Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 17.95% is in line with its 5-year average of 17.15%, around the middle of its 5-year range (4.93%–30.46%).
11.46% below its 12-month average of 20.27%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.83%.
EBITDA MARGIN
17.95%
EBITDA MARGIN AVG TTM
20.27%
EBITDA MARGIN AVG 3Y
17.44%
EBITDA MARGIN AVG 5Y
17.15%
EBITDA MARGIN AVG 10Y
19.39%
EBITDA MARGIN AVG 15Y
17.70%
EBITDA MARGIN AVG 20Y
16.49%
CURRENT VS TTM AVG
-11.46%
CURRENT VS 3Y AVG
+2.94%
CURRENT VS 5Y AVG
+4.69%
CURRENT VS 10Y AVG
-7.43%
CURRENT VS 15Y AVG
+1.40%
CURRENT VS 20Y AVG
+8.87%
Investors Title Company
Market Cap
$555.75M
EBITDA Margin
17.95%
TTM Avg
20.27%
3Y Avg
17.44%
5Y Avg
17.15%
Market Cap
$556.12M
EBITDA Margin
25.54%
TTM Avg
22.61%
3Y Avg
27.17%
5Y Avg
29.80%
Market Cap
$554.06M
EBITDA Margin
41.57%
TTM Avg
38.25%
3Y Avg
40.82%
5Y Avg
41.92%
Market Cap
$559.08M
EBITDA Margin
29.19%
TTM Avg
18.62%
3Y Avg
27.70%
5Y Avg
35.08%
Market Cap
$559.56M
EBITDA Margin
-49.95%
TTM Avg
28.93%
3Y Avg
-61.21%
5Y Avg
-42.85%
Market Cap
$560.55M
EBITDA Margin
22.19%
TTM Avg
20.19%
3Y Avg
27.30%
5Y Avg
31.28%
Market Cap
$548.67M
EBITDA Margin
36.62%
TTM Avg
31.22%
3Y Avg
28.87%
5Y Avg
31.20%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Investors Title Company (ITIC) | $555.75M | 17.95% | 20.27% | 17.44% | 17.15% |
| Civista Bancshares, Inc. (CIVB)vs › | $556.12M | 25.54% | 22.61% | 27.17% | 29.80% |
| Unity Bancorp, Inc. (UNTY)vs › | $554.06M | 41.57% | 38.25% | 40.82% | 41.92% |
| Community West Bancshares (CWBC)vs › | $559.08M | 29.19% | 18.62% | 27.70% | 35.08% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $559.56M | -49.95% | 28.93% | -61.21% | -42.85% |
| Bridgewater Bancshares, Inc. (BWBBP)vs › | $560.55M | 22.19% | 20.19% | 27.30% | 31.28% |
| Stewards Inc. (SWRD)vs › | $541.74M | N/A | N/A | N/A | N/A |
| Northrim BanCorp, Inc. (NRIM)vs › | $548.67M | 36.62% | 31.22% | 28.87% | 31.20% |
| Teamshares Inc. (TMS)vs › | $547.81M | N/A | N/A | N/A | N/A |
| Donegal Group Inc. (DGICB)vs › | $544.56M | 10.29% | 8.49% | 4.53% | 5.26% |
EBITDA Margin
17.9%
Operating Margin
17.7%
Net Margin
13.8%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 23.83% |
| 2026-03-31 | 13.85% |
| 2025-12-31 | 18.72% |
| 2025-09-30 | 22.05% |
| 2025-06-30 | 22.91% |
| 2025-03-31 | 10.09% |
| 2024-12-31 | 16.87% |
| 2024-09-30 | 18.39% |
| 2024-06-30 | 19.06% |
| 2024-03-31 | 12.95% |
| 2023-12-31 | 13.69% |
| 2023-09-30 | 15.69% |
| 2023-06-30 | 18.59% |
| 2023-03-31 | 4.93% |
| 2022-12-31 | 15.59% |
| 2022-09-30 | 14.07% |
| 2022-06-30 | 5.45% |
| 2022-03-31 | 12.53% |
| 2021-12-31 | 27.04% |
| 2021-09-30 | 23.33% |
| 2021-06-30 | 30.46% |
| 2021-03-31 | 24.81% |
| 2020-12-31 | 28.49% |
| 2020-09-30 | 28.64% |
| 2020-06-30 | 30.00% |
| 2020-03-31 | -26.57% |
| 2019-12-31 | 28.66% |
| 2019-06-30 | 17.53% |
| 2018-12-31 | 3.16% |
| 2018-09-30 | 27.13% |
| 2018-06-30 | 22.37% |
| 2018-03-31 | 17.19% |
| 2017-12-31 | 17.61% |
| 2017-09-30 | 22.08% |
| 2017-06-30 | 22.27% |
| 2017-03-31 | 18.57% |
| 2016-09-30 | 28.47% |
| 2016-06-30 | 20.40% |
| 2016-03-31 | 11.77% |
| 2015-12-31 | 13.23% |
| 2015-09-30 | 19.75% |
| 2015-06-30 | 17.47% |
| 2015-03-31 | 9.79% |
| 2014-09-30 | 13.33% |
| 2014-06-30 | 14.78% |
| 2014-03-31 | 6.44% |
| 2013-12-31 | 9.34% |
| 2013-09-30 | 25.57% |
| 2013-06-30 | 18.04% |
| 2013-03-31 | 18.82% |
| 2012-12-31 | 14.82% |
| 2012-09-30 | 15.35% |
| 2012-06-30 | 18.55% |
| 2012-03-31 | 9.64% |
| 2011-12-31 | 13.71% |
| 2011-09-30 | 13.99% |
| 2011-06-30 | 9.49% |
| 2011-03-31 | 7.76% |
| 2010-12-31 | 17.12% |
| 2010-09-30 | 11.51% |
| 2010-06-30 | 19.88% |
| 2010-03-31 | 1.71% |
| 2009-12-31 | 4.11% |
| 2009-09-30 | 7.89% |
| 2009-06-30 | 14.89% |
| 2009-03-31 | 10.65% |
| 2008-12-31 | -49.40% |
| 2008-09-30 | 6.93% |
| 2008-06-30 | -1.09% |
| 2008-03-31 | 14.87% |
| 2007-12-31 | 16.37% |
| 2007-09-30 | 22.57% |
| 2007-06-30 | 7.04% |
| 2007-03-31 | 16.50% |
| 2006-12-31 | 17.04% |
| 2006-09-30 | 24.17% |
| 2006-06-30 | 25.36% |
| 2006-03-31 | 20.18% |
| 2005-12-31 | 22.94% |
| 2005-09-30 | 26.87% |
| 2005-06-30 | 24.56% |
| 2005-03-31 | 13.64% |
| 2004-12-31 | 19.19% |
| 2004-09-30 | 22.73% |
| 2004-06-30 | 21.13% |
| 2004-03-31 | 19.47% |
| 2003-12-31 | 18.58% |
| 2003-09-30 | 18.50% |
| 2003-06-30 | 18.97% |
| 2003-03-31 | 19.01% |
| 2002-12-31 | 18.92% |
| 2002-09-30 | 17.23% |
