.37x |
| 2012-03-31 | 2.30x |
| 2011-12-31 | 1.62x |
| 2011-09-30 | 1.74x |
| 2011-06-30 | 2.14x |
| 2011-03-31 | 2.27x |
| 2010-12-31 | 2.00x |
| 2010-09-30 | 2.00x |
| 2010-06-30 | 2.34x |
| 2010-03-31 | 1.45x |
| 2009-12-31 | 1.20x |
| 2009-09-30 | 1.44x |
| 2009-06-30 | 1.05x |
| 2009-03-31 | 0.67x |
| 2008-12-31 | -0.17x |
| 2008-09-30 | -0.26x |
| 2008-06-30 | 0.34x |
| 2008-03-31 | 0.36x |
| 2007-12-31 | 0.36x |
| 2007-09-30 | 0.42x |
| 2007-06-30 | 0.57x |
| 2007-03-31 | 0.70x |
| 2006-12-31 | 0.47x |
| 2006-09-30 | 0.50x |
| 2006-06-30 | 0.55x |
| 2006-03-31 | 0.56x |
| 2005-12-31 | 0.53x |
| 2005-09-30 | 0.56x |
| 2005-06-30 | 0.20x |
| 2005-03-31 | 0.61x |
| 2004-12-31 | 0.53x |
| 2004-09-30 | 0.48x |
| 2004-06-30 | -0.41x |
| 2004-03-31 | 1.10x |
| 2003-12-31 | 1.04x |
| 2003-09-30 | 0.92x |
| 2003-06-30 | 0.99x |
| 2003-03-31 | 0.70x |
| 2002-12-31 | -0.18x |
| 2002-09-30 | 0.02x |