Corpay, Inc. (CPAY) vs Fiserv, Inc. (FISV)

A side-by-side comparison of Corpay, Inc. and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CPAY vs FISV

growth of $100 · dividends reinvested · last 10y
CPAY +149.2% (+9.6%/yr)FISV +0.9% (+0.1%/yr)CPAY compounded faster over this window
100200300400Start $10020182020202220242026$249$101
CPAY FISV

CPAY vs FISV: by the numbers

  • •CPAY is the larger company ($25.26B vs $24.13B market cap).
  • •FISV trades at the lower trailing earnings multiple (8.69 vs 23.52 P/E), one valuation lens rather than an overall verdict.
  • •CPAY converts more revenue to profit (22.72% vs 13.42% net margin).
  • •CPAY grew revenue faster over the past five years (15.16% vs 6.23% CAGR).

Metrics side by side

Valuation

MetricCPAYFISV
P/E ratio23.528.69
Forward P/E14.116.24
P/S ratio5.031.16
P/B ratio7.130.90
EV / EBITDA13.137.17
FCF yield6.49%16.27%

Profitability

MetricCPAYFISV
Gross margin73.34%59.36%
Operating margin40.80%21.37%
Net margin22.72%13.42%
ROE32.21%10.41%
ROIC8.92%6.47%

Growth (annualized)

MetricCPAYFISV
Revenue CAGR (5Y)15.16%6.23%
EPS CAGR (5Y)12.72%34.70%
FCF CAGR (5Y)-1.40%3.32%
Total return CAGR (5Y)9.37%-14.16%

Frequently asked

Which has the lower trailing P/E, CPAY or FISV?
FISV has the lower trailing P/E: CPAY trades at 23.52 and FISV at 8.69. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CPAY or FISV?
Over the past five years, CPAY grew revenue faster — CPAY at a 15.16% CAGR versus FISV at 6.23%.
Is CPAY or FISV more profitable?
CPAY runs the higher net margin — CPAY at 22.72% versus FISV at 13.42%.
How have CPAY and FISV total returns compared?
Over the past 10 years, CPAY delivered 9.76% and FISV delivered 0.28% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.