Corpay, Inc. (CPAY) vs Fiserv, Inc. (FISV)
A side-by-side comparison of Corpay, Inc. and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 12, 2026. Differences are shown without an overall score or investment verdict.
CPAY
Corpay, Inc.
$411.48TechnologyDelayed quote: Aug 12, 2026, 3:55 PM EDT
FISV
Fiserv, Inc.
$51.61TechnologyDelayed quote: Aug 12, 2026, 3:55 PM EDT
Total return — CPAY vs FISV
growth of $100 · dividends reinvested · last 10yCPAY +147.0% (+9.5%/yr)FISV -0.1% (-0.0%/yr)CPAY compounded faster over this window
CPAY FISV
CPAY vs FISV: by the numbers
- •FISV is the larger company ($27.52B vs $26.89B market cap).
- •FISV trades at the lower trailing earnings multiple (10.12 vs 24.72 P/E), one valuation lens rather than an overall verdict.
- •CPAY converts more revenue to profit (22.72% vs 13.42% net margin).
- •CPAY grew revenue faster over the past five years (15.16% vs 6.23% CAGR).
Metrics side by side
Valuation
| Metric | CPAY | FISV |
|---|---|---|
| P/E ratio | 24.72 | 10.12 |
| Forward P/E | 15.01 | 6.50 |
| P/S ratio | 5.37 | 1.35 |
| P/B ratio | 7.61 | 1.05 |
| EV / EBITDA | 12.88 | 7.75 |
| FCF yield | 6.08% | 15.77% |
Profitability
| Metric | CPAY | FISV |
|---|---|---|
| Gross margin | 73.34% | 59.36% |
| Operating margin | 40.80% | 21.37% |
| Net margin | 22.72% | 13.42% |
| ROE | 32.21% | 10.40% |
| ROIC | 8.76% | 8.03% |
Growth (annualized)
| Metric | CPAY | FISV |
|---|---|---|
| Revenue CAGR (5Y) | 15.16% | 6.23% |
| EPS CAGR (5Y) | 12.72% | 34.70% |
| FCF CAGR (5Y) | -1.40% | 5.95% |
| Total return CAGR (5Y) | 9.51% | -13.96% |
Frequently asked
- Which has the lower trailing P/E, CPAY or FISV?
- FISV has the lower trailing P/E: CPAY trades at 24.72 and FISV at 10.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CPAY or FISV?
- Over the past five years, CPAY grew revenue faster — CPAY at a 15.16% CAGR versus FISV at 6.23%.
- Is CPAY or FISV more profitable?
- CPAY runs the higher net margin — CPAY at 22.72% versus FISV at 13.42%.
- How have CPAY and FISV total returns compared?
- Over the past 10 years, CPAY delivered 9.45% and FISV delivered 0.20% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Corpay P/E ratioFiserv P/E ratioCorpay ROEFiserv ROECorpay operating marginFiserv operating marginCorpay revenue growthFiserv revenue growthCorpay free cash flowFiserv free cash flow
Corpay & Fiserv appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 12, 2026.