Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 3.72x is 13% below its 5-year average of 4.26x, around the middle of its 5-year range (2.32x–5.78x).
15.52% above its 12-month average of 3.22x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
3.72x
INTEREST COVERAGE RATIO AVG TTM
3.22x
INTEREST COVERAGE RATIO AVG 3Y
4.19x
INTEREST COVERAGE RATIO AVG 5Y
4.26x
INTEREST COVERAGE RATIO AVG 10Y
5.35x
INTEREST COVERAGE RATIO AVG 15Y
5.67x
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+15.52%
CURRENT VS 3Y AVG
-11.32%
CURRENT VS 5Y AVG
-12.71%
CURRENT VS 10Y AVG
-30.44%
CURRENT VS 15Y AVG
-34.38%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · TECHNOLOGY
7.78x
median of 149 covered companies
CURRENT VS SECTOR MEDIAN
-52.19%
vs the sector median at left
Fiserv, Inc.
Market Cap
$27.12B
Interest Coverage Ratio
3.72x
TTM Avg
3.22x
3Y Avg
4.19x
5Y Avg
4.26x
Market Cap
$26.99B
Interest Coverage Ratio
95.38x
TTM Avg
74.47x
3Y Avg
92.69x
5Y Avg
128.80x
Market Cap
$26.61B
Interest Coverage Ratio
4.83x
TTM Avg
4.75x
3Y Avg
5.76x
5Y Avg
6.91x
Market Cap
$27.67B
Interest Coverage Ratio
10.54x
TTM Avg
19.45x
3Y Avg
24.43x
5Y Avg
18.28x
Market Cap
$27.84B
Interest Coverage Ratio
38.25x
TTM Avg
38.25x
3Y Avg
38.25x
5Y Avg
38.25x
Market Cap
$28.05B
Interest Coverage Ratio
19.29x
TTM Avg
18.18x
3Y Avg
15.16x
5Y Avg
16.48x
Market Cap
$26.04B
Interest Coverage Ratio
14.24x
TTM Avg
17.64x
3Y Avg
42.60x
5Y Avg
59.59x
Market Cap
$28.28B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Fiserv, Inc. (FISV) | $27.12B | 3.72x | 3.22x | 4.19x | 4.26x |
| Cognizant Technology Solutions Corporation (CTSH)vs › | $26.99B | 95.38x | 74.47x | 92.69x | 128.80x |
| Corpay, Inc. (CPAY)vs › | $26.61B | 4.83x | 4.75x | 5.76x | 6.91x |
| ON Semiconductor Corporation (ON)vs › | $27.67B | 10.54x | 19.45x | 24.43x | 18.28x |
| Okta, Inc. (OKTA)vs › | $27.84B | 38.25x | 38.25x | 38.25x | 38.25x |
| Teledyne Technologies Incorporated (TDY)vs › | $28.05B | 19.29x | 18.18x | 15.16x | 16.48x |
| Zscaler, Inc. (ZS)vs › | $26.19B | -11.30x | N/A | N/A | N/A |
| Super Micro Computer, Inc. (SMCI)vs › | $26.04B | 14.24x | 17.64x | 42.60x | 59.59x |
| Zoom Communications, Inc. (ZM)vs › | $28.28B | N/A | N/A | N/A | N/A |
| Qnity Electronics, Inc. (Q)vs › | $25.81B | 15.60x | 9.31x | 9.31x | 9.31x |
Interest Coverage
3.7x
Debt/Equity
1.04
Current Ratio
1.04
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 2.74x |
| 2026-03-31 | 2.32x |
| 2025-12-31 | 3.12x |
| 2025-09-30 | 3.40x |
| 2025-06-30 | 4.51x |
| 2025-03-31 | 4.12x |
| 2024-12-31 | 4.99x |
| 2024-09-30 | 4.73x |
| 2024-06-30 | 4.86x |
| 2024-03-31 | 4.36x |
| 2023-12-31 | 5.00x |
| 2023-09-30 | 5.61x |
| 2023-06-30 | 4.77x |
| 2023-03-31 | 4.45x |
| 2022-12-31 | 5.78x |
| 2022-09-30 | 4.43x |
| 2022-06-30 | 4.89x |
| 2022-03-31 | 4.95x |
| 2021-12-31 | 3.14x |
| 2021-09-30 | 3.68x |
| 2021-06-30 | 3.66x |
| 2021-03-31 | 2.68x |
| 2020-12-31 | 2.97x |
| 2020-09-30 | 3.08x |
| 2020-06-30 | 0.94x |
| 2020-03-31 | 3.33x |
| 2019-12-31 | 2.46x |
| 2019-09-30 | 2.28x |
| 2019-06-30 | 6.62x |
| 2019-03-31 | 6.54x |
| 2018-12-31 | 7.70x |
| 2018-09-30 | 7.91x |
| 2018-06-30 | 7.96x |
| 2018-03-31 | 13.51x |
| 2017-12-31 | 9.44x |
| 2017-09-30 | 8.22x |
| 2017-06-30 | 8.45x |
| 2017-03-31 | 8.69x |
| 2016-12-31 | 8.93x |
| 2016-09-30 | 9.00x |
| 2016-06-30 | 9.05x |
| 2016-03-31 | 7.21x |
| 2015-12-31 | 8.66x |
| 2015-09-30 | 8.34x |
| 2015-06-30 | 6.65x |
| 2015-03-31 | 7.66x |
| 2014-12-31 | 7.73x |
| 2014-09-30 | 7.68x |
| 2014-06-30 | 7.49x |
| 2014-03-31 | 6.61x |
| 2013-12-31 | 7.24x |
| 2013-09-30 | 6.83x |
| 2013-06-30 | 6.66x |
| 2013-03-31 | 5.15x |
| 2012-12-31 | 7.41x |
| 2012-09-30 | 5.52x |
| 2012-06-30 | 5.84x |
| 2012-03-31 | 5.56x |
| 2011-12-31 | 5.62x |
| 2011-09-30 | 5.40x |
| 2011-06-30 | 5.12x |
| 2011-03-31 | 4.91x |
| 2010-12-31 | 4.60x |
| 2010-09-30 | 5.12x |
| 2010-06-30 | 5.46x |
| 2010-03-31 | 5.29x |
| 2009-12-31 | 4.34x |
| 2009-09-30 | 4.44x |
| 2009-06-30 | 4.25x |
| 2009-03-31 | 4.17x |
| 2008-06-30 | 3.72x |