Corpay, Inc. (CPAY) vs Fiserv, Inc. (FISV)

A side-by-side comparison of Corpay, Inc. and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 12, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCPAY vs FISV

growth of $100 · dividends reinvested · last 10y
CPAY +147.0% (+9.5%/yr)FISV -0.1% (-0.0%/yr)CPAY compounded faster over this window
100200300400Start $10020182020202220242026$247$100
CPAY FISV

CPAY vs FISV: by the numbers

  • FISV is the larger company ($27.52B vs $26.89B market cap).
  • FISV trades at the lower trailing earnings multiple (10.12 vs 24.72 P/E), one valuation lens rather than an overall verdict.
  • CPAY converts more revenue to profit (22.72% vs 13.42% net margin).
  • CPAY grew revenue faster over the past five years (15.16% vs 6.23% CAGR).

Metrics side by side

Valuation

MetricCPAYFISV
P/E ratio24.7210.12
Forward P/E15.016.50
P/S ratio5.371.35
P/B ratio7.611.05
EV / EBITDA12.887.75
FCF yield6.08%15.77%

Profitability

MetricCPAYFISV
Gross margin73.34%59.36%
Operating margin40.80%21.37%
Net margin22.72%13.42%
ROE32.21%10.40%
ROIC8.76%8.03%

Growth (annualized)

MetricCPAYFISV
Revenue CAGR (5Y)15.16%6.23%
EPS CAGR (5Y)12.72%34.70%
FCF CAGR (5Y)-1.40%5.95%
Total return CAGR (5Y)9.51%-13.96%

Frequently asked

Which has the lower trailing P/E, CPAY or FISV?
FISV has the lower trailing P/E: CPAY trades at 24.72 and FISV at 10.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CPAY or FISV?
Over the past five years, CPAY grew revenue faster — CPAY at a 15.16% CAGR versus FISV at 6.23%.
Is CPAY or FISV more profitable?
CPAY runs the higher net margin — CPAY at 22.72% versus FISV at 13.42%.
How have CPAY and FISV total returns compared?
Over the past 10 years, CPAY delivered 9.45% and FISV delivered 0.20% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 12, 2026.