Cognizant Technology Solutions Corporation (CTSH) vs Fiserv, Inc. (FISV)

A side-by-side comparison of Cognizant Technology Solutions Corporation and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 12, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCTSH vs FISV

growth of $100 · dividends reinvested · last 10y
CTSH +15.5% (+1.5%/yr)FISV -0.1% (-0.0%/yr)CTSH compounded faster over this window
100200300400Start $10020182020202220242026$116$100
CTSH FISV

CTSH vs FISV: by the numbers

  • FISV is the larger company ($27.52B vs $26.26B market cap).
  • FISV trades at the lower trailing earnings multiple (10.12 vs 12.60 P/E), one valuation lens rather than an overall verdict.
  • FISV converts more revenue to profit (13.42% vs 10.26% net margin).
  • FISV grew revenue faster over the past five years (6.23% vs 4.44% CAGR).
  • CTSH pays a dividend (2.18% yield), while FISV has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCTSHFISV
P/E ratio12.6010.12
Forward P/E10.196.50
P/S ratio1.261.35
P/B ratio1.891.05
EV / EBITDA7.707.75
FCF yield9.51%15.77%

Profitability

MetricCTSHFISV
Gross margin32.00%59.36%
Operating margin15.76%21.37%
Net margin10.26%13.42%
ROE15.35%10.40%
ROIC12.31%8.03%

Dividends

MetricCTSHFISV
Dividend yield2.18%N/A
Payout ratio28.07%N/A

Growth (annualized)

MetricCTSHFISV
Revenue CAGR (5Y)4.44%6.23%
EPS CAGR (5Y)12.07%34.70%
FCF CAGR (5Y)-2.21%5.95%
Total return CAGR (5Y)-3.25%-13.96%

Frequently asked

Which has the lower trailing P/E, CTSH or FISV?
FISV has the lower trailing P/E: CTSH trades at 12.60 and FISV at 10.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CTSH or FISV?
Over the past five years, FISV grew revenue faster — CTSH at a 4.44% CAGR versus FISV at 6.23%.
Does CTSH or FISV pay a bigger dividend?
CTSH pays a dividend (2.18% yield), while FISV has no payments in the available dividend history.
Is CTSH or FISV more profitable?
FISV runs the higher net margin — CTSH at 10.26% versus FISV at 13.42%.
How have CTSH and FISV total returns compared?
Over the past 10 years, CTSH delivered 1.55% and FISV delivered 0.20% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 12, 2026.