Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 12.21% is 44% above its 5-year average of 8.47%, near the high end of its 5-year range (2.96%–13.49%).
As of the fiscal period ended Wednesday, December 31, 2025. 2.55% below its 12-month average of 12.53%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
12.21%
RETURN ON EQUITY (ROE) AVG TTM
12.53%
RETURN ON EQUITY (ROE) AVG 3Y
10.89%
RETURN ON EQUITY (ROE) AVG 5Y
8.47%
RETURN ON EQUITY (ROE) AVG 10Y
19.48%
RETURN ON EQUITY (ROE) AVG 15Y
14.69%
RETURN ON EQUITY (ROE) AVG 20Y
15.82%
CURRENT VS TTM AVG
-2.55%
CURRENT VS 3Y AVG
+12.15%
CURRENT VS 5Y AVG
+44.16%
CURRENT VS 10Y AVG
-37.32%
CURRENT VS 15Y AVG
-16.85%
CURRENT VS 20Y AVG
-22.81%
SECTOR MEDIAN · TECHNOLOGY
13.87%
median of 177 covered companies
CURRENT VS SECTOR MEDIAN
-11.97%
vs the sector median at left
Fiserv, Inc.
Market Cap
$27.21B
Return on Equity (ROE)
12.21%
TTM Avg
12.53%
3Y Avg
10.89%
5Y Avg
8.47%
Market Cap
$27.23B
Return on Equity (ROE)
-27.08%
TTM Avg
-7.15%
3Y Avg
97.29%
5Y Avg
55.52%
Market Cap
$26.44B
Return on Equity (ROE)
35.61%
TTM Avg
143.52%
3Y Avg
-92.76%
5Y Avg
-67.66%
Market Cap
$26.38B
Return on Equity (ROE)
293.95%
TTM Avg
625.25%
3Y Avg
375.81%
5Y Avg
258.88%
Market Cap
$28.27B
Return on Equity (ROE)
9.05%
TTM Avg
8.13%
3Y Avg
5.22%
5Y Avg
5.22%
Market Cap
$26.08B
Return on Equity (ROE)
8.25%
TTM Avg
7.71%
3Y Avg
12.68%
5Y Avg
10.94%
Market Cap
$28.49B
Return on Equity (ROE)
15.69%
TTM Avg
10.59%
3Y Avg
8.45%
5Y Avg
2.96%
Market Cap
$25.80B
Return on Equity (ROE)
20.77%
TTM Avg
15.34%
3Y Avg
10.07%
5Y Avg
13.59%
Market Cap
$28.70B
Return on Equity (ROE)
-37.34%
TTM Avg
-45.31%
3Y Avg
-49.90%
5Y Avg
-80.27%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Fiserv, Inc. (FISV) | $27.21B | 12.21% | 12.53% | 10.89% | 8.47% |
| Strategy Inc (MSTR)vs › | $27.23B | -27.08% | -7.15% | 97.29% | 55.52% |
| Splunk Inc. (SPLK)vs › | $26.44B | 35.61% | 143.52% | -92.76% | -67.66% |
| Verisk Analytics, Inc. (VRSK)vs › | $26.38B | 293.95% | 625.25% | 375.81% | 258.88% |
| Qnity Electronics, Inc. (Q)vs › | $28.27B | 9.05% | 8.13% | 5.22% | 5.22% |
| Tower Semiconductor Ltd. (TSEM)vs › | $26.08B | 8.25% | 7.71% | 12.68% | 10.94% |
| Everpure, Inc (PSTG)vs › | $28.49B | 15.69% | 10.59% | 8.45% | 2.96% |
| Zoom Communications, Inc. (ZM)vs › | $25.80B | 20.77% | 15.34% | 10.07% | 13.59% |
| Fair Isaac Corporation (FICO)vs › | $28.70B | -37.34% | -45.31% | -49.90% | -80.27% |
| Twilio Inc. (TWLO)vs › | $29.06B | 1.34% | -0.47% | -5.82% | -6.28% |
ROE
12.2%
ROA
4.0%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 13.49% |
| 2024-12-31 | 11.57% |
| 2023-12-31 | 10.28% |
| 2022-12-31 | 8.21% |
| 2021-12-31 | 4.31% |
| 2020-12-31 | 2.96% |
| 2019-12-31 | 2.71% |
| 2018-12-31 | 51.77% |
| 2017-12-31 | 45.62% |
| 2016-12-31 | 36.60% |
| 2015-12-31 | 26.77% |
| 2014-12-31 | 22.88% |
| 2013-12-31 | 18.08% |
| 2012-12-31 | 17.88% |
| 2011-12-31 | 14.49% |
| 2010-12-31 | 15.36% |
| 2009-12-31 | 15.73% |
| 2008-12-31 | 21.94% |
| 2007-12-31 | 17.79% |
| 2006-12-31 | 18.55% |
| 2005-12-31 | 20.94% |
| 2004-12-31 | 14.73% |
| 2003-12-31 | 14.32% |
| 2002-12-31 | 14.56% |
| 2001-12-31 | 12.97% |
| 2000-12-31 | 14.14% |
| 1999-12-31 | 12.64% |
| 1998-12-31 | 12.90% |
| 1997-12-31 | 11.80% |
| 1996-12-31 | 10.18% |
