Cognizant Technology Solutions Corporation (CTSH) vs Fiserv, Inc. (FISV)

A side-by-side comparison of Cognizant Technology Solutions Corporation and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CTSH vs FISV

growth of $100 · dividends reinvested · last 10y
CTSH +29.1% (+2.6%/yr)FISV +0.9% (+0.1%/yr)CTSH compounded faster over this window
100200300400Start $10020182020202220242026$129$101
CTSH FISV

CTSH vs FISV: by the numbers

  • •CTSH is the larger company ($25.82B vs $24.79B market cap).
  • •FISV trades at the lower trailing earnings multiple (8.92 vs 12.33 P/E), one valuation lens rather than an overall verdict.
  • •FISV converts more revenue to profit (13.42% vs 10.26% net margin).
  • •FISV grew revenue faster over the past five years (6.23% vs 4.44% CAGR).
  • •CTSH pays a dividend (2.17% yield), while FISV has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCTSHFISV
P/E ratio12.338.92
Forward P/E9.976.41
P/S ratio1.191.19
P/B ratio1.790.92
EV / EBITDAN/A7.27
FCF yield10.06%15.84%

Profitability

MetricCTSHFISV
Gross margin32.00%59.36%
Operating margin15.76%21.37%
Net margin10.26%13.42%
ROE15.35%10.41%
ROIC12.43%6.47%

Dividends

MetricCTSHFISV
Dividend yield2.17%N/A
Payout ratio27.96%N/A

Growth (annualized)

MetricCTSHFISV
Revenue CAGR (5Y)4.44%6.23%
EPS CAGR (5Y)12.07%34.70%
FCF CAGR (5Y)-2.21%3.32%
Total return CAGR (5Y)-3.05%-14.16%

Frequently asked

Which has the lower trailing P/E, CTSH or FISV?
FISV has the lower trailing P/E: CTSH trades at 12.33 and FISV at 8.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CTSH or FISV?
Over the past five years, FISV grew revenue faster — CTSH at a 4.44% CAGR versus FISV at 6.23%.
Does CTSH or FISV pay a bigger dividend?
CTSH pays a dividend (2.17% yield), while FISV has no payments in the available dividend history.
Is CTSH or FISV more profitable?
FISV runs the higher net margin — CTSH at 10.26% versus FISV at 13.42%.
How have CTSH and FISV total returns compared?
Over the past 10 years, CTSH delivered 2.23% and FISV delivered 0.28% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.