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JKHYJack Henry & Associates, Inc.

Is the EBITDA margin high or low?

The EBITDA margin of 33.57% is in line with its 5-year average of 33.28%, around the middle of its 5-year range (25.63%–37.99%).

As of Thursday, June 25, 2026. 3.92% below its 12-month average of 34.94%.

EBITDA Margin

JKHY EBITDA Margin

33.57%

Reported quarterly EBITDA margin; no daily interpolation.

+30.96% 5Y
JKHY EBITDA Margin

JKHY Average EBITDA Margin Chart

JKHY EBITDA Margin

JKHY Current vs Average EBITDA Margin Chart

JKHY EBITDA Margin Metrics

EBITDA MARGIN

33.57%

EBITDA MARGIN AVG TTM

34.94%

EBITDA MARGIN AVG 3Y

33.45%

EBITDA MARGIN AVG 5Y

33.67%

EBITDA MARGIN AVG 10Y

33.91%

EBITDA MARGIN AVG 15Y

33.53%

EBITDA MARGIN AVG 20Y

32.97%

CURRENT VS TTM AVG

-3.92%

CURRENT VS 3Y AVG

+0.35%

CURRENT VS 5Y AVG

-0.30%

CURRENT VS 10Y AVG

-1.02%

CURRENT VS 15Y AVG

+0.12%

CURRENT VS 20Y AVG

+1.81%

JKHY Competitors' EBITDA Margin

NAMEMARKET CAPEBITDA MARGINTTM3Y5Y
Jack Henry & Associates, Inc. (JKHY)$9.14B33.57%34.94%33.45%33.67%
Tempus AI, Inc. (TEM)vs ›$9.06B-17.48%-52.76%-51.11%-63.28%
HubSpot, Inc. (HUBS)vs ›$8.73B7.50%6.21%1.73%1.04%
DocuSign, Inc. (DOCU)vs ›$8.11B17.46%14.73%9.16%4.82%
Plexus Corp. (PLXS)vs ›$7.94B6.88%6.42%6.32%6.40%
GoDaddy Inc. (GDDY)vs ›$10.51B26.09%24.63%21.01%15.52%
Skyworks Solutions, Inc. (SWKS)vs ›$10.52B24.88%24.88%29.49%33.79%
Camtek Ltd. (CAMT)vs ›$7.74B12.92%23.12%26.32%24.95%
Silicon Motion Technology Corporation (SIMO)vs ›$11.00B19.23%17.88%18.30%20.05%
Applied Optoelectronics, Inc. (AAOI)vs ›$11.02B-3.40%-33.63%-23.96%-19.28%

Margin Comparison

Gross Margin

44.1%

EBITDA Margin

33.6%

Operating Margin

26.0%

Net Margin

20.6%

Formula: EBITDA Margin = (EBITDA / Revenue) × 100

Why EBITDA Margin matters:

  • Removes effects of depreciation policies (D&A)
  • Capital structure neutral (ignores interest)
  • Tax neutral (ignores tax differences)
  • Good proxy for operating cash generation

EBITDA Margin Formula & Definition

EBITDA Margin = EBITDA / Revenue

EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

EBITDA Margin FAQ

What is the EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The EBITDA margin for JKHY stock is 33.57%.
Is Jack Henry & Associates, Inc.'s EBITDA margin high or low?
The EBITDA margin of 33.57% is in line with its 5-year average of 33.28%, around the middle of its 5-year range (25.63%–37.99%).
What is the TTM average EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The TTM average EBITDA margin for JKHY stock is 34.94%.
What is the 3Y average EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The 3Y average EBITDA margin for JKHY stock is 33.45%.
What is the 5Y average EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The 5Y average EBITDA margin for JKHY stock is 33.67%.
What is the 10Y average EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The 10Y average EBITDA margin for JKHY stock is 33.91%.
What is the 15Y average EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The 15Y average EBITDA margin for JKHY stock is 33.53%.
What is the 20Y average EBITDA margin for Jack Henry & Associates, Inc. (JKHY)?
The 20Y average EBITDA margin for JKHY stock is 32.97%.

JKHY EBITDA Margin History

DATEEBITDA MARGIN
2026-03-3133.57%
2025-12-3135.28%
2025-09-3037.70%
2025-06-3034.70%
2025-03-3133.44%
2024-12-3131.70%
2024-09-3034.96%
2024-06-3033.03%
2024-03-3131.32%
2023-12-3131.88%
2023-09-3032.67%
2023-06-3033.25%
2023-03-3131.35%
2022-12-3131.01%
2022-09-3035.24%
2022-06-3030.77%
2022-03-3132.63%
2021-12-3134.41%
2021-09-3036.43%
2021-06-3025.63%
2021-03-3137.99%
2020-12-3132.62%
2020-09-3035.72%
2020-06-3022.70%
2020-03-3131.60%
2019-12-3132.50%
2019-09-3036.71%
2019-06-3030.72%
2019-03-3130.85%
2018-12-3133.18%
2018-09-3036.24%
2018-06-3035.57%
2018-03-3133.70%
2017-12-3132.55%
2017-09-3036.57%
2017-06-3035.00%
2017-03-3134.32%
2016-12-3135.56%
2016-09-3036.39%
2016-06-3035.85%
2016-03-3133.60%
2015-12-3135.02%
2015-09-3034.74%
2015-06-3033.68%
2015-03-3134.51%
2014-12-3133.81%
2014-09-3031.70%
2014-06-3034.82%
2014-03-3130.55%
2013-12-3133.22%
2013-09-3031.32%
2013-06-3033.12%
2013-03-3132.68%
2012-12-3130.09%
2012-09-3033.92%
2012-06-3032.32%
2012-03-3131.07%
2011-12-3133.07%
2011-09-3032.87%
2011-06-3032.48%
2011-03-3130.45%
2010-12-3122.68%
2010-09-3022.48%
2010-06-3030.23%
2010-03-3128.78%
2009-12-3130.92%
2009-09-3031.70%
2009-06-3031.01%
2009-03-3129.62%
2008-12-3130.43%
2008-09-3019.44%
2008-06-3018.61%
2008-03-3122.49%
2007-12-3132.03%
2007-09-3020.42%
2007-06-3032.45%
2007-03-3124.14%
2006-12-3123.69%
2006-09-3029.77%
2006-06-3031.59%
2006-03-3131.57%
2005-12-3130.33%
2005-09-3030.09%
2005-06-3031.34%
2005-03-3130.25%
2004-12-3127.82%
2004-09-3028.35%
2004-06-3030.06%
2004-03-3128.22%
2003-12-3127.64%
2003-09-3027.10%
2003-06-3027.40%
2003-03-3126.94%
2002-12-3125.31%
2002-09-3026.54%
2002-06-3024.58%

About Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.

Monett, MO
7,198 employees
Technology / Software - Services
Sector
Technology
Industry
Software - Services
CEO
Gregory R. Adelson