Corpay, Inc. (CPAY) vs Fiserv, Inc. (FISV)
A side-by-side comparison of Corpay, Inc. and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
CPAY
Corpay, Inc.
$386.44TechnologyDelayed quote: Sep 30, 2026, 3:09 PM EDT
FISV
Fiserv, Inc.
$45.25TechnologyDelayed quote: Sep 30, 2026, 3:10 PM EDT
Total return — CPAY vs FISV
growth of $100 · dividends reinvested · last 10yCPAY +149.2% (+9.6%/yr)FISV +0.9% (+0.1%/yr)CPAY compounded faster over this window
CPAY FISV
CPAY vs FISV: by the numbers
- •CPAY is the larger company ($25.26B vs $24.13B market cap).
- •FISV trades at the lower trailing earnings multiple (8.69 vs 23.52 P/E), one valuation lens rather than an overall verdict.
- •CPAY converts more revenue to profit (22.72% vs 13.42% net margin).
- •CPAY grew revenue faster over the past five years (15.16% vs 6.23% CAGR).
Metrics side by side
Valuation
| Metric | CPAY | FISV |
|---|---|---|
| P/E ratio | 23.52 | 8.69 |
| Forward P/E | 14.11 | 6.24 |
| P/S ratio | 5.03 | 1.16 |
| P/B ratio | 7.13 | 0.90 |
| EV / EBITDA | 13.13 | 7.17 |
| FCF yield | 6.49% | 16.27% |
Profitability
| Metric | CPAY | FISV |
|---|---|---|
| Gross margin | 73.34% | 59.36% |
| Operating margin | 40.80% | 21.37% |
| Net margin | 22.72% | 13.42% |
| ROE | 32.21% | 10.41% |
| ROIC | 8.92% | 6.47% |
Growth (annualized)
| Metric | CPAY | FISV |
|---|---|---|
| Revenue CAGR (5Y) | 15.16% | 6.23% |
| EPS CAGR (5Y) | 12.72% | 34.70% |
| FCF CAGR (5Y) | -1.40% | 3.32% |
| Total return CAGR (5Y) | 9.37% | -14.16% |
Frequently asked
- Which has the lower trailing P/E, CPAY or FISV?
- FISV has the lower trailing P/E: CPAY trades at 23.52 and FISV at 8.69. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CPAY or FISV?
- Over the past five years, CPAY grew revenue faster — CPAY at a 15.16% CAGR versus FISV at 6.23%.
- Is CPAY or FISV more profitable?
- CPAY runs the higher net margin — CPAY at 22.72% versus FISV at 13.42%.
- How have CPAY and FISV total returns compared?
- Over the past 10 years, CPAY delivered 9.76% and FISV delivered 0.28% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Corpay P/E ratioFiserv P/E ratioCorpay ROEFiserv ROECorpay operating marginFiserv operating marginCorpay revenue growthFiserv revenue growthCorpay free cash flowFiserv free cash flow
Corpay & Fiserv appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.